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DUOMAT

Active
Private limited companyfounded 200125 yrs activeAu Thier Detru 13, 4500 Huy, BelgiumKBO/BCE: BE 0475.163.012
Summary

DUOMAT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165,060 and a net result of €20,478. Equity is growing by ~11.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability80▲+41
Solvency98▲+14
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 7.85 against 2.27 in 2024; short-term debt: 5.9% and cash: 13.2% of total assets), and 26.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.4%
Return on assets
9.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
35 d early
2023
29 d late
2022
25 d late
2021
24 d early
2020
11 d late
2019
68 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 14 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 49 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DUOMAT was incorporated on 3 July 2001.1 Total assets went from EUR 209,231 in 2018 to EUR 224,882 in 2025 and headcount from 0.4 full-time equivalents in 2018 to 0.2 in 2020.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2020 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€165,060▲ 13.5%
2024 · €145,425
Total assets
€224,882▼ 9.0%
2024 · €247,246
Net result
€20,478
2024 · -€14,506
Working capital
€90,119▲ 46.1%
2024 · €61,664
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€49,088▼ 14.6%€29,125▼ 40.7%€79,392▲ 173%-€12,417€21,537
Net result€28,783▼ 29.6%€17,174▼ 40.3%€54,260▲ 216%-€14,506€20,478
Equity€114,968▲ 33.4%€131,332▲ 14.2%€159,932▲ 21.8%€145,425▼ 9.1%€165,060▲ 13.5%
Total assets€266,873▲ 0.9%€255,941▼ 4.1%€298,342▲ 16.6%€247,246▼ 17.1%€224,882▼ 9.0%
Debt€151,906▼ 14.9%€124,608▼ 18.0%€138,410▲ 11.1%€101,820▼ 26.4%€59,822▼ 41.2%
Working capital-€13,766▲ 43.2%€31,130€69,059▲ 122%€61,664▼ 10.7%€90,119▲ 46.1%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000Operating result 2021: €49,088€49,088Net result 2021: €28,783€28,783Operating result 2022: €29,125€29,125Net result 2022: €17,174€17,174Operating result 2023: €79,392€79,392Net result 2023: €54,260€54,260Operating result 2024: -€12,417-€12,417Net result 2024: -€14,506-€14,506Operating result 2025: €21,537€21,537Net result 2025: €20,478€20,47820212022202320242025-€25,000€0€25,000€50,000€75,000Operating result 2023: €79,392€79,400Net result 2023: €54,260€54,300Operating result 2024: -€12,417-€12,400Net result 2024: -€14,506-€14,500Operating result 2025: €21,537€21,500Net result 2025: €20,478€20,500202320242025
The operating result returns to profit in 2025: €21,537 after a loss of €12,417 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224,882
Fixed assets €121,607 ▼ 11.3%
Current assets €103,275 ▼ 6.2%
Equity and liabilities €224,882
Equity €165,060 ▲ 13.5%
Debt €59,822 ▼ 41.2%
Debt's share of the balance-sheet total falls from 41.2% to 26.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€41,776▲
2024 · €8,236
Cash flow
€40,717▲
2024 · €6,146
Current ratio
7.85▲
2024 · 2.27
Debt to equity
0.36▼
2024 · 0.70
ROE
12.4%▲
2024 · -10.0%
ROA
9.1%▲
2024 · -5.9%
Interest coverage
22.86▲
2024 · 3.28
Debt ≤ 1 year
€13,156▼
2024 · €48,488
Debt > 1 year
€46,666▼
2024 · €53,333
Income taxes
€4,338▲
2024 · €190
Staff costs
€0=
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 64 lines
Balance sheet Code20242025
Assets
Total assets20/58€247,246€224,882▼
Fixed assets21/28€137,094€121,607▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€137,094€121,607▼
Land and buildings22€113,194€102,578▼
Plant, machinery and equipment23€10,929€5,601▼
Furniture and vehicles24€6,751€7,208▲
Leasing and similar rights25€0€0=
Other tangible fixed assets26€6,220€6,220=
Financial fixed assets28€0€0=
Current assets29/58€110,152€103,275▼
Amounts receivable within one year40/41€2,994€435▼
Trade receivables40€0€0=
Other amounts receivable41€2,994€435▼
Current investments50/53€33,721€34,437▲
Cash at bank and in hand54/58€45,997€29,612▼
Deferred charges and accrued income490/1€27,439€38,791▲
Equity and liabilities
Total equity and liabilities10/49€247,246€224,882▼
