DUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €20k and a net result of €47k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 14% of 9864 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9864 sector peers (2024).
NBB · sector comparisonPosition among 9864 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
23 d early
2022
20 d early
2021
16 d early
2020
15 d early
2019
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€20k=
2023 · €20k
2018: €113k
2019: €138k
2020: €161k
2021: €184k
2022: €227k
2023: €20k
2018 → 2024
Net result
€47k▲ 190%
2023 · €16k
2018: €25k
2019: €24k
2020: €23k
2021: €23k
2022: €43k
2023: €16k
2018 → 2024
Total assets
€218k▼ 47.4%
2023 · €414k
2018: €125k
2019: €152k
2020: €173k
2021: €605k
2022: €428k
2023: €414k
2018 → 2024
Solvency
9.4%▲ 4.5pp
2023 · 4.9%
2018: 90.9%
2019: 90.6%
2020: 93.4%
2021: 30.5%
2022: 53.0%
2023: 4.9%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€161k-€184k▲ 14.3%€227k▲ 23.2%€20k▼ 91.0%€20k=
Operating result€30k-€33k▲ 10.2%€57k▲ 75.3%€24k▼ 58.5%€64k▲ 170%
Net result€23k-€23k▼ 1.3%€43k▲ 85.3%€16k▼ 62.0%€47k▲ 190%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 170% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €218k
Equity
€20k=
Debt
€197k▼ 49.9%
The debt ratio falls from 95.1% to 90.6%. Debt is lower.
Key figures and ratios
Solvency
9.4%▲
2023 · 4.9%
ROE
230.5%▲
2023 · 79.4%
ROA
21.7%▲
2023 · 3.9%
Debt
€197k▼
2023 · €393k
Debt ≤ 1 year
€197k▼
2023 · €241k
Debt > 1 year
€0▼
2023 · €152k
Income taxes
€12k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€414k€218k▼
Fixed assets21/28€181k€0▼
Tangible fixed assets22/27€181k€0▼
Land and buildings22€181k€0▼
Current assets29/58€233k€218k▼
Amounts receivable within one year40/41€221k€216k▼
Trade receivables40€30k€25k▼
Other amounts receivable41€192k€191k▼
Cash at bank and in hand54/58€11k€247▼
Deferred charges and accrued income490/1€468€982▲
Equity and liabilities
Total equity and liabilities10/49€414k€218k▼
Equity10/15€20k€20k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€393k€197k▼
Amounts payable after more than one year17€152k€0▼
Financial debts170/4€152k€0▼
Amounts payable within one year42/48€241k€197k▼
Current portion of amounts payable after more than one year42€15k€0▼
Trade debts44€4k€64▼
Suppliers440/4€4k€64▼
Taxes, remuneration and social security45€42k€17k▼
Taxes450/3€40k€17k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€180k€181k▲
Accrued charges and deferred income492/3€485€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€0▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€9k
Gross operating margin9900€41k€75k▲
Operating profit (loss)9901€24k€64k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€21k€60k▲
Income taxes67/77€4k€12k▲
Profit (loss) for the period9904€16k€47k▲
Profit (loss) for the period to be appropriated9905€16k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€223k€47k▼
Profit (loss) brought forward from the previous period14P€207k€0▼
Profit to be distributed694/7€223k€47k▼
Return on contributions (dividend)694€223k€47k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €47k ▲190%
Operating result €64k, net result €47k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €16k ▼62%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 7.26
Current ratio from 1.67 to 7.26; short-term debt falls from €237k to €32k.
31-12
Financial
Equity above €200kEq €227k ▲23.2%
5 profitable years in a row build equity to €227k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €161k ▲17%
3 profitable years in a row build equity to €161k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomstraat(BOR) 852880 BornemGround area
300 m²
Building footprint
313 m²
Volume, LiDAR
1,988 m³
Parcel 12007B0414/00K000, Flanders · tallest building 14.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DUP
since 20152.240.478.284
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007B0414/00K000 | Flanders | 300 m² | 1 · 313 m² | 14.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 7,471 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.