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DUMOULIN & FILS

Active
Private limited companyfounded 2023active for 3 yearsRue de Mont 189, 4820 Dison, BelgiumKBO/BCE: BE 0797.405.326
Summary

The computed 12-month bankruptcy probability of DUMOULIN & FILS is 2.3% (moderate). The 2025 annual accounts show negative equity (-€3,557) and a net result of €30,166. Equity has been growing by about 43% per year since 2023. Its solvency ranks better than 20% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 19-01-2023 Normal situation
Activity
Retail sale of women's outerwear NACE 47711and 6 others
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2023
Establishment units
2.340.657.411 4710 Lontzen, since 19-01-2023
2.375.622.941 4820 Dison, since 10-07-2025
Financial year end
31 December
Peppol
Reachable since 11-02-2026

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Annual accounts 2025
Gross margin
€92,262
▲ 101%
Turnover
≈ €450,000
estimated
Profit
€30,166
Equity
-€3,557
▲ 89.5%
Total assets
€97,661
▲ 63.0%
Employees on 31-12-2025
2
▲ 100%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 30 days after the deadline
Score breakdownraises riskFounded in 2023Last filed accounts filed 30 days late; 1 of the last 3 accounts lateNegative equity -€3,557lowers riskLiquidity: current ratio 0.79, cash €18,480Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 56% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 21+21
equity -3.6% of total assets
Liquidity 24-4
short-term debt 94.0% · cash 18.9%
Profitability 100+99
return on assets 30.9%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 3.6% 01-2025: 3.7%▲ +0.1 percentage points vs 12-2024 02-2025: 3.7%● unchanged vs 01-2025 03-2025: 3.6%▼ -0.1 percentage points vs 02-2025 04-2025: 4.0%▲ +0.4 percentage points vs 03-2025 05-2025: 4.3%▲ +0.3 percentage points vs 04-2025 06-2025: 4.3%● unchanged vs 05-2025 07-2025: 4.4%▲ +0.1 percentage points vs 06-2025 08-2025: 6.3%▲ +1.9 percentage points vs 07-2025 09-2025: 6.6%▲ +0.3 percentage points vs 08-2025 10-2025: 5.4%▼ -1.2 percentage points vs 09-2025 11-2025: 5.4%● unchanged vs 10-2025 12-2025: 5.4%● unchanged vs 11-2025 01-2026: 5.4%● unchanged vs 12-2025 02-2026: 5.4%● unchanged vs 01-2026 03-2026: 5.2%▼ -0.2 percentage points vs 02-2026 04-2026: 5.9%▲ +0.7 percentage points vs 03-2026 05-2026: 6.1%▲ +0.2 percentage points vs 04-2026 06-2026: 6.0%▼ -0.1 percentage points vs 05-2026 07-2026: 6.0%● unchanged vs 06-2026 08-2026: 7.3%▲ +1.3 percentage points vs 07-2026highest value 09-2026: 3.0%▼ -4.3 percentage points vs 08-2026 10-2026: 2.3%▼ -0.7 percentage points vs 09-2026lowest value 11-2026: 2.3%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.79 (0.63 in 2024), below 1. Short-term debt is 94% and cash 18.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 18% of them on solvency, 21% on liquidity, 96% on profitability and 91% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 30 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€3,557
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.79, cash €18,480
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 22774 sector peers (2025).
NBB · sector comparison
Position among 22774 sector peers
Solvency
better than 20%
← weakest strongest →
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
30 days late
2024
50 days late
2023
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 20 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (3 of the last 3 accounts filed within 50 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€3,557 View
  • Caution: Less equity than 80% of companies in retail tradesector median €41,218 · 22,816 companies -€3,557 View
  • New directorslatest change 01-04-2026 · 3 in office 2 joined View

Recent changes

  1. · Gazette deed Appointments: Dumoulin Tom (director) and Dumoulin Julien (director)
  2. · Gazette deed Company renamed from SCHMETZ DUMOULIN to DUMOULIN & FILSRegistered office moved to Dison · New seat: 4820 Dison, rue de Mont, 189 · Resignations: SCHMETZ Johann Jacques José (director) and SCHOLL Magdala (dite Magali) (director)
  3. · Gazette deed IncorporationStarting capital €20,000 · Appointments: SCHMETZ Johann Jacques José, DUMOULIN Silvain Julien Pierre Ghislain and SCHOLL Magali
All 7 events

Comparable companies

These companies have the same main activity as DUMOULIN & FILS: retail sale of women's outerwear (NACE 47711). They are comparable in size and age: total assets between €77,700 and €134,000, founded between 2021 and 2024.

CompanyTotal assetsGross margin
DUMOULIN & FILS Dison€97,661€92,262
DIVA MODE Schaarbeek€77,672€75,703
Leonie Kontich€121,068€113,604
MHPop Wavre€134,310€86,658
Noureen Modest Fashion Antwerpen€108,320€70,138
E.N.C. 2.0 Oupeye€131,017€165,116
AFGHAN STYLE Antwerpen€119,109€53,414
Full comparison

Key facts about DUMOULIN & FILS

What is the company number of DUMOULIN & FILS?
The company number of DUMOULIN & FILS is 0797.405.326. The VAT number is the same number with BE in front: BE 0797.405.326.
Where is DUMOULIN & FILS based?
The registered office is at Rue de Mont 189, 4820 Dison.Company details
What does DUMOULIN & FILS do?
According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
What is the legal form of DUMOULIN & FILS?
The legal form of DUMOULIN & FILS is Private limited company (BV).
When was DUMOULIN & FILS founded?
DUMOULIN & FILS was founded on 19-01-2023.
Is DUMOULIN & FILS still active?
Yes, DUMOULIN & FILS is an active enterprise in the KBO register.
How many employees does DUMOULIN & FILS have?
DUMOULIN & FILS had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DUMOULIN & FILS fall under?
In its 2023 annual accounts, DUMOULIN & FILS states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of DUMOULIN & FILS?
The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €92,262 and 44 comparable companies (NACE 477). It probably lies between €230,000 and €610,000.
Is DUMOULIN & FILS profitable?
In financial year 2025, DUMOULIN & FILS made a profit of €30,166.
Where can I find the annual accounts of DUMOULIN & FILS?
DUMOULIN & FILS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DUMOULIN & FILS due?
DUMOULIN & FILS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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