DUMOUMAT
ActiveSummary
DUMOUMAT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €363,737 and a net result of €84,122. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 52% of 928 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-4
Solvency64▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.55 in 2024; short-term debt: 36.4% and cash: 17.9% of total assets), but 61.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
8.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 06-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
139 d early
2023
84 d early
2022
39 d early
2021
15 d early
2020
30 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today. Usually files around 21 June (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-12-2026 close30-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€363,737▲ 4.0%
2024 · €349,615
Total assets
€941,710▼ 7.7%
2024 · €1.0m
Net result
€84,122▼ 30.6%
2024 · €121,271
Working capital
€223,295▲ 15.7%
2024 · €192,915
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€167,670▲ 778%€109,471▼ 34.7%€90,787▼ 17.1%€186,461▲ 105%€130,138▼ 30.2%
Net result€138,659within the sector's middle half▲ 700%€94,757within the sector's middle half▼ 31.7%€86,139within the sector's middle half▼ 9.1%€121,271within the sector's middle half▲ 40.8%€84,122within the sector's middle half▼ 30.6%
Equity€219,803within the sector's middle half▲ 1.3%€244,560within the sector's middle half▲ 11.3%€280,699within the sector's middle half▲ 14.8%€349,615within the sector's middle half▲ 24.6%€363,737within the sector's middle half▲ 4.0%
Total assets€653,813within the sector's middle half▲ 34.7%€907,682within the sector's middle half▲ 38.8%€821,223within the sector's middle half▼ 9.5%€1.0mwithin the sector's middle half▲ 24.2%€941,710within the sector's middle half▼ 7.7%
Debt€422,366▲ 74.1%€656,209▲ 55.4%€537,134▼ 18.1%€654,501▲ 21.9%€566,898▼ 13.4%
Working capital€163,087within the sector's middle half▲ 15.7%€94,857within the sector's middle half▼ 41.8%€156,397within the sector's middle half▲ 64.9%€192,915within the sector's middle half▲ 23.3%€223,295within the sector's middle half▲ 15.7%
Solvency33.6%within the sector's middle half▼ 11.1pp26.9%within the sector's middle half▼ 6.7pp34.2%within the sector's middle half▲ 7.2pp34.3%within the sector's middle half▲ 0.1pp38.6%within the sector's middle half▲ 4.3pp
Current ratio1.46within the sector's middle half▼ 0.181.25within the sector's middle half▼ 0.221.51within the sector's middle half▲ 0.261.55within the sector's middle half▲ 0.051.65within the sector's middle half▲ 0.10
Return on assets (ROA)21.2%above the sector's middle half▲ 17.6pp10.4%within the sector's middle half▼ 10.8pp10.5%above the sector's middle half=11.9%above the sector's middle half▲ 1.4pp8.9%above the sector's middle half▼ 3.0pp
Staff (FTE)3.5within the sector's middle half▼ 27.1%4within the sector's middle half▲ 14.3%3.8within the sector's middle half▼ 5.0%3.7within the sector's middle half▼ 2.6%2.8within the sector's middle half▼ 24.3%
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €941,710
Fixed assets
€375,562 ▼ 21.4%
Current assets
€566,148 ▲ 4.5%
Equity and liabilities €941,710
Equity
€363,737 ▲ 4.0%
Provisions
€11,075 ▼ 29.1%
Debt
€566,898 ▼ 13.4%
Debt's share of the balance-sheet total falls from 64.2% to 60.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€287,534▼
2024 · €294,731
Cash flow
€241,518▲
2024 · €229,542
Quick ratio
1.42▲
2024 · 1.32
Debt to equity
1.56▼
2024 · 1.87
ROE
23.1%▼
2024 · 34.7%
Interest coverage
12.89▼
2024 · 29.20
Debt ≤ 1 year
€342,853▼
2024 · €349,011
Debt > 1 year
€218,903▼
2024 · €305,490
Income taxes
€28,339▼
2024 · €45,423
Staff costs
€177,345▼
2024 · €179,810
