Equity
€16,096 from €69,202 in 2022
Equity fell by 77% in 3 years.
DURAND GEORGES
Lifetime
5 annual accounts with figures on one time axispeak €60,929 (2021)
-€9,656▲ €4,275
lowest -€25,636 (2024)
-€22,016▲ €3,621
peak €69,202 (2022)
€16,096▼ 57.8%
€13,649▲ 51.9%
Board1 name since 2021
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from -€13,931 to -€9,656Loss of €22,016Equity from €38,111 to €16,096Debts from €8,987 to €13,649Cash from €8,755 to €2,003
Key points
from the 2025 annual accountsLosses
-€47,652 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Liquidity
0.69 was 2.21 in 2024
Short-term debts rose from €8,987 to €12,197.
2025 accounts filed 27 days after the deadlineTurnover not published (micro format)
Checked score
52
Fair
Financially stronger than 27% of micro companies in civil engineering (NACE 42)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.8% across 1,866 companies (NACE 42, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.1%
01-2025: 2.1%● unchanged vs 12-2024
02-2025: 2.1%● unchanged vs 01-2025
03-2025: 2.0%▼ -0.1 percentage points vs 02-2025
04-2025: 2.0%● unchanged vs 03-2025
05-2025: 2.1%▲ +0.1 percentage points vs 04-2025
06-2025: 2.1%● unchanged vs 05-2025
07-2025: 2.3%▲ +0.2 percentage points vs 06-2025
08-2025: 2.8%▲ +0.5 percentage points vs 07-2025highest value
09-2025: 1.4%▼ -1.4 percentage points vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025lowest value
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.5%▲ +0.1 percentage points vs 04-2026
06-2026: 1.5%● unchanged vs 05-2026
07-2026: 1.5%● unchanged vs 06-2026
08-2026: 2.1%▲ +0.6 percentage points vs 07-2026
09-2026: 2.2%▲ +0.1 percentage points vs 08-2026
10-2026: 2.3%▲ +0.1 percentage points vs 09-2026
11-2026: 2.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 27 days late; 2 of the last 3 accounts late
Founded in 2021
Loss of €22,016, the second in a row (financial year 2025)
lowers risk
Size: total assets €29,745
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 61% of them on solvency, 31% on liquidity, 5% on profitability and 9% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as DURAND GEORGES has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DURAND GEORGES itself: 2.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for DURAND GEORGES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.69 (2.21 in 2024), below 1. Short-term debt is 41% and cash 6.7% of total assets. 45.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€22,016
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
27 days late
2024
31 days late
2023
61 days late
2022
30 days late
2021
145 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 59 days after the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DURAND Georges Léon Florent Joseph Claude founderdeed of 08-03-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0764640211
Incorporation
Founder: DURAND Georges Léon Florent Joseph Claude · 100 shares · Appointment: DURAND Georges Léon Florent Joseph Claude (director) · published on 08-03-2021 · Gazette deed
First establishment
Rue de l'Eglise 4, Huy
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DURAND GEORGES Huy | €29,745 | -€9,656 | 54.1% | - |
| NADA XTRA Namur | €16,256 | -€275 | -196.4% | - |
| TD CONCEPT & CO Namur | €11,387 | €2,359 | 23.1% | - |
| MCSA CONSTRUCTIONS Antwerp | €9,972 | -€2,005 | -10.3% | - |
| IDALEM RENOV Woluwe-Saint-Pierre | €18,119 | €6,168 | 30.6% | - |
| GRONDSTOCK AALTER Aalter | €14,578 | €9,528 | 52.8% | - |
| Brisard Home Improvement Gavere | €162,659 | €18,953 | 18.3% | - |
These companies have the same main activity as DURAND GEORGES: civil engineering (NACE 42911). They are comparable in size and age: total assets between €9,970 and €163,000, founded between 2012 and 2025.
Official details
Source: KBO- Status
- Active since 04-03-2021Normal situation
- Activity
- Civil engineeringNACE 42911and 4 others
- Establishment unit
- 2.315.133.1474500 Huy, since 04-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 17-11-2025
Insights on DURAND GEORGES
DURAND GEORGES files the micro format. That format states no turnover. The gross margin fell from €60,929 in 2021 to -€9,656 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DURAND GEORGES
- What is the company number of DURAND GEORGES?
- The company number of DURAND GEORGES is 0764.640.211. The VAT number is the same number with BE in front: BE 0764.640.211.
- Where is DURAND GEORGES based?
- The registered office is at Rue de l'Eglise 4, 4500 Huy.Company details
- What does DURAND GEORGES do?
- According to the KBO register, the main activity is civil engineering (NACE 42911).
- What is the legal form of DURAND GEORGES?
- DURAND GEORGES is a private limited company (BV).
- When was DURAND GEORGES founded?
- DURAND GEORGES was founded on 04-03-2021.
- Is DURAND GEORGES still active?
- Yes, DURAND GEORGES is an active enterprise in the KBO register.
- What is the turnover of DURAND GEORGES?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is DURAND GEORGES profitable?
- In financial year 2025, DURAND GEORGES made a loss of €22,016.
- Where can I find the annual accounts of DURAND GEORGES?
- DURAND GEORGES filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DURAND GEORGES due?
- DURAND GEORGES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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