Equity10/15€145,425€165,060▲
Contributions10/11€8,125€8,125=
Reserves13€151,807€156,935▲
Non-distributable reserves130/1€0€0=
Reserves not available under the articles1311€0€0=
Tax-exempt reserves132€0€0=
Distributable reserves133€151,807€156,935▲
Profit (loss) carried forward14-€14,506€0▲
Amounts payable17/49€101,820€59,822▼
Amounts payable after more than one year17€53,333€46,666▼
Financial debts170/4€53,333€46,666▼
Amounts payable within one year42/48€48,488€13,156▼
Current portion of amounts payable after more than one year42€6,667€6,667=
Trade debts44€546€547▲
Suppliers440/4€546€547▲
Taxes, remuneration and social security45€27,884€5,092▼
Taxes450/3€27,884€5,092▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€13,391€850▼
Accrued charges and deferred income492/3€0€0=
Income statement Code20242025
Non-recurring operating income76A€0€0=
Remuneration, social security and pensions62€0€0=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,653€20,239▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€0=
Provisions for liabilities and charges: additions (uses and reversals)635/8€0€0=
Other operating charges640/8€2,934€3,040▲
Operating charges capitalised as restructuring costs649€0€0=
Non-recurring operating charges66A€0€0=
Gross operating margin9900€11,170€44,816▲
Operating profit (loss)9901-€12,417€21,537▲
Financial income75/76B€615€5,106▲
Recurring financial income75€615€5,106▲
Financial charges65/66B€2,514€1,827▼
Recurring financial charges65€2,514€1,827▼
Profit (loss) for the period before taxes9903-€14,316€24,815▲
Income taxes67/77€190€4,338▲
Profit (loss) for the period9904-€14,506€20,478▲
Transfer from tax-exempt reserves789€0€0=
Profit (loss) for the period to be appropriated9905-€14,506€20,478▲
Appropriation of the result
Profit (loss) to be appropriated9906-€14,506€5,971▲
Profit (loss) brought forward from the previous period14P€0-€14,506▼
Transfer from equity791/2€0€0=
Transfer to equity691/2€0€5,128▲
To other reserves6921€0€5,128▲
Profit to be distributed694/7€0€843▲
Return on contributions (dividend)694€0€843▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€1€0€6,280€0€0-
Remuneration, social security and pensions62-€92€0€0€0€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,076€33,969€29,943€20,653€20,239▼ 2.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€0€0€0€0-
Provisions for liabilities and charges: additions (uses and reversals)635/8€0€0€0€0€0-
Other operating charges640/8€3,301€3,003€5,629€2,934€3,040▲ 3.6%
Operating charges capitalised as restructuring costs649€0€0€0€0€0-
Non-recurring operating charges66A€0€0€0€0€0-
Gross operating margin9900€81,374€66,098€114,963€11,170€44,816▲ 301%
Operating profit (loss)9901€49,088€29,125€79,392-€12,417€21,537▲ 273%
Financial income75/76B€0€0€287€615€5,106▲ 730%
Recurring financial income75€0€0€287€615€5,106▲ 730%
Financial charges65/66B€2,949€3,165€2,823€2,514€1,827▼ 27.3%
Recurring financial charges65€2,949€3,165€2,823€2,514€1,827▼ 27.3%
Profit (loss) for the period before taxes9903€46,139€25,960€76,855-€14,316€24,815▲ 273%
Income taxes67/77€17,357€8,786€22,596€190€4,338▲ 2,181%
Profit (loss) for the period9904€28,783€17,174€54,260-€14,506€20,478▲ 241%
Transfer from tax-exempt reserves789€20,850€0€0€0€0-
Profit (loss) for the period to be appropriated9905€49,632€17,174€54,260-€14,506€20,478▲ 241%
Line20212022202320242025Change
Assets
Total assets20/58€266,873€255,941€298,342€247,246€224,882▼ 9.0%
Fixed assets21/28€202,067€173,418€150,872€137,094€121,607▼ 11.3%
Intangible fixed assets21€0€0€0€0€0-
Tangible fixed assets22/27€202,017€173,368€150,872€137,094€121,607▼ 11.3%
Land and buildings22€139,821€129,102€119,665€113,194€102,578▼ 9.4%
Plant, machinery and equipment23€50,301€33,490€16,663€10,929€5,601▼ 48.7%
Furniture and vehicles24€6,375€5,255€8,324€6,751€7,208▲ 6.8%
Leasing and similar rights25€0€0€0€0€0-
Other tangible fixed assets26€5,520€5,520€6,220€6,220€6,220=
Financial fixed assets28€50€50€0€0€0-
Current assets29/58€64,806€82,523€147,470€110,152€103,275▼ 6.2%
