DURAMINE
ActiveSummary
DURAMINE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196k and a net result of €27k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability54▼-35
Solvency42▼-15
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.82 against 1.33 in 2024; short-term debt: 17.6% and cash: 1.1% of total assets), and 83.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.8%
Return on assets
2.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 16618 sector peers (2025).
NBB · sector comparisonPosition among 16618 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
on the day
2022
4 d early
2021
3 d early
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€196k=
2024 · €196k
2020: €45klowest in 6 years
2021: €110k▲ +147% vs 2020
2022: €181k▲ +64.3% vs 2021
2023: €96k▼ -47.4% vs 2022
2024: €196k▲ +105% vs 2023highest in 6 years
2025: €196k● 0.0% vs 2024highest in 6 years
2020 → 2025
Total assets
€1.16M▲ 87.9%
2024 · €619k
2020: €57klowest in 6 years
2021: €129k▲ +128% vs 2020
2022: €219k▲ +69.4% vs 2021
2023: €577k▲ +164% vs 2022
2024: €619k▲ +7.3% vs 2023
2025: €1.16M▲ +87.9% vs 2024highest in 6 years
2020 → 2025
Net result
€27k▼ 73.4%
2024 · €101k
2020: €42k
2021: €67k▲ +59.7% vs 2020
2022: €72k▲ +7.9% vs 2021
2023: €92k▲ +28.6% vs 2022
2024: €101k▲ +9.3% vs 2023highest in 6 years
2025: €27k▼ -73.4% vs 2024lowest in 6 years
2020 → 2025
Working capital
€-37k
2024 · €27k
2020: €29k
2021: €95k▲ +224% vs 2020
2022: €171k▲ +80.9% vs 2021highest in 6 years
2023: €82k▼ -52.1% vs 2022
2024: €27k▼ -67.5% vs 2023
2025: €-37k▼ -240% vs 2024lowest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€181k▲ 64.3%€96k▼ 47.4%€196k▲ 105%€196k=
2021: €110k
2022: €181k▲ +64.3% vs 2021
2023: €96k▼ -47.4% vs 2022lowest in 5 years
2024: €196k▲ +105% vs 2023highest in 5 years
2025: €196k● 0.0% vs 2024highest in 5 years
Operating result€84k-€93k▲ 11.6%€124k▲ 32.7%€141k▲ 13.9%€50k▼ 64.4%
2021: €84k
2022: €93k▲ +11.6% vs 2021
2023: €124k▲ +32.7% vs 2022
2024: €141k▲ +13.9% vs 2023highest in 5 years
2025: €50k▼ -64.4% vs 2024lowest in 5 years
Net result€67k-€72k▲ 7.9%€92k▲ 28.6%€101k▲ 9.3%€27k▼ 73.4%
2021: €67k
2022: €72k▲ +7.9% vs 2021
2023: €92k▲ +28.6% vs 2022
2024: €101k▲ +9.3% vs 2023highest in 5 years
2025: €27k▼ -73.4% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.16M
Fixed assets
€996k ▲ 94.6%
Current assets
€167k ▲ 55.5%
Equity and liabilities €1.16M
Equity
€196k =
Debt
€967k ▲ 128%
Debt's share of the balance-sheet total rises from 68.4% to 83.2%. Debt is higher.
Key figures and ratios
EBITDA
€93k▼
2024 · €155k
Cash flow
€70k▼
2024 · €115k
Current ratio
0.82▼
2024 · 1.33
Quick ratio
0.59▼
2024 · 0.76
Debt to equity
4.94▲
2024 · 2.16
ROE
13.7%▼
2024 · 51.6%
ROA
2.3%▼
2024 · 16.3%
Interest coverage
3.83▼
2024 · 12.91
Debt ≤ 1 year
€204k▲
2024 · €81k
Debt > 1 year
€763k▲
2024 · €343k
Income taxes
€-865▼
2024 · €32k
Staff costs
€29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€619k€1.16M▲
Fixed assets21/28€512k€996k▲
Tangible fixed assets22/27€512k€996k▲
Land and buildings22€453k€884k▲
Plant, machinery and equipment23€55k€74k▲
Furniture and vehicles24€4k€38k▲
Current assets29/58€107k€167k▲
Stocks and contracts in progress3€46k€46k=
Stocks30/36€46k€46k=
Amounts receivable within one year40/41€23k€105k▲
Trade receivables40€10k€73k▲
Other amounts receivable41€13k€32k▲
Cash at bank and in hand54/58€16k€13k▼
Deferred charges and accrued income490/1€22k€2k▼
Equity and liabilities
Total equity and liabilities10/49€619k€1.16M▲
Equity10/15€196k€196k=
Contributions10/11€3k€3k=
Profit (loss) carried forward14€193k€193k=
Amounts payable17/49€423k€967k▲
Amounts payable after more than one year17€343k€763k▲
Financial debts170/4€343k€763k▲
Amounts payable within one year42/48€81k€204k▲
Current portion of amounts payable after more than one year42€11k€58k▲
Trade debts44€69k€95k▲
Suppliers440/4€69k€95k▲
Taxes, remuneration and social security45€400€375▼
Taxes450/3€400€375▼
Other amounts payable47/48€859€51k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€29k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€43k▲
Other operating charges640/8€8k€2k▼
Gross operating margin9900€163k€124k▼
Operating profit (loss)9901€141k€50k▼
Financial income75/76B€4k-
Recurring financial income75€4k-
Financial charges65/66B€12k€24k▲
Recurring financial charges65€12k€24k▲
Profit (loss) for the period before taxes9903€133k€26k▼
Income taxes67/77€32k€-865▼
Profit (loss) for the period9904€101k€27k▼
Profit (loss) for the period to be appropriated9905€101k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€219k▲
Profit (loss) brought forward from the previous period14P€93k€193k▲