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €5,219 | €0 | €12,300 | €53,000 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €183,090 | €212,434 | €219,153 | €179,810 | €177,345 | ▼ 1.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44,315 | €74,895 | €107,998 | €108,271 | €157,396 | ▲ 45.4% |
| Other operating charges640/8 | €1,877 | €1,940 | €2,226 | €14,198 | €19,329 | ▲ 36.1% |
| Non-recurring operating charges66A | - | - | €3,900 | €1,556 | €623 | ▼ 60.0% |
| Gross operating margin9900 | €396,952 | €398,740 | €424,065 | €490,296 | €484,832 | ▼ 1.1% |
| Operating profit (loss)9901 | €167,670 | €109,471 | €90,787 | €186,461 | €130,138 | ▼ 30.2% |
| Financial income75/76B | €986 | €209 | €5,980 | €205 | €76 | ▼ 62.6% |
| Recurring financial income75 | €986 | €209 | €5,980 | €205 | €76 | ▼ 62.6% |
| Financial charges65/66B | €7,040 | €12,441 | €12,208 | €10,094 | €22,303 | ▲ 121% |
| Recurring financial charges65 | €7,040 | €12,441 | €12,208 | €10,094 | €22,303 | ▲ 121% |
| Profit (loss) for the period before taxes9903 | €161,616 | €97,239 | €84,559 | €176,572 | €107,912 | ▼ 38.9% |
| Transfer from deferred taxes780 | €5,057 | €4,732 | €3,522 | €3,373 | €4,549 | ▲ 34.9% |
| Transfer to deferred taxes680 | - | - | - | €13,250 | €0 | ▼ 100% |
| Income taxes67/77 | €28,014 | €7,214 | €1,943 | €45,423 | €28,339 | ▼ 37.6% |
| Profit (loss) for the period9904 | €138,659 | €94,757 | €86,139 | €121,271 | €84,122 | ▼ 30.6% |
| Transfer from tax-exempt reserves789 | €15,170 | €14,195 | €10,566 | €10,119 | €13,646 | ▲ 34.9% |
| Transfer to tax-exempt reserves689 | - | - | - | €39,750 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €153,829 | €108,952 | €96,705 | €91,640 | €97,769 | ▲ 6.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €653,813 | €907,682 | €821,223 | €1.0m | €941,710 | ▼ 7.7% |
| Fixed assets21/28 | €139,472 | €426,385 | €355,571 | €477,813 | €375,562 | ▼ 21.4% |
| Intangible fixed assets21 | €2,331 | €19 | €0 | - | €9,610 | - |
| Tangible fixed assets22/27 | €137,141 | €426,366 | €355,571 | €477,813 | €365,952 | ▼ 23.4% |
| Plant, machinery and equipment23 | €42,068 | €39,601 | €26,816 | €30,497 | €45,906 | ▲ 50.5% |
| Furniture and vehicles24 | €2,007 | €2,334 | €7,957 | €12,132 | €10,296 | ▼ 15.1% |
| Leasing and similar rights25 | €68,934 | €342,668 | €290,674 | €415,888 | €290,740 | ▼ 30.1% |
| Other tangible fixed assets26 | €24,133 | €41,763 | €30,124 | €19,297 | €19,009 | ▼ 1.5% |
| Current assets29/58 | €514,340 | €481,297 | €465,652 | €541,926 | €566,148 | ▲ 4.5% |
| Stocks and contracts in progress3 | €100,565 | €81,300 | €84,351 | €81,921 | €79,429 | ▼ 3.0% |
| Stocks30/36 | €100,565 | €81,300 | €84,351 | €81,921 | €79,429 | ▼ 3.0% |
| Amounts receivable within one year40/41 | €321,754 | €287,761 | €262,927 | €313,620 | €302,535 | ▼ 3.5% |
| Trade receivables40 | €294,783 | €217,271 | €216,250 | €250,767 | €294,766 | ▲ 17.5% |
| Other amounts receivable41 | €26,970 | €70,490 | €46,677 | €62,853 | €7,769 | ▼ 87.6% |
| Cash at bank and in hand54/58 | €80,461 | €101,504 | €106,032 | €129,527 | €168,550 | ▲ 30.1% |
| Deferred charges and accrued income490/1 | €11,560 | €10,731 | €12,341 | €16,858 | €15,635 | ▼ 7.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €653,813 | €907,682 | €821,223 | €1.0m | €941,710 | ▼ 7.7% |
| Equity10/15 | €219,803 | €244,560 | €280,699 | €349,615 | €363,737 | ▲ 4.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €201,203 | €225,960 | €262,099 | €331,015 | €345,137 | ▲ 4.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Tax-exempt reserves132 | €49,484 | €35,289 | €24,723 | €51,999 | €38,353 | ▼ 26.2% |
| Distributable reserves133 | €149,859 | €188,811 | €237,376 | €279,016 | €306,784 | ▲ 10.0% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Provisions and deferred taxes16 | €11,644 | €6,913 | €3,391 | €15,624 | €11,075 | ▼ 29.1% |
