DUMEE
ActiveSummary
DUMEE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1.1m) and a net result of -€6,214. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 7% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▼-38
Solvency3▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.78 against 3.38 in 2024; short-term debt: 6.9% and cash: 0% of total assets), but equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-21.8%
Return on assets
-0.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€1.1m
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
60 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 43 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€1.1m▼ 0.6%
2024 · -€1.1m
Total assets
€5.0m▲ 69.1%
2024 · €2.9m
Net result
-€6,214
2024 · €148,318
Working capital
€610,367▲ 338%
2024 · €139,283
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€673▲ 78.6%-€8,827▼ 1,211%€1.1m€284,697▼ 75.2%-€6,052
Net result€7,754within the sector's middle half▲ 52.6%-€271below the sector's middle half€1.1mabove the sector's middle half€148,318within the sector's middle half▼ 86.8%-€6,214below the sector's middle half
Equity-€2.3mbelow the sector's middle half▲ 0.3%-€2.3mbelow the sector's middle half=-€1.2mbelow the sector's middle half▲ 47.8%-€1.1mbelow the sector's middle half▲ 12.1%-€1.1mbelow the sector's middle half▼ 0.6%
Total assets€1.5mwithin the sector's middle half▲ 4.9%€1.5mwithin the sector's middle half▲ 0.1%€904,906within the sector's middle half▼ 38.0%€2.9mwithin the sector's middle half▲ 225%€5.0mabove the sector's middle half▲ 69.1%
Debt€3.8m▲ 1.6%€3.8m▲ 0.1%€2.1m▼ 44.1%€3.9m▲ 82.0%€5.9m▲ 52.6%
Working capital€574,593above the sector's middle half▲ 0.7%€583,034above the sector's middle half▲ 1.5%-€1.3mbelow the sector's middle half€139,283within the sector's middle half€610,367above the sector's middle half▲ 338%
Solvency-160.9%below the sector's middle half▲ 8.5pp-160.8%below the sector's middle half▲ 0.2pp-135.2%below the sector's middle half▲ 25.5pp-36.6%below the sector's middle half▲ 98.7pp-21.8%below the sector's middle half▲ 14.8pp
Current ratio0.01below the sector's middle half3.38within the sector's middle half▲ 3.372.78within the sector's middle half▼ 0.59
Return on assets (ROA)0.5%within the sector's middle half▲ 0.2pp0.0%below the sector's middle half▼ 0.6pp124.0%above the sector's middle half▲ 124.1pp5.0%within the sector's middle half▼ 119.0pp-0.1%below the sector's middle half▼ 5.2pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6,052 after €284,697 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.0m
Fixed assets
€4.0m ▲ 46.5%
Current assets
€952,339 ▲ 381%
Key figures and ratios
Quick ratio
0.02▼
2024 · 0.22
Debt to equity
-5.46▼
2024 · -3.60
Debt ≤ 1 year
€341,972▲
2024 · €58,569
Debt > 1 year
€5.6m▲
2024 · €3.8m
Income taxes
€0▲
2024 · -€4,168
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,242 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 93% are still going.
- Small
- 20 years or older
- negative equity
- a small loss
1.6%
went bankrupt
3.8%
stopped otherwise
93%
still going
A further 1.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,242 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €562,083 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,891 | €12,891 | €12,891 | €0 | - | - |
| Other operating charges640/8 | €2,888 | €2,935 | €3,219 | €25,264 | €1,126 | ▼ 95.5% |
| Non-recurring operating charges66A | - | - | - | €237,577 | €0 | ▼ 100% |
| Gross operating margin9900 | €15,106 | €7,000 | €1.2m | €547,538 | -€4,926 | ▼ 101% |
| Operating profit (loss)9901 | -€673 | -€8,827 | €1.1m | €284,697 | -€6,052 | ▼ 102% |
| Financial income75/76B | €8,465 | €8,594 | €498 | €106 | €101 | ▼ 5.3% |
| Recurring financial income75 | €8,465 | €8,594 | €498 | €106 | €101 | ▼ 5.3% |
| Financial charges65/66B | €37 | €38 | €38 | €133 | €262 | ▲ 97.3% |
| Recurring financial charges65 | €37 | €38 | €38 | €133 | €262 | ▲ 97.3% |
| Profit (loss) for the period before taxes9903 | €7,754 | -€271 | €1.2m | €284,670 | -€6,214 | ▼ 102% |
| Transfer to deferred taxes680 | - | - | - | €140,521 | €0 | ▼ 100% |
| Income taxes67/77 | - | - | €27,777 | -€4,168 | €0 | ▲ 100% |
| Profit (loss) for the period9904 | €7,754 | -€271 | €1.1m | €148,318 | -€6,214 | ▼ 104% |