Profit to be distributed694/7€859€27k▲
Return on contributions (dividend)694€859€27k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €29k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €7k | €9k | €14k | €43k | ▲ 208% |
| Other operating charges640/8 | €245 | €596 | €40k | €8k | €2k | ▼ 77.5% |
| Gross operating margin9900 | €90k | €101k | €173k | €163k | €124k | ▼ 23.9% |
| Operating profit (loss)9901 | €84k | €93k | €124k | €141k | €50k | ▼ 64.4% |
| Financial income75/76B | €2k | €6k | €7k | €4k | - | - |
| Recurring financial income75 | €2k | €6k | €7k | €4k | - | - |
| Financial charges65/66B | €424 | €52 | €5k | €12k | €24k | ▲ 102% |
| Recurring financial charges65 | €424 | €52 | €5k | €12k | €24k | ▲ 102% |
| Profit (loss) for the period before taxes9903 | €85k | €99k | €126k | €133k | €26k | ▼ 80.4% |
| Income taxes67/77 | €18k | €27k | €33k | €32k | €-865 | ▼ 103% |
| Profit (loss) for the period9904 | €67k | €72k | €92k | €101k | €27k | ▼ 73.4% |
| Profit (loss) for the period to be appropriated9905 | €67k | €72k | €92k | €101k | €27k | ▼ 73.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €129k | €219k | €577k | €619k | €1.16M | ▲ 87.9% |
| Fixed assets21/28 | €16k | €10k | €292k | €512k | €996k | ▲ 94.6% |
| Tangible fixed assets22/27 | €16k | €10k | €292k | €512k | €996k | ▲ 94.6% |
| Land and buildings22 | - | - | €286k | €453k | €884k | ▲ 95.3% |
| Plant, machinery and equipment23 | - | - | - | €55k | €74k | ▲ 35.6% |
| Furniture and vehicles24 | €16k | €10k | €6k | €4k | €38k | ▲ 744% |
| Current assets29/58 | €113k | €209k | €285k | €107k | €167k | ▲ 55.5% |
| Stocks and contracts in progress3 | - | €75k | €51k | €46k | €46k | = |
| Stocks30/36 | - | €75k | €51k | €46k | €46k | = |
| Amounts receivable within one year40/41 | €48k | €109k | €130k | €23k | €105k | ▲ 364% |
| Trade receivables40 | €81 | - | €636 | €10k | €73k | ▲ 629% |
| Other amounts receivable41 | €47k | €109k | €129k | €13k | €32k | ▲ 155% |
| Cash at bank and in hand54/58 | €45k | €13k | €73k | €16k | €13k | ▼ 18.1% |
| Deferred charges and accrued income490/1 | €21k | €11k | €31k | €22k | €2k | ▼ 89.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €129k | €219k | €577k | €619k | €1.16M | ▲ 87.9% |
| Equity10/15 | €110k | €181k | €96k | €196k | €196k | = |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €107k | €178k | €93k | €193k | €193k | = |
| Amounts payable17/49 | €19k | €37k | €481k | €423k | €967k | ▲ 128% |
| Amounts payable after more than one year17 | - | - | €278k | €343k | €763k | ▲ 123% |
| Financial debts170/4 | - | - | €278k | €343k | €763k | ▲ 123% |
| Amounts payable within one year42/48 | €19k | €37k | €203k | €81k | €204k | ▲ 153% |
| Current portion of amounts payable after more than one year42 | - | - | €15k | €11k | €58k | ▲ 438% |
| Trade debts44 | €45 | €20k | €3k | €69k | €95k | ▲ 38.3% |
| Suppliers440/4 | €45 | €20k | €3k | €69k | €95k | ▲ 38.3% |
| Taxes, remuneration and social security45 | €18k | €17k | €6k | €400 | €375 | ▼ 6.3% |
| Taxes450/3 | €18k | €17k | €6k | €400 | €375 | ▼ 6.3% |
| Other amounts payable47/48 | €800 | €800 | €178k | €859 | €51k | ▲ 5,842% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67k | €72k | €92k | €101k | €27k | ▼ 73.4% |
| + Depreciation and write-downs630 | €6k | €7k | €9k | €14k | €43k | ▲ 208% |
| Operating cash flow (approximation) | €73k | €79k | €101k | €115k | €70k | ▼ 39.5% |
| Investment in fixed assets (approximation) | - | €-2k | €-290k | €-234k | €-527k | ▼ 126% |
| Change in cash | - | €-31k | €60k | €-57k | €-3k | ▲ 95.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €27k ▼73.4%
Net result drops to €27k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2020net €101k ▲9.3%
Operating result €141k, net result €101k, both a record.
31-12
Financial
Equity above €150kEq €196k ▲105%
5 profitable years in a row build equity to €196k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €181k ▲64.3%
3 profitable years in a row build equity to €181k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €110k ▲147%
2 profitable years in a row build equity to €110k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2019
Ground area
6,081 m²
Building footprint
377 m²
Volume, LiDAR
2,091 m³
Parcel 57060A0308/00G000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DURAMINE
since 20192.296.171.726
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57060A0308/00G000 | Wallonia | 6,081 m² | 1 · 377 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,293. 3,800 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Scores and ratios are computed by Checked and are not a credit decision.