Financials
- Fiscal year
- 2025
- Total assets
- €509,690
- Profit
- €26,705
- Solvency
- 59.0%
Total assets▼ 7.7%
Net result
20182025
DUCOBU IMMO
ActiveSummary
DUCOBU IMMO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €300,484 and a net result of €26,705. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 74% of 1700 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Artisanal bread and fresh pastry making
NACE 10712
1 site
How big
€509,690total assets 2025
- Equity
- €300,484
- Profit
- €26,705
Who decides
Accounts 32 d early0 of 1 deed read
Why 85- Sector Manufacture of food products (NACE 10)- Liquidity: current ratio 0.20, cash €2,112+ Founded in 2007+ Figures for FY 2025 (filed 29-06-2026)Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 10, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
84+9
equity 59.0% of total assets
Liquidity
51-49
short-term debt 6.9% · cash 0.4%
Profitability
75=
return on assets 5.2%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.4%highest value
09-2026: 0.4%● 0.0% vs 08-2026highest value
10-2026: 0.4%● 0.0% vs 09-2026highest value
- Sector Manufacture of food products (NACE 10) raises the probability
- Founded in 2007 lowers the probability for this profile
- Liquidity: current ratio 0.20, cash €2,112 raises the probability
- Figures for FY 2025 (filed 29-06-2026) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.2 against 0.31 in 2024; short-term debt: 6.9% and cash: 0.4% of total assets), and 41% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 74%, liquidity 50%, profitability 56%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
29 d early
2023
33 d early
2022
31 d early
2021
31 d late
2020
24 d early
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €26,705 ▲4%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 29-06-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 02-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Artisanal bread and fresh pastry makingNACE 10712
- Founded
- 25-09-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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