DuComment
ActiveSummary
DuComment has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €28k. Its solvency ranks better than 58% of 1901 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▲+15
Growth78
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 1.86 in 2024; short-term debt: 35.6% and cash: 77.4% of total assets), and 36% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64%
Return on assets
32.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
18 d early
2024
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▲ 95.8%
2024 · €28k
2024: €28k
2024 → 2025
Total assets
€86k▲ 50.0%
2024 · €58k
2024: €58k
2024 → 2025
Net result
€28k▲ 15.7%
2024 · €24k
2024: €24k
2024 → 2025
Working capital
€53k▲ 110%
2024 · €25k
2024: €25k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€28k-€55k▲ 95.8%
Operating result€31k-€39k▲ 29.1%
Net result€24k-€28k▲ 15.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€2k ▲ 15.4%
Current assets
€84k ▲ 53.3%
Equity and liabilities €86k
Equity
€55k ▲ 95.8%
Debt
€31k ▲ 5.9%
Debt's share of the balance-sheet total falls from 51.0% to 36.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €33k
Cash flow
€29k▲
2024 · €27k
Current ratio
2.73▲
2024 · 1.86
Debt to equity
0.56▼
2024 · 1.04
ROE
50.4%▼
2024 · 85.3%
ROA
32.3%▼
2024 · 41.8%
Interest coverage
11.89
Debt ≤ 1 year
€31k▲
2024 · €29k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€58k€86k▲
Formation expenses20€752€0▼
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Furniture and vehicles24-€799
Other tangible fixed assets26€2k€2k▼
Current assets29/58€55k€84k▲
Amounts receivable within one year40/41€17k€17k▲
Trade receivables40€17k€17k▼
Other amounts receivable41€332€498▲
Cash at bank and in hand54/58€38k€67k▲
Equity and liabilities
Total equity and liabilities10/49€58k€86k▲
Equity10/15€28k€55k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€23k€50k▲
Amounts payable17/49€29k€31k▲
Amounts payable within one year42/48€29k€31k▲
Trade debts44€3k€66▼
Suppliers440/4€3k€66▼
Taxes, remuneration and social security45€17k€21k▲
Taxes450/3€17k€21k▲
Other amounts payable47/48€9k€10k▲
Accrued charges and deferred income492/3-€392
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€63€58▼
Gross operating margin9900€33k€41k▲
Operating profit (loss)9901€31k€39k▲
Financial charges65/66B-€3k
Recurring financial charges65-€3k
Profit (loss) for the period before taxes9903€31k€36k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€24k€28k▲
Profit (loss) for the period to be appropriated9905€24k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€51k▲
Profit (loss) brought forward from the previous period14P-€23k
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegaalstraat(STE) 78A9190 StekeneGround area
504 m²
Building footprint
84 m²
Volume, LiDAR
1 m³
Parcel 46322D1428/00F000, Flanders · tallest building 0.6 m. Linked by address, not a title deed.
1 establishment unit
DuComment
since 20242.359.640.113
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322D1428/00F000 | Flanders | 504 m² | 1 · 84 m² | 0.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NOVA VISTA
BE 1003.177.463
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COBLY
BE 0765.796.093
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SoConsultancy
BE 0782.590.555
Zwevegem · Eq €55,037
HEYKE CONSULTING
BE 1006.550.192
Ninove · Eq €55,477
VHAD
BE 0805.128.902
Lokeren · Eq €54,935
Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 1,225 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
64210Activities of holding companies
70200Business and other management consultancy
73110Advertising agencies
73120Media representation
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.