DULEO
ActiveDULEO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €17k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 77% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+75
Solvency100▲+1
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.63 against 2.52 in 2024), and 27.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.6%
Return on assets
21.8%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €57k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
30 d late
2022
94 d early
2021
89 d late
2020
1 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 43.0%
2024 · €40k
2018: €47k
2019: €48k
2020: €49k
2021: €50k
2022: €34k
2023: €38k
2024: €40k
2018 → 2025
Total assets
€79k▲ 19.9%
2024 · €66k
2018: €72k
2019: €77k
2020: €80k
2021: €95k
2022: €83k
2023: €45k
2024: €66k
2018 → 2025
Net result
€17k▲ 761%
2024 · €2k
2018: €2k
2019: €831
2020: €454
2021: €1k
2022: €1k
2023: €4k
2024: €2k
2018 → 2025
Working capital
€57k▲ 45.0%
2024 · €39k
2018: €64k
2019: €66k
2020: €68k
2021: €74k
2022: €32k
2023: €36k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€34k▼ 31.5%€38k▲ 11.2%€40k▲ 5.3%€57k▲ 43.0%
Operating result€2k-€2k▼ 31.5%€6k▲ 298%€3k▼ 44.7%€24k▲ 632%
Net result€1k-€1k▲ 5.9%€4k▲ 195%€2k▼ 47.9%€17k▲ 761%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 632% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€502▼ 44.3%
Current assets
€78k▲ 20.8%
Equity and liabilities €79k
Equity
€57k▲ 43.0%
Debt
€22k▼ 16.1%
The debt ratio falls from 39.1% to 27.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€25k▲
2024 · €4k
Cash flow
€18k▲
2024 · €2k
Solvency
72.6%▲
2024 · 60.9%
Current ratio
3.63▲
2024 · 2.52
Quick ratio
3.48▲
2024 · 2.41
Debt / equity
0.38▼
2024 · 0.64
ROE
30.1%▲
2024 · 5.0%
ROA
21.8%▲
2024 · 3.0%
Interest coverage
48.99▼
2024 · 53.67
Debt
€22k▼
2024 · €26k
Debt ≤ 1 year
€22k▼
2024 · €26k
Income taxes
€7k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€79k▲
Fixed assets21/28€902€502▼
Tangible fixed assets22/27€902€502▼
Plant, machinery and equipment23€902€502▼
Current assets29/58€65k€78k▲
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€50k€58k▲
Trade receivables40€39k€41k▲
Other amounts receivable41€11k€17k▲
Cash at bank and in hand54/58€11k€17k▲
Deferred charges and accrued income490/1€639-
Equity and liabilities
Total equity and liabilities10/49€66k€79k▲
Equity10/15€40k€57k▲
Contributions10/11€6k€6k=
Reserves13€34k€51k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€32k€49k▲
Amounts payable17/49€26k€22k▼
Amounts payable within one year42/48€26k€22k▼
Trade debts44€23k€6k▼
Suppliers440/4€23k€6k▼
Taxes, remuneration and social security45€3k€15k▲
Taxes450/3€3k€14k▲
Remuneration and social security454/9-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€400€400=
Other operating charges640/8€1k€585▼
Non-recurring operating charges66A€337-
Gross operating margin9900€5k€25k▲
Operating profit (loss)9901€3k€24k▲
Financial income75/76B-€755
Recurring financial income75-€755
Financial charges65/66B€69€504▲
Recurring financial charges65€69€504▲
Profit (loss) for the period before taxes9903€3k€25k▲
Income taxes67/77€1k€7k▲
Profit (loss) for the period9904€2k€17k▲
Profit (loss) for the period to be appropriated9905€2k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€17k▲
Transfer to equity691/2€2k€17k▲
To other reserves6921€2k€17k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €17k ▲761%
Operating result €24k, net result €17k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 5.97
Current ratio from 1.66 to 5.97; short-term debt falls from €49k to €7k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €454 ▼45.3%
Net result drops to €454, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hondsbergstraat(HF) 21540 PajottegemGround area
1,739 m²
Building footprint
193 m²
Volume, LiDAR
1,077 m³
Parcel 23031A0119/00E000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DULEO
since 20102.187.804.217
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23031A0119/00E000 | Flanders | 1,739 m² | 1 · 193 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
2R2 CONSTRUCTION
BE 0627.954.145
Rixensart · Eq €57k
D.Y. ISOLATION
BE 0477.345.908
Schaarbeek · Eq €57k
BATI ROOF
BE 1012.699.893
Sint-Genesius-Rode · Eq €57k
PMC ISOLATION
BE 0833.108.749
Brunehaut · Eq €57k
CAJ CONSTRUCT
BE 1010.243.716
Vorst · Eq €57k
Of 4,244 companies in sector 43230 we hold annual accounts for 1,230. 1,026 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-05-2010
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
42110Construction of roads and motorways
43331Floor and wall tiling
43910Bricklaying and masonry work
43994Specialised construction activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.