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DV HOLDING

Active
Private limited companyfounded 20188 yrs activeLorkenstraat 11, 3580 Beringen, BelgiumKBO/BCE: BE 0694.728.549

DV HOLDING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €481k and a net result of €-2k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 7931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
67 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 6.3% and cash: 0% of total assets), and 11% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
89%
Return on assets
-0.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
29 d late
2021
143 d late
2020
122 d late
2019
87 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€481k▼ 4.4%
2024 · €503k
2018: €399k 2019: €425k 2020: €445k 2021: €476k 2022: €510k 2023: €506k 2024: €503k
2018 → 2025
Total assets
€540k=
2024 · €540k
2018: €555k 2019: €547k 2020: €540k 2021: €541k 2022: €543k 2023: €542k 2024: €540k
2018 → 2025
Net result
€-2k▲ 10.3%
2024 · €-3k
2018: €129k 2019: €26k 2020: €28k 2021: €31k 2022: €34k 2023: €-4k 2024: €-3k
2018 → 2025
Working capital
€-34k▼ 192%
2024 · €-12k
2018: €-23k 2019: €-27k 2020: €-39k 2021: €-37k 2022: €-5k 2023: €-9k 2024: €-12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€476k-€510k▲ 7.2%€506k▼ 0.8%€503k▼ 0.5%€481k▼ 4.4%
Operating result€-1k-€-2k▼ 81.5%€-4k▼ 99.5%€-3k▲ 34.1%€-2k▲ 12.4%
Net result€31k-€34k▲ 9.2%€-4k€-3k▲ 37.8%€-2k▲ 10.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30kOperating result 2021: €-1k€-1kNet result 2021: €31k€31kOperating result 2022: €-2k€-2kNet result 2022: €34k€34kOperating result 2023: €-4k€-4kNet result 2023: €-4k€-4kOperating result 2024: €-3k€-3kNet result 2024: €-3k€-3kOperating result 2025: €-2k€-2kNet result 2025: €-2k€-2k20212022202320242025
The operating result stays negative: a loss of €2k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €540k
Fixed assets €540k=
Current assets €229▲ 68.9%
Equity and liabilities €540k
Equity €481k▼ 4.4%
Debt €59k▲ 60.7%
The debt ratio rises from 6.8% to 11.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Solvency
89.0%
2024 · 93.2%
Current ratio
0.01
2024 · 0.01
Quick ratio
0.01
2024 · 0.01
Debt / equity
0.12
2024 · 0.07
ROE
-0.5%
2024 · -0.5%
ROA
-0.4%
2024 · -0.5%
Debt
€59k
2024 · €37k
Debt ≤ 1 year
€34k
2024 · €12k
Debt > 1 year
€25k=
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€540k€540k=
Fixed assets21/28€540k€540k=
Financial fixed assets28€540k€540k=
Current assets29/58€136€229
Amounts receivable within one year40/41€132€216
Other amounts receivable41€132€216
Cash at bank and in hand54/58€4€14
Equity and liabilities
Total equity and liabilities10/49€540k€540k=
Equity10/15€503k€481k
Contributions10/11€270k€270k=
Reserves13€233k€211k
Distributable reserves133€233k€211k
Amounts payable17/49€37k€59k
Amounts payable after more than one year17€25k€25k=
Financial debts170/4€25k€25k=
Amounts payable within one year42/48€12k€34k
Trade debts44€1k€1k
Suppliers440/4€1k€1k
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€10k€27k
Accrued charges and deferred income492/3€85-
Income statement Code20242025
Other operating charges640/8€534€547
Gross operating margin9900€-2k€-2k
Operating profit (loss)9901€-3k€-2k
Financial charges65/66B€5€59
Recurring financial charges65€5€59
Profit (loss) for the period before taxes9903€-3k€-2k
Profit (loss) for the period9904€-3k€-2k
Profit (loss) for the period to be appropriated9905€-3k€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-2k
Transfer from equity791/2€3k€22k
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial Weakest financial yearnet €-4k ▼112%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial Equity above €500kEq €510k ▲7.2%
5 profitable years in a row build equity to €510k.
21-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 143 days late
2021
30-11
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 122 days late
2020
26-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 87 days late
2019
07-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lorkenstraat 113580 Beringen
Ground area
973 m²
Building footprint
81 m²
Volume, LiDAR
505 m³
Parcel 71004A0575/28B004, Flanders · tallest building 23.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DV HOLDING
Lorkenstraat 11, 3580 BeringenBuying and selling of own real estate
since 20182.275.369.283
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71004A0575/28B004 Flanders 973 m² 1 · 81 m² 23.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,129 companies in sector 46711 we hold annual accounts for 1,124. 684 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-04-2018
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.