DUMA
ActiveSummary
The annual accounts of DUMA for fiscal year 2024 show a net loss of 112% of total assets and of 55% of the equity at the start of that year. The 2024 annual accounts show equity of €125,659 and a net result of -€154,453. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 95% of 9636 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The computed 12-month bankruptcy probability is 0.9% (low).
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Signals
This company filed its last 6 accounts on average 52 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
History
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Financials · fiscal year 2024, abbreviated schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,530 | €752 | €1,089 | €1,061 | - | - |
| Other operating charges640/8 | - | €6,961 | €1,705 | €1,515 | €8,847 | ▲ 484% |
| Gross operating margin9900 | €19,927 | €6,260 | €3,296 | -€4,479 | -€145,175 | ▼ 3,141% |
| Operating profit (loss)9901 | €7,751 | -€1,453 | €502 | -€7,055 | -€154,022 | ▼ 2,083% |
| Financial income75/76B | - | €2,578 | €66 | €129 | €18 | ▼ 86.0% |
| Recurring financial income75 | €6,046 | €2,578 | €66 | €129 | €18 | ▼ 86.0% |
| Financial charges65/66B | - | €709 | €527 | €261 | €449 | ▲ 72.0% |
| Recurring financial charges65 | €1,242 | €709 | €527 | €261 | €449 | ▲ 72.0% |
| Profit (loss) for the period before taxes9903 | €12,555 | €416 | €41 | -€7,187 | -€154,453 | ▼ 2,049% |
| Income taxes67/77 | €3,377 | €164 | - | - | - | - |
| Profit (loss) for the period9904 | €9,178 | €252 | €41 | -€7,187 | -€154,453 | ▼ 2,049% |
| Profit (loss) for the period to be appropriated9905 | €9,178 | €252 | €41 | -€7,187 | -€154,453 | ▼ 2,049% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €460,912 | €347,719 | €322,845 | €304,592 | €137,341 | ▼ 54.9% |
| Fixed assets21/28 | €13,377 | €12,625 | €18,720 | €17,659 | €3,810 | ▼ 78.4% |
| Tangible fixed assets22/27 | €1,817 | €1,065 | €7,160 | €6,099 | - | - |
| Land and buildings22 | - | - | €6,595 | €5,877 | - | - |
| Plant, machinery and equipment23 | - | €498 | €360 | €222 | - | - |
| Furniture and vehicles24 | - | €567 | €205 | - | - | - |
| Financial fixed assets28 | €11,560 | €11,560 | €11,560 | €11,560 | €3,810 | ▼ 67.0% |
| Current assets29/58 | €447,535 | €335,094 | €304,125 | €286,933 | €133,531 | ▼ 53.5% |
| Stocks and contracts in progress3 | €18,410 | €12,980 | €23,603 | - | - | - |
| Stocks30/36 | - | €12,980 | €23,603 | - | - | - |
| Amounts receivable within one year40/41 | €421,062 | €321,202 | €280,029 | €286,874 | €133,042 | ▼ 53.6% |
| Trade receivables40 | - | €133,938 | €157,207 | €161,613 | €6,650 | ▼ 95.9% |
| Other amounts receivable41 | - | €187,264 | €122,822 | €125,261 | €126,392 | ▲ 0.9% |
| Cash at bank and in hand54/58 | €8,063 | €912 | €493 | €59 | €489 | ▲ 729% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €460,912 | €347,719 | €322,845 | €304,592 | €137,341 | ▼ 54.9% |
| Equity10/15 | €287,006 | €287,258 | €287,299 | €280,112 | €125,659 | ▼ 55.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €268,406 | €268,658 | €268,699 | €268,699 | €268,699 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €266,798 | €266,839 | €266,839 | €266,839 | = |
| Profit (loss) carried forward14 | - | - | - | -€7,187 | -€161,640 | ▼ 2,149% |
| Amounts payable17/49 | €173,906 | €60,461 | €35,546 | €24,480 | €11,682 | ▼ 52.3% |
| Amounts payable within one year42/48 | €173,906 | €60,461 | €35,546 | €24,480 | €11,682 | ▼ 52.3% |
| Trade debts44 | €156,233 | €45,321 | €18,759 | €11,521 | €4,446 | ▼ 61.4% |
| Suppliers440/4 | - | €45,321 | €18,759 | €11,521 | €4,446 | ▼ 61.4% |
| Taxes, remuneration and social security45 | - | €6,668 | €5,009 | €3,007 | - | - |
| Taxes450/3 | - | €6,668 | €5,009 | €3,007 | - | - |
| Other amounts payable47/48 | - | €8,472 | €11,778 | €9,952 | €7,236 | ▼ 27.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,178 | €252 | €41 | -€7,187 | -€154,453 | ▼ 2,049% |
| + Depreciation and write-downs630 | €1,530 | €752 | €1,089 | €1,061 | - | - |
| Operating cash flow (approximation) | €10,708 | €1,004 | €1,130 | -€6,126 | -€154,453 | ▼ 2,421% |
| Investment in fixed assets (approximation) | - | €0 | -€7,184 | €0 | €13,849 | - |
| Change in cash | - | -€7,151 | -€419 | -€434 | €430 | ▲ 199% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024A0660/00L006 | Flanders | 183 m² | 1 · 120 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 28 September 2026 · Peppol Directory
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