| Transfer to tax-exempt reserves689 | - | - | - | €421,562 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €7,754 | -€271 | €1.1m | -€273,244 | -€6,214 | ▲ 97.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.5m | €904,906 | €2.9m | €5.0m | ▲ 69.1% |
| Fixed assets21/28 | €882,074 | €875,462 | €893,769 | €2.7m | €4.0m | ▲ 46.5% |
| Tangible fixed assets22/27 | €882,074 | €875,462 | €893,769 | €2.7m | €4.0m | ▲ 46.8% |
| Land and buildings22 | €804,900 | €792,009 | €779,118 | €2.3m | €2.3m | = |
| Assets under construction and advance payments27 | €77,174 | €83,453 | €114,651 | €449,779 | €1.7m | ▲ 284% |
| Financial fixed assets28 | - | - | - | €14,950 | €14,950 | = |
| Current assets29/58 | €575,577 | €584,001 | €11,136 | €197,853 | €952,339 | ▲ 381% |
| Stocks and contracts in progress3 | - | - | - | €184,870 | €944,309 | ▲ 411% |
| Stocks30/36 | - | - | - | €184,870 | €944,309 | ▲ 411% |
| Amounts receivable within one year40/41 | €574,519 | €583,114 | €10,612 | €6,718 | €6,819 | ▲ 1.5% |
| Other amounts receivable41 | €574,519 | €583,114 | €10,612 | €6,718 | €6,819 | ▲ 1.5% |
| Cash at bank and in hand54/58 | €946 | €768 | €391 | €6,124 | €1,211 | ▼ 80.2% |
| Deferred charges and accrued income490/1 | €111 | €119 | €134 | €140 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.5m | €904,906 | €2.9m | €5.0m | ▲ 69.1% |
| Equity10/15 | -€2.3m | -€2.3m | -€1.2m | -€1.1m | -€1.1m | ▼ 0.6% |
| Contributions10/11 | €18,650 | €18,650 | €18,650 | €18,650 | €18,650 | = |
| Reserves13 | - | - | - | €421,562 | €421,562 | = |
| Tax-exempt reserves132 | - | - | - | €421,562 | €421,562 | = |
| Profit (loss) carried forward14 | -€2.4m | -€2.4m | -€1.2m | -€1.5m | -€1.5m | ▼ 0.4% |
| Provisions and deferred taxes16 | - | - | - | €140,521 | €140,521 | = |
| Deferred taxes168 | - | - | - | €140,521 | €140,521 | = |
| Amounts payable17/49 | €3.8m | €3.8m | €2.1m | €3.9m | €5.9m | ▲ 52.6% |
| Amounts payable after more than one year17 | €3.8m | €3.8m | €832,864 | €3.8m | €5.6m | ▲ 45.9% |
| Financial debts170/4 | €3.8m | €3.8m | €832,864 | €3.8m | €5.6m | ▲ 45.9% |
| Amounts payable within one year42/48 | €983 | €967 | €1.3m | €58,569 | €341,972 | ▲ 484% |
| Trade debts44 | €31 | - | €1,785 | €46,263 | €328,466 | ▲ 610% |
| Suppliers440/4 | €31 | - | €1,785 | €46,263 | €328,466 | ▲ 610% |
| Taxes, remuneration and social security45 | - | - | €17,777 | €11,310 | €12,495 | ▲ 10.5% |
| Taxes450/3 | - | - | €17,777 | €11,310 | €12,495 | ▲ 10.5% |
| Other amounts payable47/48 | €953 | €967 | €1.3m | €996 | €1,011 | ▲ 1.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,754 | -€271 | €1.1m | €148,318 | -€6,214 | ▼ 104% |
| + Depreciation and write-downs630 | €12,891 | €12,891 | €12,891 | €0 | - | - |
| Operating cash flow (approximation) | €20,645 | €12,620 | €1.1m | €148,318 | -€6,214 | ▼ 104% |
| Investment in fixed assets (approximation) | - | -€6,279 | -€31,198 | -€1.8m | -€1.3m | ▲ 31.0% |
| Change in cash | - | -€178 | -€378 | €5,734 | -€4,913 | ▼ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Liquidity times 393current ratio 3.38
Current ratio from 0.01 to 3.38; short-term debt falls from €1.3m to €58,569.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Back to profitnet €1.1m
Net result €1.1m after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €5,083
Net result €5,083 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 565.39
Current ratio from 177.03 to 565.39; short-term debt falls from €3,140 to €1,011.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet -€252,518
Net result drops to -€252,518, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Liquidity times 122current ratio 177.03
Current ratio from 1.45 to 177.03.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1998
Ground area
1,759 m²
Building footprint
229 m²
Volume, LiDAR
1,872 m³
Parcel 31332F0597/00E000, Flanders · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
Tuinfluiterspad 11, 8300 Knokke-Heist
since 19982.089.669.713
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332F0597/00E000 | Flanders | 1,759 m² | 1 · 229 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-1998
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0464672263
Registered
27-03-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.