DUMABI
ActiveDUMABI has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €11k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+8
Solvency53▲+10
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.09 in 2024; short-term debt: 67.8% and cash: 4.5% of total assets), and 72.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.6%
Return on assets
11.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
43 d early
2023
61 d early
2022
44 d early
2021
45 d early
2020
50 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 70.2%
2024 · €15k
2018: €27k
2019: €10k
2020: €12k
2021: €14k
2022: €11k
2023: €11k
2024: €15k
2018 → 2025
Total assets
€95k▲ 9.2%
2024 · €87k
2018: €93k
2019: €92k
2020: €86k
2021: €87k
2022: €84k
2023: €81k
2024: €87k
2018 → 2025
Net result
€11k▲ 164%
2024 · €4k
2018: €-14k
2019: €-17k
2020: €2k
2021: €3k
2022: €-3k
2023: €202
2024: €4k
2018 → 2025
Working capital
€-50k▲ 22.0%
2024 · €-64k
2018: €-60k
2019: €-78k
2020: €-71k
2021: €-65k
2022: €-64k
2023: €-62k
2024: €-64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€11k▼ 23.2%€11k▲ 1.8%€15k▲ 36.2%€26k▲ 70.2%
Operating result€5k-€-1k€2k€8k▲ 208%€15k▲ 93.5%
Net result€3k-€-3k€202€4k▲ 1,919%€11k▲ 164%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 94% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€79k▲ 0.7%
Current assets
€14k▲ 113%
Equity and liabilities €95k
Equity
€26k▲ 70.2%
Provisions
€0▼ 100%
Debt
€68k▼ 3.3%
The debt ratio falls from 81.7% to 72.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €13k
Cash flow
€11k▲
2024 · €10k
Solvency
27.6%▲
2024 · 17.7%
Current ratio
0.22▲
2024 · 0.09
Quick ratio
0.22▲
2024 · 0.09
Debt / equity
2.62▼
2024 · 4.61
ROE
41.2%▲
2024 · 26.6%
ROA
11.4%▲
2024 · 4.7%
Interest coverage
3.40▼
2024 · 3.43
Debt
€68k▼
2024 · €71k
Debt ≤ 1 year
€64k▼
2024 · €71k
Income taxes
€65
Staff costs
€0▼
2024 · €840
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€95k▲
Formation expenses20€1k€1k▼
Fixed assets21/28€79k€79k▲
Tangible fixed assets22/27€69k€70k▲
Land and buildings22€69k€70k▲
Plant, machinery and equipment23€617€388▼
Furniture and vehicles24€0-
Financial fixed assets28€10k€10k=
Current assets29/58€7k€14k▲
Amounts receivable within one year40/41€2k€7k▲
Trade receivables40€2k€7k▲
Cash at bank and in hand54/58€4k€4k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€87k€95k▲
Equity10/15€15k€26k▲
Contributions10/11€20k€20k=
Capital10€20k-
Issued capital100€20k-
Reserves13€32k€6k▼
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Distributable reserves133€30k€6k▼
Profit (loss) carried forward14€-37k€0▲
Provisions and deferred taxes16€500€0▼
Provisions for liabilities and charges160/5€500€0▼
Major repairs and maintenance162€500€0▼
Amounts payable17/49€71k€68k▼
Amounts payable within one year42/48€71k€64k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€2k€442▼
Taxes450/3€2k€442▼
Other amounts payable47/48€64k€61k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Non-recurring operating income76A-€0
Remuneration, social security and pensions62€840€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€268▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-500
Other operating charges640/8€6k€7k▲
Gross operating margin9900€21k€21k▲
Operating profit (loss)9901€8k€15k▲
Financial income75/76B€317€460▲
Recurring financial income75€317€460▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€4k€11k▲
Income taxes67/77-€65
Profit (loss) for the period9904€4k€11k▲
Profit (loss) for the period to be appropriated9905€4k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-26k▲
Profit (loss) brought forward from the previous period14P€-37k€-37k=
Transfer from equity791/2-€26k
Transfer to equity691/2€4k€0▼
To contributions691€4k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €11k ▲164%
Operating result €15k, net result €11k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €202
Net result €202 after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beverenstraat 88540 DeerlijkGround area
368 m²
Building footprint
215 m²
Volume, LiDAR
1,637 m³
Parcel 34009A0203/00K006, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DUMABI
since 19882.033.289.155
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009A0203/00K006 | Flanders | 368 m² | 1 · 215 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 650 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-1987
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesWebsite:trees.dumon@telenet.be
E-mail:trees.dumon@telenet.be
Phone:0476994132