DUMON
ActiveThe computed 12-month bankruptcy probability of DUMON is 1.5% (moderate). The 2024 annual accounts show equity of €399k and a net result of €-4k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 18938 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
73
/ 100
Healthy▲ +13 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency82▲+4
Growth52=
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.01 in 2023), and 24.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
75.2%
Return on assets
-0.8%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
36 d early
2022
on the day
2021
30 d late
2020
31 d late
2019
64 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€399k▼ 1.0%
2023 · €403k
2018: €263k
2019: €286k
2020: €368k
2021: €408k
2022: €416k
2023: €403k
2018 → 2024
Total assets
€531k▲ 1.9%
2023 · €521k
2018: €459k
2019: €478k
2020: €496k
2021: €545k
2022: €552k
2023: €521k
2018 → 2024
Net result
€-4k▲ 67.8%
2023 · €-13k
2018: €16k
2019: €23k
2020: €82k
2021: €40k
2022: €8k
2023: €-13k
2018 → 2024
Working capital
€23k▲ 1,993%
2023 · €1k
2018: €-149k
2019: €-144k
2020: €-55k
2021: €10k
2022: €-10k
2023: €1k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€368k-€408k▲ 10.9%€416k▲ 1.9%€403k▼ 3.1%€399k▼ 1.0%
Operating result€113k-€48k▼ 57.7%€20k▼ 58.8%€-7k€4k
Net result€82k-€40k▼ 50.9%€8k▼ 80.2%€-13k€-4k▲ 67.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €7k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €531k
Fixed assets
€395k▼ 6.5%
Current assets
€135k▲ 38.3%
Equity and liabilities €531k
Equity
€399k▼ 1.0%
Debt
€132k▲ 12.0%
The debt ratio rises from 22.6% to 24.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€55k▲
2023 · €43k
Cash flow
€46k▲
2023 · €37k
Solvency
75.2%▼
2023 · 77.4%
Current ratio
1.21▲
2023 · 1.01
Quick ratio
1.02▲
2023 · 0.83
Debt / equity
0.33▲
2023 · 0.29
ROE
-1.1%▲
2023 · -3.2%
ROA
-0.8%▲
2023 · -2.5%
Interest coverage
8.48▲
2023 · 6.88
Debt
€132k▲
2023 · €118k
Debt ≤ 1 year
€112k▲
2023 · €97k
Debt > 1 year
€20k▼
2023 · €21k
Income taxes
€2k▲
2023 · €196
Staff costs
€217k▲
2023 · €188k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€521k€531k▲
Fixed assets21/28€423k€395k▼
Tangible fixed assets22/27€422k€394k▼
Land and buildings22€351k€331k▼
Plant, machinery and equipment23€31k€41k▲
Furniture and vehicles24€38k€22k▼
Leasing and similar rights25€2k€606▼
Financial fixed assets28€1k€1k=
Current assets29/58€98k€135k▲
Stocks and contracts in progress3€18k€22k▲
Stocks30/36€18k€22k▲
Amounts receivable within one year40/41€13k€21k▲
Trade receivables40€5k€11k▲
Other amounts receivable41€8k€9k▲
Cash at bank and in hand54/58€64k€90k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€521k€531k▲
Equity10/15€403k€399k▼
Contributions10/11€19k€19k=
Reserves13€385k€380k▼
Tax-exempt reserves132€80k€80k=
Distributable reserves133€305k€301k▼
Amounts payable17/49€118k€132k▲
Amounts payable after more than one year17€21k€20k▼
Financial debts170/4€21k€20k▼
Amounts payable within one year42/48€97k€112k▲
Current portion of amounts payable after more than one year42€14k€22k▲
Financial debts43€3k€3k▲
Credit institutions430/8-€3k
Other loans439€3k-
Trade debts44€41k€42k▲
Suppliers440/4€41k€42k▲
Taxes, remuneration and social security45€39k€43k▲
Taxes450/3€15k€19k▲
Remuneration and social security454/9€24k€25k▲
Other amounts payable47/48-€2k
Income statement
Code20232024
Remuneration, social security and pensions62€188k€217k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€50k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€236k€278k▲
Operating profit (loss)9901€-7k€4k▲
Financial income75/76B€292€236▼
Recurring financial income75€292€236▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€-13k€-2k▲
Income taxes67/77€196€2k▲
Profit (loss) for the period9904€-13k€-4k▲
Profit (loss) for the period to be appropriated9905€-13k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-4k▲
Transfer from equity791/2€13k€4k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k ▼265%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €82k ▲253%
Operating result €113k, net result €82k, both a record.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wilgen(KLF) 13150 HaachtGround area
1,304 m²
Building footprint
384 m²
Volume, LiDAR
1,964 m³
Parcel 24108G0220/00D000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DUMON
since 20042.136.671.062
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24108G0220/00D000 | Flanders | 1,304 m² | 1 · 384 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STATION DE L'ORIENT
BE 0473.916.363
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HOBO
BE 0416.762.973
Waregem · Eq €399k
BUONO
BE 0632.869.471
Knokke-Heist · Eq €399k
MJ Group
BE 0767.710.458
Bilzen-Hoeselt · Eq €399k
ARTong
BE 0650.767.555
Diepenbeek · Eq €398k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,308. 6,846 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2004
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
55521
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.