DUM
InactiveDUM was declared bankrupt on 10-02-2025 (Tribunal de l’entreprise francophone de Bruxelles); the bankruptcy was closed for insufficient assets by judgment of 04-11-2025, published in the Belgian State Gazette on 10-12-2025.
Summary
Inactive; last annual accounts for fiscal year 2022.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline26-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 01-09-2023, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
32 d late
2021
1 d late
2020
86 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 26 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Financials · fiscal year 2022, micro schema
Equity
€4,610▼ 14.0%
2021 · €5,363
Total assets
€11,403▼ 3.4%
2021 · €11,802
Net result
-€753▲ 68.4%
2021 · -€2,386
Working capital
€10,324▲ 4.6%
2021 · €9,866
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result€11,787-€968▼ 91.8%€1,079▲ 11.5%-€2,205-€571▲ 74.1%
Net result€7,054-€38▼ 99.5%€293▲ 664%-€2,386-€753▲ 68.4%
Equity€7,418-€7,456▲ 0.5%€7,749▲ 3.9%€5,363▼ 30.8%€4,610▼ 14.0%
Total assets€26,327-€15,529▼ 41.0%€18,737▲ 20.7%€11,802▼ 37.0%€11,403▼ 3.4%
Debt€18,909-€8,073▼ 57.3%€4,988▼ 38.2%€438▼ 91.2%€793▲ 80.9%
Working capital€5,057-€5,863▲ 15.9%€11,040▲ 88.3%€9,866▼ 10.6%€10,324▲ 4.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €571 in 2022 against €2,205 in 2021; the loss shrinks.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €11,403
Fixed assets
€286 ▼ 80.9%
Current assets
€11,117 ▲ 7.9%
Equity and liabilities €11,403
Equity
€4,610 ▼ 14.0%
Provisions
€6,000 =
Debt
€793 ▲ 80.9%
Debt's share of the balance-sheet total rises from 3.7% to 7.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€640▲
2021 · -€993
Cash flow
€459▲
2021 · -€1,174
Current ratio
14.02▼
2021 · 23.50
Debt to equity
0.17▲
2021 · 0.08
ROE
-16.3%▲
2021 · -44.5%
ROA
-6.6%▲
2021 · -20.2%
Interest coverage
3.52▲
2021 · -5.47
Debt ≤ 1 year
€793▲
2021 · €438
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €768 | €768 | €1,280 | €1,212 | €1,212 | = |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €0 | - | - |
| Other operating charges640/8 | - | - | - | €348 | €348 | = |
| Gross operating margin9900 | €12,902 | €2,083 | €8,707 | -€645 | €988 | ▲ 253% |
| Operating profit (loss)9901 | €11,787 | €968 | €1,079 | -€2,205 | -€571 | ▲ 74.1% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | - | €43 | €1 | €0 | - | - |
| Financial charges65/66B | - | - | - | €182 | €182 | = |
| Recurring financial charges65 | €58 | €147 | €83 | €182 | €182 | = |
| Profit (loss) for the period before taxes9903 | €11,729 | €864 | €997 | -€2,386 | -€753 | ▲ 68.4% |
| Income taxes67/77 | €4,675 | €826 | €704 | €0 | - | - |
| Profit (loss) for the period9904 | €7,054 | €38 | €293 | -€2,386 | -€753 | ▲ 68.4% |
| Profit (loss) for the period to be appropriated9905 | €7,054 | €38 | €293 | -€2,386 | -€753 | ▲ 68.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26,327 | €15,529 | €18,737 | €11,802 | €11,403 | ▼ 3.4% |
| Fixed assets21/28 | €2,361 | €1,594 | €2,709 | €1,498 | €286 | ▼ 80.9% |
| Tangible fixed assets22/27 | €2,361 | €1,594 | €2,709 | €1,498 | €286 | ▼ 80.9% |
| Furniture and vehicles24 | - | - | - | €1,498 | €286 | ▼ 80.9% |
| Current assets29/58 | €23,965 | €13,935 | €16,028 | €10,304 | €11,117 | ▲ 7.9% |
| Amounts receivable within one year40/41 | €12,148 | €2,723 | €1,346 | €1,746 | €5,718 | ▲ 228% |
| Trade receivables40 | - | - | - | €1,210 | €5,718 | ▲ 373% |
| Other amounts receivable41 | - | - | - | €536 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €11,332 | €10,706 | €14,148 | €7,992 | €4,772 | ▼ 40.3% |
| Deferred charges and accrued income490/1 | - | - | - | €566 | €627 | ▲ 10.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26,327 | €15,529 | €18,737 | €11,802 | €11,403 | ▼ 3.4% |
| Equity10/15 | €7,418 | €7,456 | €7,749 | €5,363 | €4,610 | ▼ 14.0% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | = |
| Reserves13 | €1,210 | €1,210 | €1,210 | €1,210 | €1,210 | = |
| Non-distributable reserves130/1 | - | - | - | €1,210 | €1,210 | = |
| Reserves not available under the articles1311 | - | - | - | €1,210 | €1,210 | = |
| Profit (loss) carried forward14 | €8 | €46 | €339 | -€2,047 | -€2,800 | ▼ 36.8% |
| Provisions and deferred taxes16 | - | - | €6,000 | €6,000 | €6,000 | = |
| Provisions for liabilities and charges160/5 | - | - | - | €6,000 | €6,000 | = |
| Other liabilities and charges164/5 | - | - | - | €6,000 | €6,000 | = |
| Amounts payable17/49 | €18,909 | €8,073 | €4,988 | €438 | €793 | ▲ 80.9% |
| Amounts payable within one year42/48 | €18,909 | €8,073 | €4,988 | €438 | €793 | ▲ 80.9% |
| Trade debts44 | €2,603 | €2,000 | €112 | €0 | €635 | - |
| Suppliers440/4 | - | - | - | €0 | €635 | - |
| Taxes, remuneration and social security45 | - | - | - | €332 | €51 | ▼ 84.5% |
| Taxes450/3 | - | - | - | €332 | €51 | ▼ 84.5% |
| Other amounts payable47/48 | - | - | - | €107 | €107 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,054 | €38 | €293 | -€2,386 | -€753 | ▲ 68.4% |
| + Depreciation and write-downs630 | €768 | €768 | €1,280 | €1,212 | €1,212 | = |
| Operating cash flow (approximation) | €7,822 | €806 | €1,573 | -€1,174 | €459 | ▲ 139% |
| Investment in fixed assets (approximation) | - | €0 | -€2,396 | €0 | €0 | - |
| Change in cash | - | -€626 | €3,442 | -€6,156 | -€3,220 | ▲ 47.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-12
Bankruptcy
Bankruptcy closure (insufficient assets)
Tribunal de l’entreprise francophone de Bruxelles · event 04-11-2025
18-02
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · event 10-02-2025
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Weakest financial yearnet -€2,386
Net result drops to -€2,386, the lowest in the series.
31-12
Financial
Liquidity times 7current ratio 23.50
Current ratio from 3.21 to 23.50; short-term debt falls from €4,988 to €438.
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | JEAN-MICHEL DERICK AVENUE LOUISE 391 BTE 3,
1050 FR BRUXELLES 5 |
10-02-2025 → 04-11-2025 |