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DUMY

Active
Private limited companyfounded 2021active for 5 yearsDokter Verhaeghestraat 114, 8400 Oostende, BelgiumKBO/BCE: BE 0773.516.701
Summary

The computed 12-month bankruptcy probability of DUMY is 3.9% (moderate). The 2024 annual accounts show equity of €16,789 and a net result of €40. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 35% of 1,615 sector peers (NACE 33, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Repair and maintenance of fabricated metal products
NACE 33110
1 site
Size
€69,600turnover 2024
Equity
€16,789
Profit
€40
Financial health
49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.9%
Structure
Accounts 73 days overdue0 of 1 deed read
Why 49raises riskFigures for financial year 2024 (filed 10-10-2025)1 financial year not filed after the legal deadline; latest accounts 71 days late; 1 of the last 3 lateFounded in 2021lowers riskLiquidity: current ratio 7.43, cash €11,088Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (NACE 33, micro)
Financial strength · tick = 2023
Strong
Solvency 58-21
equity 32.6% of total assets
Liquidity 77=
short-term debt 5.8% · cash 21.5%
Profitability 73-25
return on assets 0.1%
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (2,376 companies, NACE 33, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.5%▼ -0.1 percentage points vs 04-2025lowest value 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.4 percentage points vs 07-2025 09-2025: 1.0%▲ +0.1 percentage points vs 08-2025 10-2025: 1.8%▲ +0.8 percentage points vs 09-2025 11-2025: 1.7%▼ -0.1 percentage points vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.8%▲ +0.1 percentage points vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.9%▲ +0.1 percentage points vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 2.0%▲ +0.1 percentage points vs 06-2026 08-2026: 2.7%▲ +0.7 percentage points vs 07-2026 09-2026: 2.9%▲ +0.2 percentage points vs 08-2026 10-2026: 3.9%▲ +1.0 percentage point vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 7.43, compared with 1.86 in 2023; short-term debt: 5.8% and cash: 21.5% of total assets), but 67.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro): better than 36% on solvency, 75% on liquidity, 39% on profitability and 33% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 10-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 71 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 7.43, cash €11,088
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 73 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline12-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
71 days late
2023
33 days early
2022
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 2 days after the deadline; the sector median (NACE 33) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Weakest financial yearnet €40 ▼99.4%
  3. Liquidity more than triplescurrent ratio 7.43

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 73 days late View
  • Turnover 2024first financial year filed €69,600 View
  • Active since 2021founded 03-09-2021 5 years View

By topic

Financials

Financial year
2024
Turnover
€69,600
Profit
€40
Solvency
32.6%
Go to Financials

Timeline

Events
5
Since
2023
  1. 28-06-2024Annual accounts filed
  2. 29-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Repair and maintenance of fabricated metal productsNACE 33110
Founded
03-09-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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