Dust & More

Active

Private limited companyfounded 201016 yrs activeTurnhoutsebaan 89, 2970 Schilde, BelgiumKBO/BCE: BE 0822.365.505

Dust & More has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €234k and a net result of €30k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 1038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

65 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability72▼-2

Solvency44▼-5

Growth52=

Track record100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €15k at 30 days acceptable

Liquidity short (current ratio 0.84 against 0.71 in 2024; short-term debt: 75.6% and cash: 44.4% of total assets), and 81.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

18.9%

Return on assets

2.4%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

53 d early

2024

51 d early

2023

51 d early

2022

55 d early

2021

6 d early

2020

37 d early

2019

52 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

18-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€234k▲ 2.0%

2024 · €230k

2018: €48k 2019: €49k 2020: €156k 2021: €128k 2022: €111k 2023: €268k 2024: €230k

2018 → 2025

Total assets

€1.24M▲ 28.8%

2024 · €963k

2018: €570k 2019: €654k 2020: €660k 2021: €587k 2022: €660k 2023: €709k 2024: €963k

2018 → 2025

Net result

€30k▼ 20.3%

2024 · €37k

2018: €70k 2019: €65k 2020: €106k 2021: €-27k 2022: €13k 2023: €156k 2024: €37k

2018 → 2025

Working capital

€-147k▲ 16.8%

2024 · €-176k

2018: €-54k 2019: €-58k 2020: €-18k 2021: €-92k 2022: €-71k 2023: €-58k 2024: €-176k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€128k-€111k▼ 13.0%€268k▲ 140%€230k▼ 14.2%€234k▲ 2.0%

Operating result€-26k-€15k€178k▲ 1,079%€17k▼ 90.4%€57k▲ 233%

Net result€-27k-€13k€156k▲ 1,072%€37k▼ 76.3%€30k▼ 20.3%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 233% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.24M

36.2%

63.8%

Fixed assets €449k▼ 14.0%

Current assets €791k▲ 79.5%

Equity and liabilities €1.24M

18.9%

81.1%

Equity €234k▲ 2.0%

Debt €1.01M▲ 37.2%

The debt ratio rises from 76.1% to 81.1%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€162k▲

