DUIKPUNT
ActiveDUIKPUNT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €2k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 11206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-57
Solvency97▼-1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.18 against 2.38 in 2024), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
61 d late
2022
70 d late
2021
2 d early
2020
61 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k▼ 13.0%
2024 · €250k
2018: €68k
2019: €103k
2020: €113k
2021: €136k
2022: €169k
2023: €230k
2024: €250k
2018 → 2025
Total assets
€390k▼ 8.8%
2024 · €428k
2018: €303k
2019: €322k
2020: €280k
2021: €279k
2022: €316k
2023: €419k
2024: €428k
2018 → 2025
Net result
€2k▼ 95.0%
2024 · €30k
2018: €10k
2019: €34k
2020: €10k
2021: €23k
2022: €33k
2023: €64k
2024: €30k
2018 → 2025
Working capital
€188k▼ 11.3%
2024 · €213k
2018: €-3k
2019: €87k
2020: €104k
2021: €133k
2022: €172k
2023: €184k
2024: €213k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€136k-€169k▲ 24.1%€230k▲ 36.2%€250k▲ 8.9%€218k▼ 13.0%
Operating result€35k-€50k▲ 42.1%€98k▲ 94.3%€49k▼ 49.9%€10k▼ 79.4%
Net result€23k-€33k▲ 43.6%€64k▲ 96.6%€30k▼ 53.6%€2k▼ 95.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 79% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390k
Fixed assets
€42k▼ 32.0%
Current assets
€348k▼ 4.9%
Equity and liabilities €390k
Equity
€218k▼ 13.0%
Debt
€173k▼ 2.9%
The debt ratio rises from 41.6% to 44.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€30k▼
2024 · €69k
Cash flow
€21k▼
2024 · €50k
Solvency
55.7%▼
2024 · 58.4%
Current ratio
2.18▼
2024 · 2.38
Quick ratio
0.68▲
2024 · 0.58
Debt / equity
0.79▲
2024 · 0.71
ROE
0.7%▼
2024 · 12.0%
ROA
0.4%▼
2024 · 7.0%
Interest coverage
3.09▼
2024 · 7.76
Debt
€173k▼
2024 · €178k
Debt ≤ 1 year
€160k▲
2024 · €154k
Debt > 1 year
€13k▼
2024 · €24k
Income taxes
€2k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€428k€390k▼
Fixed assets21/28€62k€42k▼
Tangible fixed assets22/27€62k€42k▼
Plant, machinery and equipment23€1k€564▼
Furniture and vehicles24€61k€42k▼
Current assets29/58€366k€348k▼
Stocks and contracts in progress3€277k€240k▼
Stocks30/36€277k€240k▼
Amounts receivable within one year40/41€70k€75k▲
Trade receivables40€37k€42k▲
Other amounts receivable41€33k€33k▲
Cash at bank and in hand54/58€20k€34k▲
Equity and liabilities
Total equity and liabilities10/49€428k€390k▼
Equity10/15€250k€218k▼
Contributions10/11€6k€6k=
Reserves13€244k€211k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€242k€211k▼
Amounts payable17/49€178k€173k▼
Amounts payable after more than one year17€24k€13k▼
Financial debts170/4€24k€13k▼
Amounts payable within one year42/48€154k€160k▲
Current portion of amounts payable after more than one year42€15k€15k▲
Financial debts43€30k€20k▼
Credit institutions430/8€30k€20k▼
Trade debts44€59k€57k▼
Suppliers440/4€59k€57k▼
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45€25k€34k▲
Taxes450/3€25k€34k▲
Other amounts payable47/48€25k€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€72k€33k▼
Operating profit (loss)9901€49k€10k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€43k€3k▼
Income taxes67/77€13k€2k▼
Profit (loss) for the period9904€30k€2k▼
Profit (loss) for the period to be appropriated9905€30k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€2k▼
Transfer from equity791/2€10k€34k▲
Transfer to equity691/2€30k€2k▼
To other reserves6921€30k€2k▼
Profit to be distributed694/7€10k€34k▲
Return on contributions (dividend)694€10k€34k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼95%
Net result drops to €2k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €64k ▲96.6%
Operating result €98k, net result €64k, both a record.
31-12
Financial
Equity above €200kEq €230k ▲36.2%
6 profitable years in a row build equity to €230k.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Equity above €150kEq €169k ▲24.1%
5 profitable years in a row build equity to €169k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Equity above €100kEq €103k ▲50.2%
2 profitable years in a row build equity to €103k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bredene · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toekomststraat 218450 BredeneGround area
706 m²
Building footprint
546 m²
Volume, LiDAR
3,238 m³
2 parcels, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Duikpunt
since 20072.160.772.889
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31425C0115/00N002 | Flanders | 541 m² | 1 · 454 m² | 10.9 m · 2 fl. |
| 35002B0484/00W003 | Flanders | 165 m² | 1 · 92 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMO SPORT
BE 0448.440.403
Zottegem · Eq €217k
SPORTINVESTMENTS
BE 0465.927.226
Geel · Eq €217k
Sportsdirect.com Retail (Europe)
BE 0458.883.046
Tubize · Eq €220k
Training7
BE 0427.305.883
Oudergem · Eq €220k
MATERIAALMAGAZIJN
BE 0477.089.055
Laarne · Eq €213k
Of 579 companies in sector 46496 we hold annual accounts for 380. 274 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2007
Fiscal year end31-12
Activities, NACEBEL
46496Wholesale trade
51476
47639Retail sale of other sporting goods
47640Retail trade
52482
71406
77210Renting and leasing of sports and recreation goods
80424
85599Other education
92621
92623
93121Football clubs
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.