DUOFLOOR
ActiveSummary
DUOFLOOR has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €2k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-12
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 6.37 against 3.53 in 2024; short-term debt: 14.7% and cash: 24.8% of total assets), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
28 d late
2022
30 d late
2021
30 d late
2020
30 d late
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 3.7%
2024 · €60k
2019: €28k
2020: €30k
2021: €32k
2022: €42k
2023: €58k
2024: €60k
2019 → 2025
Total assets
€73k▼ 9.2%
2024 · €80k
2019: €43k
2020: €38k
2021: €38k
2022: €56k
2023: €92k
2024: €80k
2019 → 2025
Net result
€2k▲ 35.5%
2024 · €2k
2019: €13k
2020: €2k
2021: €2k
2022: €10k
2023: €36k
2024: €2k
2019 → 2025
Working capital
€57k▲ 11.4%
2024 · €51k
2019: €19k
2020: €24k
2021: €24k
2022: €34k
2023: €49k
2024: €51k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€42k▲ 31.7%€58k▲ 37.9%€60k▲ 2.8%€62k▲ 3.7%
Operating result€4k-€13k▲ 240%€41k▲ 224%€3k▼ 92.6%€4k▲ 32.1%
Net result€2k-€10k▲ 478%€36k▲ 255%€2k▼ 95.4%€2k▲ 35.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€5k ▼ 43.0%
Current assets
€68k ▼ 5.3%
Equity and liabilities €73k
Equity
€62k ▲ 3.7%
Debt
€11k ▼ 47.5%
Debt's share of the balance-sheet total falls from 25.3% to 14.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▲
2024 · €7k
Cash flow
€6k▲
2024 · €6k
Current ratio
6.37▲
2024 · 3.53
Quick ratio
5.88▲
2024 · 3.28
Debt to equity
0.17▼
2024 · 0.34
ROE
3.6%▲
2024 · 2.8%
ROA
3.1%▲
2024 · 2.1%
Interest coverage
4.41▼
2024 · 7.52
Debt ≤ 1 year
€11k▼
2024 · €20k
Income taxes
€2k▲
2024 · €627
Staff costs
€55k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€80k€73k▼
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€477€114▼
Furniture and vehicles24€6k€4k▼
Leasing and similar rights25€1k€0▼
Financial fixed assets28€569€569=
Current assets29/58€72k€68k▼
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€49k€45k▼
Trade receivables40€48k€44k▼
Other amounts receivable41€1k€777▼
Cash at bank and in hand54/58€17k€18k▲
Equity and liabilities
Total equity and liabilities10/49€80k€73k▼
Equity10/15€60k€62k▲
Contributions10/11€31k€31k=
Reserves13€16k€18k▲
Distributable reserves133€16k€18k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€20k€11k▼
Amounts payable within one year42/48€20k€11k▼
Trade debts44€11k€3k▼
Suppliers440/4€11k€3k▼
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€2k€2k▲
Remuneration and social security454/9€5k€0▼
Other amounts payable47/48€3k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€53k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€581€199▼
Gross operating margin9900€61k€63k▲
Operating profit (loss)9901€3k€4k▲
Financial income75/76B€174€2k▲
Recurring financial income75€174€2k▲
Financial charges65/66B€960€2k▲
Recurring financial charges65€960€2k▲
Profit (loss) for the period before taxes9903€2k€4k▲
Income taxes67/77€627€2k▲
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€15k▲
Profit (loss) brought forward from the previous period14P€11k€13k▲
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
31-03
Financial
Weakest financial yearnet €2k ▼95.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
31-03
Financial
Highest result since 2019net €36k ▲255%
Operating result €41k, net result €36k, both a record.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 395 days late
2016
02-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Enseignement 111400 NivellesGround area
1,168 m²
Building footprint
226 m²
Volume, LiDAR
1,266 m³
Parcel 25072B0290/00V014, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de l'Enseignement 11, 1400 Nivelles
since 19982.085.450.411
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25072B0290/00V014 | Wallonia | 1,168 m² | 1 · 226 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ets. THIENPONDT
BE 0471.610.931
Houffalize · Eq €61,894
SOL DESIGN
BE 0883.786.301
Soumagne · Eq €62,341
Entreprises Pol Roiseux
BE 0466.307.407
Rendeux · Eq €62,346
RUBROGYPS
BE 0521.937.006
Ans · Eq €61,359
DECOR - LUX
BE 0467.175.556
Fontaine-l'Evêque · Eq €63,865
Of 747 companies in sector 43332 we hold annual accounts for 411. 340 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-1997
Fiscal year end31-03
Abbreviation FR
DF
Activities, NACEBEL 2025
43332Laying of wooden floor and wall coverings
43341Painting of buildings
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.