2024 · €143k

Cash flow

€135k▼

2024 · €163k

Solvency

18.9%▼

2024 · 23.9%

Current ratio

0.84▲

2024 · 0.71

Quick ratio

0.84▲

2024 · 0.71

Debt / equity

4.30▲

2024 · 3.19

ROE

12.6%▼

2024 · 16.1%

ROA

2.4%▼

2024 · 3.8%

Interest coverage

24.05▲

2024 · 18.41

Debt

€1.01M▲

2024 · €733k

Debt ≤ 1 year

€938k▲

2024 · €617k

Debt > 1 year

€68k▼

2024 · €115k

Income taxes

€21k▲

2024 · €21k

Staff costs

€5.87M▲

2024 · €5.28M

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€963k€1.24M▲

Fixed assets21/28€522k€449k▼

Tangible fixed assets22/27€522k€449k▼

Land and buildings22€17k€14k▼

Plant, machinery and equipment23€31k€9k▼

Furniture and vehicles24€292k€264k▼

Other tangible fixed assets26€183k€162k▼

Financial fixed assets28-€40

Current assets29/58€441k€791k▲

Stocks and contracts in progress3-€6k

Stocks30/36-€6k

Amounts receivable within one year40/41€127k€138k▲

Trade receivables40€122k€135k▲

Other amounts receivable41€5k€3k▼

Current investments50/53-€150

Cash at bank and in hand54/58€301k€551k▲

Deferred charges and accrued income490/1€13k€96k▲

Equity and liabilities

Total equity and liabilities10/49€963k€1.24M▲

Equity10/15€230k€234k▲

Contributions10/11€10k€10k=

Reserves13€215k€219k▲

Tax-exempt reserves132€5k€5k=

Distributable reserves133€210k€214k▲

Profit (loss) carried forward14€4k€5k▲

Amounts payable17/49€733k€1.01M▲

Amounts payable after more than one year17€115k€68k▼

Financial debts170/4€115k€68k▼

Amounts payable within one year42/48€617k€938k▲

Current portion of amounts payable after more than one year42€47k€47k▲

Financial debts43€2k€6k▲

Credit institutions430/8€2k€0▼

Other loans439-€6k

Trade debts44€91k€203k▲

Suppliers440/4€91k€203k▲

Taxes, remuneration and social security45€400k€657k▲

Taxes450/3€1k€6k▲

Remuneration and social security454/9€398k€650k▲

Other amounts payable47/48€78k€25k▼

Accrued charges and deferred income492/3€1k€400▼

Income statement Code20242025

Remuneration, social security and pensions62€5.28M€5.87M▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€126k€105k▼

Other operating charges640/8€6k€5k▼

Non-recurring operating charges66A€305€783▲

Gross operating margin9900€5.43M€6.04M▲

Operating profit (loss)9901€17k€57k▲

Financial income75/76B€49k€785▼

Recurring financial income75€525€785▲

Non-recurring financial income76B€49k€0▼

Financial charges65/66B€8k€7k▼

Recurring financial charges65€8k€7k▼

Profit (loss) for the period before taxes9903€58k€51k▼

Income taxes67/77€21k€21k▲

Profit (loss) for the period9904€37k€30k▼

Profit (loss) for the period to be appropriated9905€37k€30k▼

Appropriation of the result

Profit (loss) to be appropriated9906€39k€34k▼

Profit (loss) brought forward from the previous period14P€2k€4k▲

Transfer from equity791/2€75k€25k▼

Transfer to equity691/2€35k€29k▼

To other reserves6921€35k€29k▼

Profit to be distributed694/7€75k€25k▼

Return on contributions (dividend)694€75k€25k▼

Social balance

Average headcount (FTE)9087139.4145.5▲

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

08-06

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

10-06

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

10-06

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

31-12

Financial Highest result since 2018net €156k ▲1072%

Operating result €178k, net result €156k, both a record.

31-12

Financial Equity above €200kEq €268k ▲140%

2 profitable years in a row build equity to €268k.

06-06

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

31-12

Financial Back to profitnet €13k

Net result €13k after one loss-making year.

25-07

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

31-12

Financial Weakest financial yearnet €-27k ▼126%

Net result drops to €-27k, the lowest in the series; recovery starts the following year.

24-06

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

31-12

Financial Equity above €150kEq €156k ▲216%

3 profitable years in a row build equity to €156k.

09-06

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

05-06

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

07-06

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

29-06

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schilde · 1 establishment unit since 2010

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Turnhoutsebaan 892970 Schilde

Ground area

346 m²

Building footprint

192 m²

Volume, LiDAR

491 m³

Parcel 11039D0151/00C003, Flanders · tallest building 11.1 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

DUST & MORE

Turnhoutsebaan 89, 2970 SchildeOther social work without accommodation

since 20102.185.834.622

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11039D0151/00C003	Flanders	345 m²	1 · 192 m²	11.1 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 12 entries · 14,584,887 EUR awarded · 14,583,536 EUR paid

Year	Entries	awarded	paid
2025	3	4,331,861 EUR	4,330,510 EUR
2024	2	4,126,550 EUR	4,126,550 EUR
2023	4	3,567,944 EUR	3,567,944 EUR
2022	3	2,558,532 EUR	2,558,532 EUR

Schemes

Dienstencheques

4 entries · 14,543,191 EUR · 14,543,191 EUR paid · Departement Werk en Sociale Economie

Opleidingsfonds dienstencheques

4 entries · 38,664 EUR · 37,313 EUR paid · Departement Werk en Sociale Economie

Vlaams opleidingsverlof (VOV)

1 entry · 2,258 EUR · 2,258 EUR paid · Departement Werk en Sociale Economie

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

3 entries · 774 EUR · 774 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions: source did not answer, try again later.

Similar companies · same sector, comparable size

Dienstenthuis Limburg

Of 810 companies in sector 96910 we hold annual accounts for 618. 470 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded08-01-2010

Fiscal year end31-12

Activities, NACEBEL

81210General cleaning of buildings

96910Personal service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.