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Duval Consulting Services

Active Private limited companyfounded 1995active for 31 yearsWittebrug 2, 2970 SchildeKBO/BCE: BE 0456.211.487 #2 company by total assets in Schilde, Telecoms and IT sector

Lifetime

19 annual accounts with figures on one time axis, 29 filings since 1997
peak €517,802 (2011)
-€47,761▼ €160,381
lowest -€86,655 (2021)
€690,929▲ 98.3%
peak €3.3m (2019)
€3.2m▲ 27.5%
€698,396▼ 4.9%
peak 1 FTE (2007)
-not published
Board2 names since 2019
- 
Documentsfilings and deeds
29-04-20261 day before the deadline
2025micro format
Gross margin from €112,619 to -€47,761Result from €348,353 to €690,929Equity from €2.5m to €3.2mCash from €77,004 to €143,917

Key points

from the 2025 annual accounts

Result

€690,929 ▲ 98.3%
€348,0002024€691,0002025

The result rose in 2025 from €348,353 to €690,929.

Filings

29 annual accounts since 1997
deadline200020102020

Four of the last ten came late. The 2019 accounts came latest: 29 days after the end of the period.

Position in the sector

€690,929

Higher net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.

Turnover not published (abbreviated or micro format)

Checked score

96
Excellent
Financially stronger than 65% of small companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 1,167 companies (NACE 62, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025highest value 06-2025: < 0.1%▼ -0.2 percentage points vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: < 0.1%▼ -0.1 percentage points vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 82.1% of total assets
55+2short-term debt 5.7% · cash 3.7%
41-41return on assets 17.7%

Score breakdown

raises risk
Liquidity: current ratio 6.72, cash €143,917
lowers risk
Size: total assets €3.9m
Figures for financial year 2025 (filed on 29-04-2026)
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small). It does better than 92% of them on solvency, 65% on liquidity, 27% on profitability and 74% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,137 companies had the same profile as Duval Consulting Services has now. Each dot stands for 51 companies, two years later.

95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of Duval Consulting Services itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,137 companies, not a prediction for Duval Consulting Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €300,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 6.72 (4.47 in 2024), above the usual 1.5. Short-term debt is 5.7% and cash 3.7% of total assets. 17.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €3.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-04-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 6.72, cash €143,917
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €3.2m
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
15 days late
2023
1 day early
2022
9 days early
2021
30 days early
2020
1 day early
2019
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
ES
Director, until 2019
MA
Director, until 2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0456211487
Capital decrease of €675,000 to €20,000 Capital from €695,000 to €20,000 · Changes of role: Esselens Stefan Henri Paul Dominique (director) and Megens Anne-Marie Jozef Renata (director) · “uitbreiding met opleidingsmethoden/luchtvaartsector en textiel/kleding/mode en meubelen/interieur” (deed in Dutch) · General meeting of 05-09-2019 · Gazette deed
First establishment onboa3d / DCS2d, Wittebrug 2, Schilde
Incorporation published on 28-10-1995 · Gazette deed
All 42 events

Comparable companies

same main activity, similar in size and age
Company
Duval Consulting Services Schilde €3.9m -€0.05m 82.1% -
MIDW3 Brasschaat €3.3m -€0.01m 14.5% -
MIND SERVER Antwerp €6.0m -€0.05m 82.6% -
B.V.B.A. WIM UYTTERSPROT Buggenhout €2.7m -€0.008m 99.5% -
DOGGYBITES Ghent €2.4m -€1.3m -335.1% -
MARRENCO Aalst €6.5m -€0.2m -4.6% 1
KORECON Mol €6.5m -€0.03m 97.8% -

These companies have the same main activity as Duval Consulting Services: computer programming (NACE 62100). They are comparable in size and age: total assets between €2.4m and €6.5m, founded between 1994 and 2010.

Official details

Source: KBO
Status
Active since 09-10-1995Normal situation
Activity
Computer programmingNACE 62100and 2 others
Establishment unit
2.074.246.3172970 Schilde, since 24-04-1997
Financial year end
30 September
Peppol
Reachable since 30-10-2023
Company details

Annual accounts to 30-09-2025

€3.9m▲ 20.2%
Filing
Filed on 29-04-2026, 1 day before the end of the filing period
Financials

Insights on Duval Consulting Services

Duval Consulting Services files the micro format. That format states no turnover. The gross margin fell from €176,264 in 2007 to -€47,761 in 2025.

The balance sheet grew most from 2008 to 2010 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Duval Consulting Services

What is the company number of Duval Consulting Services?
The company number of Duval Consulting Services is 0456.211.487. The VAT number is the same number with BE in front: BE 0456.211.487.
Where is Duval Consulting Services based?
The registered office is at Wittebrug 2, 2970 Schilde.Company details
What does Duval Consulting Services do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of Duval Consulting Services?
Duval Consulting Services is a private limited company (BV).
When was Duval Consulting Services founded?
Duval Consulting Services was founded on 09-10-1995.
Is Duval Consulting Services still active?
Yes, Duval Consulting Services is an active enterprise in the KBO register.
What is the turnover of Duval Consulting Services?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is Duval Consulting Services profitable?
In financial year 2025, Duval Consulting Services made a profit of €690,929.
Where can I find the annual accounts of Duval Consulting Services?
Duval Consulting Services filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Duval Consulting Services due?
Duval Consulting Services must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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