Skip to content

DUZ

Active
Private limited companyfounded 20233 yrs activeToleindestraat 198, 9080 Lochristi, BelgiumKBO/BCE: BE 0803.841.671
Summary

The computed 12-month bankruptcy probability of DUZ is 2.4% (moderate). The 2025 annual accounts show equity of €43k and a net result of €19k. Its solvency ranks better than 63% of 27965 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency84▼-16
Growth52
Track record94
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 4.69 in 2024; short-term debt: 41% and cash: 5% of total assets), and 41% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59%
Return on assets
25.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
83 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 July 2023, DUZ was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Financials · fiscal year 2025, micro schema

Equity
€43k▲ 76.6%
2024 · €24k
Total assets
€73k▲ 139%
2024 · €31k
Net result
€19k▼ 12.7%
2024 · €21k
Working capital
€41k▲ 78.6%
2024 · €23k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€30k-€25k▼ 16.3%
Net result€21k-€19k▼ 12.7%
Equity€24k-€43k▲ 76.6%
Total assets€31k-€73k▲ 139%
Debt€6k-€30k▲ 383%
Working capital€23k-€41k▲ 78.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2024: €30k€30kNet result 2024: €21k€21kOperating result 2025: €25k€25kNet result 2025: €19k€19k20242025€0€10k€20k€30kOperating result 2024: €30k€30kNet result 2024: €21k€21kOperating result 2025: €25k€25kNet result 2025: €19k€19k20242025
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets €2k ▲ 46.7%
Current assets €71k ▲ 143%
Equity and liabilities €73k
Equity €43k ▲ 76.6%
Debt €30k ▲ 383%
Debt's share of the balance-sheet total rises from 20.2% to 41.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€26k▼
2024 · €30k
Cash flow
€19k▼
2024 · €22k
Current ratio
2.36▼
2024 · 4.69
Debt to equity
0.69▲
2024 · 0.25
ROE
43.4%▼
2024 · 87.7%
ROA
25.6%▼
2024 · 70.0%
Interest coverage
10.41▼
2024 · 10.76
Debt ≤ 1 year
€30k▲
2024 · €6k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€31k€73k▲
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Furniture and vehicles24€2k€2k▲
Current assets29/58€29k€71k▲
Amounts receivable within one year40/41€28k€58k▲
Trade receivables40€7k€35k▲
Other amounts receivable41€21k€23k▲
Current investments50/53-€9k
Cash at bank and in hand54/58€1k€4k▲
Deferred charges and accrued income490/1-€457
Equity and liabilities
Total equity and liabilities10/49€31k€73k▲
Equity10/15€24k€43k▲
Contributions10/11€3k€3k=
Reserves13€21k€21k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14-€19k
Amounts payable17/49€6k€30k▲
Amounts payable within one year42/48€6k€30k▲
Trade debts44€58€19k▲
Suppliers440/4€58€19k▲
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€71k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€141€564▲
Other operating charges640/8€862€670▼
Gross operating margin9900€31k€27k▼
Operating profit (loss)9901€30k€25k▼
Financial income75/76B€118€1k▲
Recurring financial income75€118€1k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€28k€24k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€21k€19k▼
Profit (loss) for the period to be appropriated9905€21k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€19k▼
Transfer to equity691/2€21k-
To other reserves6921€21k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Goods, raw materials, services and sundry goods60/61€71k--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€141€564▲ 299%
Other operating charges640/8€862€670▼ 22.3%
Gross operating margin9900€31k€27k▼ 15.0%
Operating profit (loss)9901€30k€25k▼ 16.3%
Financial income75/76B€118€1k▲ 783%
Recurring financial income75€118€1k▲ 783%
Financial charges65/66B€3k€2k▼ 11.9%
Recurring financial charges65€3k€2k▼ 11.9%
Profit (loss) for the period before taxes9903€28k€24k▼ 13.3%
Income taxes67/77€6k€5k▼ 15.2%
Profit (loss) for the period9904€21k€19k▼ 12.7%
Profit (loss) for the period to be appropriated9905€21k€19k▼ 12.7%
Line20242025Change
Assets
Total assets20/58€31k€73k▲ 139%
Fixed assets21/28€2k€2k▲ 46.7%
Tangible fixed assets22/27€2k€2k▲ 46.7%
Furniture and vehicles24€2k€2k▲ 46.7%
Current assets29/58€29k€71k▲ 143%
Amounts receivable within one year40/41€28k€58k▲ 106%
Trade receivables40€7k€35k▲ 370%
Other amounts receivable41€21k€23k▲ 10.9%
Current investments50/53-€9k-
Cash at bank and in hand54/58€1k€4k▲ 206%
Deferred charges and accrued income490/1-€457-
Equity and liabilities
Total equity and liabilities10/49€31k€73k▲ 139%
Equity10/15€24k€43k▲ 76.6%
Contributions10/11€3k€3k=
Reserves13€21k€21k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14-€19k-
Amounts payable17/49€6k€30k▲ 383%
Amounts payable within one year42/48€6k€30k▲ 383%
Trade debts44€58€19k▲ 32,059%
Suppliers440/4€58€19k▲ 32,059%
Taxes, remuneration and social security45€6k€11k▲ 84.8%
Taxes450/3€6k€11k▲ 84.8%
Line20242025Change
Profit (loss) for the period9904€21k€19k▼ 12.7%
+ Depreciation and write-downs630€141€564▲ 299%
Operating cash flow (approximation)€22k€19k▼ 10.7%
Investment in fixed assets (approximation)-€-1k-
Change in cash-€2k-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
22-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 83 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
160 m²
Building footprint
86 m²
Volume, LiDAR
403 m³
Parcel 44008C0269/00P000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DUZ
Toleindestraat 198, 9080 LochristiCivil engineering
since 20232.347.082.769
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44008C0269/00P000 Flanders 160 m² 1 · 86 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

2 categories
DUZ BV43070
category C2, class 1 · category P1, class 1
decision 08-09-2023

Similar companies · same sector, comparable size

Of 22,832 companies in sector 43211 we hold annual accounts for 10,328. 8,417 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation

Scores and ratios are computed by Checked and are not a credit decision.