DUINENVALLEI
ActiveDUINENVALLEI has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €678k and a net result of €73k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 79% of 683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+2
Solvency87▲+19
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.2 against 1.37 in 2024; short-term debt: 2.3% and cash: 4% of total assets), and 37.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.4%
Return on assets
6.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
7 d early
2023
36 d early
2022
53 d early
2021
68 d early
2020
47 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€678k▲ 12.0%
2024 · €605k
2018: €640k
2019: €692k
2020: €725k
2021: €722k
2022: €753k
2023: €776k
2024: €605k
2018 → 2025
Total assets
€1.09M▼ 23.4%
2024 · €1.42M
2018: €1.28M
2019: €1.33M
2020: €1.28M
2021: €1.30M
2022: €1.35M
2023: €1.43M
2024: €1.42M
2018 → 2025
Net result
€73k▲ 1.6%
2024 · €72k
2018: €42k
2019: €52k
2020: €33k
2021: €49k
2022: €66k
2023: €48k
2024: €72k
2018 → 2025
Working capital
€54k▼ 36.5%
2024 · €85k
2018: €93k
2019: €60k
2020: €67k
2021: €162k
2022: €185k
2023: €238k
2024: €85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€722k-€753k▲ 4.3%€776k▲ 3.0%€605k▼ 22.0%€678k▲ 12.0%
Operating result€80k-€102k▲ 28.7%€95k▼ 6.8%€144k▲ 50.4%€126k▼ 12.5%
Net result€49k-€66k▲ 34.8%€48k▼ 26.9%€72k▲ 49.7%€73k▲ 1.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€1.01M▼ 8.8%
Current assets
€79k▼ 74.9%
Equity and liabilities €1.09M
Equity
€678k▲ 12.0%
Debt
€408k▼ 49.8%
The debt ratio falls from 57.3% to 37.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€245k▼
2024 · €283k
Cash flow
€193k▼
2024 · €211k
Solvency
62.4%▲
2024 · 42.7%
Current ratio
3.20▲
2024 · 1.37
Quick ratio
2.90▲
2024 · 1.31
Debt / equity
0.60▼
2024 · 1.34
ROE
10.7%▼
2024 · 11.9%
ROA
6.7%▲
2024 · 5.1%
Interest coverage
9.65▲
2024 · 6.37
Debt
€408k▼
2024 · €812k
Debt ≤ 1 year
€25k▼
2024 · €227k
Debt > 1 year
€358k▼
2024 · €565k
Income taxes
€27k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.42M€1.09M▼
Fixed assets21/28€1.10M€1.01M▼
Tangible fixed assets22/27€1.10M€1.00M▼
Land and buildings22€648k€632k▼
Plant, machinery and equipment23€283k€258k▼
Furniture and vehicles24€169k€113k▼
Financial fixed assets28€5k€5k=
Current assets29/58€313k€79k▼
Stocks and contracts in progress3€15k€7k▼
Stocks30/36€15k€7k▼
Amounts receivable within one year40/41€30k€26k▼
Trade receivables40€24k€26k▲
Other amounts receivable41€6k-
Cash at bank and in hand54/58€267k€44k▼
Deferred charges and accrued income490/1€716€880▲
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.09M▼
Equity10/15€605k€678k▲
Contributions10/11€285k€285k=
Outside capital11€285k€285k=
Other1109/19€285k€285k=
Reserves13€321k€393k▲
Distributable reserves133€321k€393k▲
Amounts payable17/49€812k€408k▼
Amounts payable after more than one year17€565k€358k▼
Other amounts payable178/9€565k€358k▼
Amounts payable within one year42/48€227k€25k▼
Trade debts44€4k€18k▲
Suppliers440/4€4k€18k▲
Taxes, remuneration and social security45€23k€7k▼
Taxes450/3€23k€7k▼
Other amounts payable47/48€200k-
Accrued charges and deferred income492/3€20k€25k▲
Income statement
Code20242025
Non-recurring operating income76A€266€12k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€140k€120k▼
Other operating charges640/8€48k€66k▲
Gross operating margin9900€331k€311k▼
Operating profit (loss)9901€144k€126k▼
Financial income75/76B€37€0▼
Recurring financial income75€37€0▼
Financial charges65/66B€44k€25k▼
Recurring financial charges65€44k€25k▼
Profit (loss) for the period before taxes9903€99k€100k▲
Income taxes67/77€27k€27k▼
Profit (loss) for the period9904€72k€73k▲
Profit (loss) for the period to be appropriated9905€72k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€73k▲
Transfer from equity791/2€43k-
Transfer to equity691/2€72k€73k▲
To other reserves6921€72k€73k▲
Profit to be distributed694/7€43k-
Return on contributions (dividend)694€43k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €73k ▲1.6%
Net result €73k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 3.20
Current ratio from 1.37 to 3.20; short-term debt falls from €227k to €25k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 12.50
Current ratio from 2.42 to 12.50; short-term debt falls from €47k to €14k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €33k ▼36.2%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostendelaan 1958430 MiddelkerkeGround area
1,480 m²
Building footprint
275 m²
Volume, LiDAR
1,655 m³
Parcel 35011A0374/00G000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAMPING DUINENVALLEI
since 19912.052.710.931
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35011A0374/00G000 | Flanders | 1,480 m² | 1 · 275 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 441 companies in sector 55300 we hold annual accounts for 292. 243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-1991
Fiscal year end31-12
Activities, NACEBEL
55220
55300Accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.