Summary
DULCO BEHEER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.35M and a net result of €1k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 89% of 5527 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
1 d early
2022
23 d late
2021
24 d late
2020
31 d late
2019
97 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.35M▲ 0.1%
2024 · €1.35M
2018: €1.21M
2019: €1.33M
2020: €1.34M
2021: €1.34M
2022: €1.35M
2023: €1.35M
2024: €1.35M
2018 → 2025
Net result
€1k▼ 72.8%
2024 · €4k
2018: €3k
2019: €120k
2020: €120k
2021: €4k
2022: €4k
2023: €3k
2024: €4k
2018 → 2025
Total assets
€1.45M=
2024 · €1.45M
2018: €1.31M
2019: €1.42M
2020: €1.42M
2021: €1.43M
2022: €1.43M
2023: €1.44M
2024: €1.45M
2018 → 2025
Solvency
93.5%▲ 0.1pp
2024 · 93.5%
2018: 92.8%
2019: 93.8%
2020: 93.8%
2021: 93.9%
2022: 93.9%
2023: 93.4%
2024: 93.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.34M-€1.35M▲ 0.3%€1.35M▲ 0.2%€1.35M▲ 0.3%€1.35M▲ 0.1%
Operating result€3k-€4k▲ 31.0%€2k▼ 54.9%€3k▲ 58.0%€-1k
Net result€4k-€4k▲ 17.4%€3k▼ 31.4%€4k▲ 27.3%€1k▼ 72.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.45M
Fixed assets
€1.09M =
Current assets
€356k ▲ 0.1%
Equity and liabilities €1.45M
Equity
€1.35M ▲ 0.1%
Debt
€94k ▼ 0.8%
Debt's share of the balance-sheet total falls from 6.5% to 6.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.1%▼
2024 · 0.3%
ROA
0.1%▼
2024 · 0.3%
Debt ≤ 1 year
€94k▼
2024 · €95k
Income taxes
€381▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.45M€1.45M=
Fixed assets21/28€1.09M€1.09M=
Financial fixed assets28€1.09M€1.09M=
Current assets29/58€356k€356k▲
Amounts receivable within one year40/41€355k€355k▲
Trade receivables40€10k€6k▼
Other amounts receivable41€345k€349k▲
Cash at bank and in hand54/58€1k€769▼
Equity and liabilities
Total equity and liabilities10/49€1.45M€1.45M=
Equity10/15€1.35M€1.35M▲
Contributions10/11€19k€19k=
Revaluation surpluses12€963k€963k=
Reserves13€370k€371k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€369k€370k▲
Amounts payable17/49€95k€94k▼
Amounts payable within one year42/48€95k€94k▼
Financial debts43€84k€84k=
Other loans439€84k€84k=
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€8k€8k=
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€4k€-162▼
Operating profit (loss)9901€3k€-1k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€5k€1k▼
Income taxes67/77€1k€381▼
Profit (loss) for the period9904€4k€1k▼
Profit (loss) for the period to be appropriated9905€4k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€1k▼
Transfer to equity691/2€4k€1k▼
To the legal reserve6920€4k€0▼
To other reserves6921€0€1k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €1k ▼72.8%
Net result drops to €1k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 97 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 14 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klein Ravels 182380 RavelsGround area
1,258 m²
Building footprint
200 m²
Volume, LiDAR
1,638 m³
Parcel 13035A0223/00T000, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DULCO BEHEER BVBA
since 19972.081.238.235
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13035A0223/00T000 | Flanders | 1,258 m² | 1 · 200 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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V.S. HOLDING
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RIXON
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Compagnie des Augustins
BE 0429.180.656
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,004 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-01-1997
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.