DUMAP
ActiveSummary
DUMAP has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,492 and a net result of -€25,319. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 68% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability7▼-5
Solvency90▲+5
Growth35=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 2.7 against 2.32 in 2024; short-term debt: 35.4% and cash: 71.8% of total assets), and 35.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€25,319
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
83 d early
2023
49 d early
2022
68 d early
2021
48 d early
2020
36 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 59 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€132,753▲ 6.0%
2020 · €125,244
EBIT margin
7.8%▲ 3.6pp
2020 · 4.2%
Net result
-€25,319▼ 34.7%
2024 · -€18,794
Working capital
€168,466▼ 7.8%
2024 · €182,737
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€132,753▲ 6.0%
Operating result€10,418▲ 98.1%€16,766▲ 60.9%€255,141▲ 1,422%-€20,171-€26,291▼ 30.3%
Net result€8,840within the sector's middle half▲ 152%€11,266within the sector's middle half▲ 27.4%€175,784above the sector's middle half▲ 1,460%-€18,794below the sector's middle half-€25,319below the sector's middle half▼ 34.7%
EBIT margin7.8%▲ 3.6pp
Equity€37,556within the sector's middle half▲ 30.8%€48,822within the sector's middle half▲ 30.0%€224,606above the sector's middle half▲ 360%€205,812above the sector's middle half▼ 8.4%€180,492within the sector's middle half▼ 12.3%
Total assets€131,715within the sector's middle half▼ 15.4%€138,847within the sector's middle half▲ 5.4%€388,257within the sector's middle half▲ 180%€344,405within the sector's middle half▼ 11.3%€279,342within the sector's middle half▼ 18.9%
Debt€94,159▼ 25.9%€90,025▼ 4.4%€163,651▲ 81.8%€138,593▼ 15.3%€98,850▼ 28.7%
Working capital€3,532within the sector's middle half€15,781within the sector's middle half▲ 347%€190,381above the sector's middle half▲ 1,106%€182,737above the sector's middle half▼ 4.0%€168,466above the sector's middle half▼ 7.8%
Solvency28.5%within the sector's middle half▲ 10.1pp35.2%within the sector's middle half▲ 6.6pp57.8%within the sector's middle half▲ 22.7pp59.8%within the sector's middle half▲ 1.9pp64.6%within the sector's middle half▲ 4.9pp
Current ratio1.04within the sector's middle half▲ 0.141.18within the sector's middle half▲ 0.142.16within the sector's middle half▲ 0.982.32within the sector's middle half▲ 0.162.70within the sector's middle half▲ 0.39
Return on assets (ROA)6.7%within the sector's middle half▲ 4.5pp8.1%within the sector's middle half▲ 1.4pp45.3%above the sector's middle half▲ 37.2pp-5.5%below the sector's middle half▼ 50.7pp-9.1%below the sector's middle half▼ 3.6pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26,291 in 2025 against €20,171 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €279,342
Fixed assets
€12,026 ▼ 47.9%
Current assets
€267,316 ▼ 16.8%
Equity and liabilities €279,342
Equity
€180,492 ▼ 12.3%
Debt
€98,850 ▼ 28.7%
Debt's share of the balance-sheet total falls from 40.2% to 35.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€15,243▼
2024 · -€9,020
Cash flow
-€14,271▼
2024 · -€7,643
Quick ratio
2.04▲
2024 · 1.82
Debt to equity
0.55▼
2024 · 0.67
ROE
-14.0%▼
2024 · -9.1%
Interest coverage
-37.38▼
2024 · -12.27
Debt ≤ 1 year
€98,850▼
2024 · €138,593
Income taxes
€399▲
2024 · €182
Staff costs
€15,346▲
2024 · €12,294
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €132,753 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €131,227 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €8,131 | €8,666 | €9,460 | €12,294 | €15,346 | ▲ 24.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,346 | €12,680 | €11,151 | €11,151 | €11,048 | ▼ 0.9% |
| Other operating charges640/8 | €1,922 | €2,938 | €3,189 | €2,702 | €2,837 | ▲ 5.0% |
| Gross operating margin9900 | €31,817 | €41,050 | €278,941 | €5,975 | €2,940 | ▼ 50.8% |
| Operating profit (loss)9901 | €10,418 | €16,766 | €255,141 | -€20,171 | -€26,291 | ▼ 30.3% |
| Financial income75/76B | - | - | €71 | €2,294 | €1,779 | ▼ 22.4% |
| Recurring financial income75 | - | - | €71 | €2,294 | €1,779 | ▼ 22.4% |
| Financial charges65/66B | €1,366 | €1,312 | €1,268 | €735 | €408 | ▼ 44.5% |
| Recurring financial charges65 | €1,366 | €1,312 | €1,268 | €735 | €408 | ▼ 44.5% |
| Profit (loss) for the period before taxes9903 | €9,052 | €15,453 | €253,944 | -€18,612 | -€24,920 | ▼ 33.9% |
| Income taxes67/77 | €211 | €4,188 | €78,160 | €182 | €399 | ▲ 119% |
| Profit (loss) for the period9904 | €8,840 | €11,266 | €175,784 | -€18,794 | -€25,319 | ▼ 34.7% |
