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DUFAYS

Active
Private limited companyfounded 1998active for 27 yearsRue Neuve 115, 4970 Stavelot, BelgiumKBO/BCE: BE 0464.533.592
Summary

DUFAYS has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€18,501) and a net result of -€22,199. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 1,558 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Hotels and similar accommodation
NACE 55100
6th oldest company in Stavelot, Accommodation and food service sector1 site
Size
€39,613total assets 2024
Equity
-€18,501
Loss
-€22,199
Turnover not published (micro format)
Financial health
56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.8%
Structure
  • Jean-Marc MAGAINDirector
Accounts 75 days overdue1 of 4 deeds read
Why 56raises riskCapped at 59: negative equityLatest accounts 70 days late; 3 of the last 3 lateLiquidity: current ratio 0.37, cash €547lowers riskFounded in 1998Size: total assets €37,859Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 60% of its sector peers (NACE 55, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency 0-32
equity -46.7% of total assets
Liquidity 5+3
short-term debt 83.9% · cash 0.7%
Profitability 0-6
return on assets -56.0%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,512 companies, NACE 55, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 1.6%▲ +0.1 percentage points vs 06-2025 08-2025: 2.2%▲ +0.6 percentage points vs 07-2025 09-2025: 2.3%▲ +0.1 percentage points vs 08-2025 10-2025: 2.9%▲ +0.6 percentage points vs 09-2025 11-2025: 2.5%▼ -0.4 percentage points vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.4%▼ -0.1 percentage points vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.4%● unchanged vs 05-2026 07-2026: 2.6%▲ +0.2 percentage points vs 06-2026 08-2026: 3.2%▲ +0.6 percentage points vs 07-2026 09-2026: 3.2%● unchanged vs 08-2026highest value 10-2026: 0.8%▼ -2.4 percentage points vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.26, compared with 0.18 in 2023, below 1; short-term debt: 83.9% and cash: 0.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 41% on solvency, 7% on liquidity, 97% on profitability and 95% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Latest accounts 70 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 1998
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €37,859
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.37, cash €547
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€18,501
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
60 days late
2023
68 days late
2022
8 days late
2021
26 days late
2020
31 days late
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 28 days after the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Adrianus NAGEL (director)Director discharge
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€22,199

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€18,501 View
  • Caution: Accounts not fileddeadline was 31-07-2026 75 days late View
  • Positive: 6th oldest company in Stavelot, Accommodation and food service sectorin the Checked rankings No. 6 View
  • Caution: A director leftlatest change 09-01-2026 · 1 in office 1 left View
  • Caution: 2 loss-making years in a rowloss financial year 2024 -€22,199 View

By topic

Financials

Financial year
2024
Total assets
€39,613
Loss
-€22,199
Solvency
-46.7%
Total assets▼ 20.8%
Net result
20182024
Go to Financials

Timeline

Events
28
Since
2000
  1. 07-10-2024Annual accounts filed
  2. 08-08-2023Annual accounts filed
  3. 26-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Hotels and similar accommodationNACE 55100
Founded
06-11-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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