| Deferred taxes168 | €11,644 | €6,913 | €3,391 | €15,624 | €11,075 | ▼ 29.1% |
| Amounts payable17/49 | €422,366 | €656,209 | €537,134 | €654,501 | €566,898 | ▼ 13.4% |
| Amounts payable after more than one year17 | €71,112 | €269,769 | €221,879 | €305,490 | €218,903 | ▼ 28.3% |
| Financial debts170/4 | €71,112 | €269,769 | €221,879 | €305,490 | €218,903 | ▼ 28.3% |
| Amounts payable within one year42/48 | €351,254 | €386,440 | €309,255 | €349,011 | €342,853 | ▼ 1.8% |
| Current portion of amounts payable after more than one year42 | €21,936 | €93,532 | €75,928 | €109,525 | €91,632 | ▼ 16.3% |
| Trade debts44 | €153,236 | €110,852 | €73,878 | €94,949 | €100,387 | ▲ 5.7% |
| Suppliers440/4 | €153,236 | €110,852 | €73,878 | €94,949 | €100,387 | ▲ 5.7% |
| Taxes, remuneration and social security45 | €15,383 | €21,357 | €18,625 | €13,713 | €35,173 | ▲ 156% |
| Taxes450/3 | €10,402 | €1,733 | €1,961 | €1,638 | €3,339 | ▲ 104% |
| Remuneration and social security454/9 | €4,981 | €19,624 | €16,664 | €12,076 | €31,834 | ▲ 164% |
| Other amounts payable47/48 | €160,699 | €160,699 | €140,824 | €130,824 | €115,661 | ▼ 11.6% |
| Accrued charges and deferred income492/3 | - | - | €6,000 | €0 | €5,142 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €138,659 | €94,757 | €86,139 | €121,271 | €84,122 | ▼ 30.6% |
| + Depreciation and write-downs630 | €44,315 | €74,895 | €107,998 | €108,271 | €157,396 | ▲ 45.4% |
| Operating cash flow (approximation) | €182,974 | €169,652 | €194,137 | €229,542 | €241,518 | ▲ 5.2% |
| Investment in fixed assets (approximation) | - | -€361,808 | -€37,184 | -€230,513 | -€55,145 | ▲ 76.1% |
| Change in cash | - | €21,043 | €4,528 | €23,494 | €39,023 | ▲ 66.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2025
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-12
Financial
Highest result since 2018net €138,659 ▲700%
Net result €138,659, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-12
Financial
Weakest financial yearnet €17,326 ▼77.8%
Net result drops to €17,326, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1998
Ground area
633 m²
Building footprint
238 m²
Volume, LiDAR
1,724 m³
Parcel 36015A0306/00E012, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
DUMOUMAT
since 19982.089.207.378
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36015A0306/00E012 | Flanders | 633 m² | 1 · 238 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersChain of control
- CD INVEST
- DUMOUMAT
Highest known parent: CD INVEST. The sources do not say who stands above it.
Owners 2
- CD INVESTparentSourceaccounts CD INVEST 2025100%
-
29.07%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,772 EUR awarded · 2,772 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,932 EUR | 1,932 EUR |
| 2024 | 1 | 840 EUR | 840 EUR |
Similar companies · same sector, comparable size
DUCIMMO
BE 0414.262.353
Izegem · Eq €364,323
Triledgy
BE 0811.833.877
Hoogstraten · Eq €359,226
ANTWERP RENTAL STORE
BE 0826.451.183
Kontich · Eq €357,524
TECHNOLEASE
BE 0629.728.849
Thimister-Clermont · Eq €357,213
Signaroute
BE 0474.519.050
Andenne · Eq €353,684
Of 1,188 companies in sector 77399 we hold annual accounts for 711. 509 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-06-1998
Fiscal year end30-12
Activities, NACEBEL 2025
43990Other specialised construction activities
77399Renting and leasing of other machinery, equipment and tangible goods
23700Cutting, shaping and finishing of stone
46620Wholesale of machine tools
46630Wholesale trade
47792Retail sale of second-hand clothing
77320Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0463496286
Also
9925:BE0463496286
Registered
31-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.