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DUCTOR

Active
Private limited companyfounded 20242 yrs activeBeselarestraat 106, 8940 Wervik, BelgiumKBO/BCE: BE 1004.697.195
Summary

DUCTOR has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35,914 and a net result of €33,414. Its solvency ranks better than 29% of 8103 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
Axes
Profitability100
Solvency56
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.57; short-term debt: 47% and cash: 10.4% of total assets), and 69.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
30.7%
Return on assets
28.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 29 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 January 2024, DUCTOR was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€35,914
Total assets
€116,864
Net result
€33,414
Working capital
-€23,568

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €116,864
Fixed assets €85,476
Current assets €31,388
Equity and liabilities €116,864
Equity €35,914
Debt €80,950
Debt finances 69.3% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€56,630
Cash flow
€41,379
Current ratio
0.57
Debt to equity
2.25
ROE
93.0%
ROA
28.6%
Interest coverage
41.04
Debt ≤ 1 year
€54,956
Debt > 1 year
€25,994
Income taxes
€13,871

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 42 lines
Balance sheet Code2024
Assets
Total assets20/58€116,864
Fixed assets21/28€85,476
Tangible fixed assets22/27€85,476
Land and buildings22€47,098
Plant, machinery and equipment23€1,098
Furniture and vehicles24€1,122
Leasing and similar rights25€36,158
Current assets29/58€31,388
Amounts receivable within one year40/41€18,940
Trade receivables40€16,940
Other amounts receivable41€2,000
Cash at bank and in hand54/58€12,109
Deferred charges and accrued income490/1€339
Equity and liabilities
Total equity and liabilities10/49€116,864
Equity10/15€35,914
Contributions10/11€2,500
Reserves13€33,414
Distributable reserves133€33,414
Amounts payable17/49€80,950
Amounts payable after more than one year17€25,994
Financial debts170/4€25,994
Amounts payable within one year42/48€54,956
Current portion of amounts payable after more than one year42€10,125
Trade debts44€226
Suppliers440/4€226
Taxes, remuneration and social security45€23,961
Taxes450/3€21,961
Remuneration and social security454/9€2,000
Other amounts payable47/48€20,644
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,965
Other operating charges640/8€1,778
Gross operating margin9900€58,408
Operating profit (loss)9901€48,665
Financial charges65/66B€1,380
Recurring financial charges65€1,380
Profit (loss) for the period before taxes9903€47,285
Income taxes67/77€13,871
Profit (loss) for the period9904€33,414
Profit (loss) for the period to be appropriated9905€33,414
Appropriation of the result
Profit (loss) to be appropriated9906€33,414
Transfer to equity691/2€33,414
To other reserves6921€33,414

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,965
Other operating charges640/8€1,778
Gross operating margin9900€58,408
Operating profit (loss)9901€48,665
Financial charges65/66B€1,380
Recurring financial charges65€1,380
Profit (loss) for the period before taxes9903€47,285
Income taxes67/77€13,871
Profit (loss) for the period9904€33,414
Profit (loss) for the period to be appropriated9905€33,414
Line2024
Assets
Total assets20/58€116,864
Fixed assets21/28€85,476
Tangible fixed assets22/27€85,476
Land and buildings22€47,098
Plant, machinery and equipment23€1,098
Furniture and vehicles24€1,122
Leasing and similar rights25€36,158
Current assets29/58€31,388
Amounts receivable within one year40/41€18,940
Trade receivables40€16,940
Other amounts receivable41€2,000
Cash at bank and in hand54/58€12,109
Deferred charges and accrued income490/1€339
Equity and liabilities
Total equity and liabilities10/49€116,864
Equity10/15€35,914
Contributions10/11€2,500
Reserves13€33,414
Distributable reserves133€33,414
Amounts payable17/49€80,950
Amounts payable after more than one year17€25,994
Financial debts170/4€25,994
Amounts payable within one year42/48€54,956
Current portion of amounts payable after more than one year42€10,125
Trade debts44€226
Suppliers440/4€226
Taxes, remuneration and social security45€23,961
Taxes450/3€21,961
Remuneration and social security454/9€2,000
Other amounts payable47/48€20,644
Line2024
Profit (loss) for the period9904€33,414
+ Depreciation and write-downs630€7,965
Operating cash flow (approximation)€41,379

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
925 m²
Building footprint
184 m²
Volume, LiDAR
954 m³
Parcel 33009C0942/00S000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
DUCTOR
Beselarestraat 106, 8940 WervikAgents specialised in the wholesale of other particular products
since 20242.354.979.757
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33009C0942/00S000 Flanders 925 m² 1 · 184 m² 6.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 35,870 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004697195
Also 9925:BE1004697195
Registered 07-04-2026

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.