Amounts receivable within one year40/41€2,643€4,988€0€2,994€435▼ 85.5%
Trade receivables40€0€774€0€0€0-
Other amounts receivable41€2,643€4,214€0€2,994€435▼ 85.5%
Current investments50/53---€33,721€34,437▲ 2.1%
Cash at bank and in hand54/58€61,236€76,457€145,595€45,997€29,612▼ 35.6%
Deferred charges and accrued income490/1€927€1,078€1,874€27,439€38,791▲ 41.4%
Equity and liabilities
Total equity and liabilities10/49€266,873€255,941€298,342€247,246€224,882▼ 9.0%
Equity10/15€114,968€131,332€159,932€145,425€165,060▲ 13.5%
Contributions10/11€6,250€6,250€8,125€8,125€8,125=
Capital10€0€0----
Issued capital100€0€0----
Uncalled capital101€0€0----
Outside capital11€6,250€6,250----
Other1109/19€6,250€6,250----
Reserves13€108,718€125,082€151,807€151,807€156,935▲ 3.4%
Non-distributable reserves130/1€1,875€1,875€0€0€0-
Legal reserve130€0€0----
Reserves not available under the articles1311€1,875€1,875€0€0€0-
Tax-exempt reserves132€0€0€0€0€0-
Distributable reserves133€106,843€123,207€151,807€151,807€156,935▲ 3.4%
Profit (loss) carried forward14€0€0€0-€14,506€0▲ 100%
Amounts payable17/49€151,906€124,608€138,410€101,820€59,822▼ 41.2%
Amounts payable after more than one year17€73,333€66,666€60,000€53,333€46,666▼ 12.5%
Financial debts170/4€73,333€66,666€60,000€53,333€46,666▼ 12.5%
Amounts payable within one year42/48€78,573€51,393€78,410€48,488€13,156▼ 72.9%
Current portion of amounts payable after more than one year42€13,838€6,667€6,667€6,667€6,667=
Trade debts44€366€639€544€546€547▲ 0.2%
Suppliers440/4€366€639€544€546€547▲ 0.2%
Taxes, remuneration and social security45€19,168€5,599€27,985€27,884€5,092▼ 81.7%
Taxes450/3€19,168€5,599€27,985€27,884€5,092▼ 81.7%
Remuneration and social security454/9€0€0€0€0€0-
Other amounts payable47/48€45,202€38,489€43,215€13,391€850▼ 93.7%
Accrued charges and deferred income492/3€0€6,549€0€0€0-
Line20212022202320242025Change
Profit (loss) for the period9904€28,783€17,174€54,260-€14,506€20,478▲ 241%
+ Depreciation and write-downs630€29,076€33,969€29,943€20,653€20,239▼ 2.0%
Operating cash flow (approximation)€57,859€51,144€84,203€6,146€40,717▲ 562%
Investment in fixed assets (approximation)--€5,320-€7,397-€6,875-€4,752▲ 30.9%
Change in cash-€15,221€69,138-€99,598-€16,386▲ 83.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial Back to profitnet €20,478
Net result €20,478 after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 7.85
Current ratio from 2.27 to 7.85; short-term debt falls from €48,488 to €13,156.
31-12
Financial Equity above €150,000Eq €165,060 ▲13.5%
Equity rises from €145,425 to €165,060.
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€14,506
Net result drops to -€14,506, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Highest result since 2018net €54,260 ▲216%
Operating result €79,392, net result €54,260, both a record.
31-12
Financial Equity above €150,000Eq €159,932 ▲21.8%
4 profitable years in a row build equity to €159,932.
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
07-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100,000Eq €114,968 ▲33.4%
2 profitable years in a row build equity to €114,968.
Show earlier events
11-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial Back to profitnet €40,868
Net result €40,868 after one loss-making year.
07-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
19-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
07-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
2,554 m²
Building footprint
307 m²
Volume, LiDAR
3,733 m³
2 parcels, Wallonia · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Cabinet Hannut
Rue Albert 1er 89, 4280 HannutDental practice
since 20192.375.064.103
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61061B0097/00A003 Wallonia 1,791 m² 1 · 101 m² 9.8 m · 3 fl.
64034B0748/00F000 Wallonia 763 m² 1 · 207 m² 15.2 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded03-07-2001
Fiscal year end31-12
Contact
E-mail DUOMAT@LIVE.BE
Phone +32494333331
E-invoicing
Reachable via Peppol
Peppol ID 0208:0475163012
Also 9925:BE0475163012
Registered 12-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.