| Profit (loss) for the period to be appropriated9905 | €8,840 | €11,266 | €175,784 | -€18,794 | -€25,319 | ▼ 34.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €131,715 | €138,847 | €388,257 | €344,405 | €279,342 | ▼ 18.9% |
| Fixed assets21/28 | €40,860 | €34,750 | €34,225 | €23,074 | €12,026 | ▼ 47.9% |
| Tangible fixed assets22/27 | €40,860 | €34,750 | €34,225 | €23,074 | €12,026 | ▼ 47.9% |
| Plant, machinery and equipment23 | - | €4,992 | €3,744 | €2,496 | €1,248 | ▼ 50.0% |
| Furniture and vehicles24 | €40,860 | €29,757 | €30,481 | €20,578 | €10,778 | ▼ 47.6% |
| Current assets29/58 | €90,855 | €104,097 | €354,032 | €321,331 | €267,316 | ▼ 16.8% |
| Stocks and contracts in progress3 | €51,714 | €49,037 | €76,696 | €69,395 | €65,215 | ▼ 6.0% |
| Stocks30/36 | €51,714 | €49,037 | €76,696 | €69,395 | €65,215 | ▼ 6.0% |
| Amounts receivable within one year40/41 | €2,843 | €3,872 | €8,998 | €1,773 | €1,545 | ▼ 12.8% |
| Trade receivables40 | €2,843 | €3,872 | €2,887 | €1,267 | €1,200 | ▼ 5.3% |
| Other amounts receivable41 | - | - | €6,111 | €506 | €345 | ▼ 31.7% |
| Cash at bank and in hand54/58 | €36,002 | €51,019 | €268,295 | €250,162 | €200,556 | ▼ 19.8% |
| Deferred charges and accrued income490/1 | €296 | €169 | €42 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €131,715 | €138,847 | €388,257 | €344,405 | €279,342 | ▼ 18.9% |
| Equity10/15 | €37,556 | €48,822 | €224,606 | €205,812 | €180,492 | ▼ 12.3% |
| Contributions10/11 | €30,987 | €30,987 | €30,987 | €30,987 | €30,987 | = |
| Reserves13 | €3,099 | €14,364 | €190,148 | €190,148 | €190,148 | = |
| Non-distributable reserves130/1 | €3,099 | €3,099 | - | - | - | - |
| Reserves not available under the articles1311 | €3,099 | €3,099 | - | - | - | - |
| Distributable reserves133 | - | €11,266 | €190,148 | €190,148 | €190,148 | = |
| Profit (loss) carried forward14 | €3,471 | €3,471 | €3,471 | -€15,323 | -€40,642 | ▼ 165% |
| Amounts payable17/49 | €94,159 | €90,025 | €163,651 | €138,593 | €98,850 | ▼ 28.7% |
| Amounts payable after more than one year17 | €6,836 | €1,709 | - | - | - | - |
| Financial debts170/4 | €6,836 | €1,709 | - | - | - | - |
| Amounts payable within one year42/48 | €87,323 | €88,316 | €163,651 | €138,593 | €98,850 | ▼ 28.7% |
| Current portion of amounts payable after more than one year42 | €5,127 | €5,127 | €1,709 | - | - | - |
| Trade debts44 | €18,965 | €51,334 | €97,277 | €78,695 | €45,931 | ▼ 41.6% |
| Suppliers440/4 | €18,965 | €51,334 | €97,277 | €78,695 | €45,931 | ▼ 41.6% |
| Taxes, remuneration and social security45 | €24,444 | €8,290 | €31,327 | €24,704 | €6,975 | ▼ 71.8% |
| Taxes450/3 | €11,813 | €8,290 | €27,327 | €24,704 | €6,975 | ▼ 71.8% |
| Remuneration and social security454/9 | €12,631 | - | €4,000 | - | - | - |
| Other amounts payable47/48 | €38,787 | €23,565 | €33,338 | €35,194 | €45,943 | ▲ 30.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,840 | €11,266 | €175,784 | -€18,794 | -€25,319 | ▼ 34.7% |
| + Depreciation and write-downs630 | €11,346 | €12,680 | €11,151 | €11,151 | €11,048 | ▼ 0.9% |
| Operating cash flow (approximation) | €20,186 | €23,946 | €186,935 | -€7,643 | -€14,271 | ▼ 86.7% |
| Investment in fixed assets (approximation) | - | -€6,570 | -€10,626 | €0 | €0 | - |
| Change in cash | - | €15,017 | €217,276 | -€18,133 | -€49,607 | ▼ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€25,319
Net result drops to -€25,319, the lowest in the series.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €175,784 ▲1,460%
Operating result €255,141, net result €175,784, both a record.
31-12
Financial
Equity above €200,000Eq €224,606 ▲360%
4 profitable years in a row build equity to €224,606.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3,509
Net result €3,509 after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1988
Ground area
8,261 m²
Building footprint
2,775 m²
Volume, LiDAR
8,148 m³
2 parcels, Brussels, Wallonia · tallest building 26.2 m, ±7 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SPORT FACTORY
since 19882.038.569.915
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B0525/00D004 | Wallonia | 7,574 m² | 1 · 2,386 m² | - |
| 21612C0056/02F052 | Brussels | 687 m² | 1 · 389 m² | 26.2 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 583 companies in sector 46496 we hold annual accounts for 384. 279 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-05-1988
Fiscal year end31-12
Activities, NACEBEL 2025
46496Wholesale trade
47639Retail sale of other sporting goods
Contact
Website
www.sportfactory.beRixensart
E-mail
denis.permanne@gmail.comRixensart
Phone
0475911433Rixensart
E-invoicing
Reachable via Peppol
Peppol ID
0208:0434396682
Registered
07-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.