Ducksday
ActiveDucksday has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €-20k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 53% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▼-12
Solvency63▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.28 in 2024; short-term debt: 62% and cash: 21.4% of total assets), and 62% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
47 d late
2023
44 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▼ 12.5%
2024 · €161k
2018: €86k
2019: €95k
2020: €103k
2021: €114k
2022: €167k
2023: €160k
2024: €161k
2018 → 2025
Total assets
€371k▼ 34.9%
2024 · €570k
2018: €356k
2019: €414k
2020: €539k
2021: €290k
2022: €362k
2023: €292k
2024: €570k
2018 → 2025
Net result
€-20k
2024 · €2k
2018: €10k
2019: €9k
2020: €8k
2021: €11k
2022: €53k
2023: €13k
2024: €2k
2018 → 2025
Working capital
€57k▼ 48.2%
2024 · €110k
2018: €85k
2019: €92k
2020: €94k
2021: €114k
2022: €161k
2023: €153k
2024: €110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€167k▲ 46.2%€160k▼ 4.2%€161k▲ 1.0%€141k▼ 12.5%
Operating result€40k-€83k▲ 106%€37k▼ 54.6%€25k▼ 34.4%€-214
Net result€11k-€53k▲ 367%€13k▼ 75.4%€2k▼ 88.3%€-20k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €214 after €25k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €316k
Fixed assets
€29k▼ 4.1%
Current assets
€287k▼ 43.3%
Equity and liabilities €371k
Equity
€141k▼ 12.5%
Debt
€230k▼ 43.7%
The debt ratio falls from 71.7% to 62.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €33k
Cash flow
€557▼
2024 · €10k
Solvency
38.0%▲
2024 · 28.3%
Current ratio
1.25▼
2024 · 1.28
Quick ratio
0.83▼
2024 · 1.06
Debt / equity
1.63▼
2024 · 2.54
ROE
-14.2%▼
2024 · 0.9%
ROA
-5.4%▼
2024 · 0.3%
Interest coverage
1.04▼
2024 · 1.72
Debt
€230k▼
2024 · €409k
Debt ≤ 1 year
€230k▼
2024 · €396k
Income taxes
€294▼
2024 · €4k
Staff costs
€36k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€570k€371k▼
Formation expenses20€34k€55k▲
Fixed assets21/28€30k€29k▼
Tangible fixed assets22/27€28k€26k▼
Plant, machinery and equipment23€16k€19k▲
Furniture and vehicles24€2k€761▼
Other tangible fixed assets26€10k€7k▼
Financial fixed assets28€3k€3k=
Current assets29/58€506k€287k▼
Stocks and contracts in progress3€87k€97k▲
Stocks30/36€87k€97k▲
Amounts receivable within one year40/41€259k€110k▼
Trade receivables40€248k€108k▼
Other amounts receivable41€11k€2k▼
Cash at bank and in hand54/58€151k€79k▼
Deferred charges and accrued income490/1€8k€1k▼
Equity and liabilities
Total equity and liabilities10/49€570k€371k▼
Equity10/15€161k€141k▼
Contributions10/11€19k€19k=
Reserves13€143k€123k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€143k€123k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€409k€230k▼
Amounts payable within one year42/48€396k€230k▼
Financial debts43€125k€160k▲
Credit institutions430/8€125k€160k▲
Trade debts44€226k€49k▼
Suppliers440/4€226k€49k▼
Taxes, remuneration and social security45€45k€18k▼
Taxes450/3€32k€16k▼
Remuneration and social security454/9€13k€2k▼
Other amounts payable47/48€0€2k▲
Accrued charges and deferred income492/3€13k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€45k€36k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€21k▲
Other operating charges640/8€17k€912▼
Gross operating margin9900€95k€57k▼
Operating profit (loss)9901€25k€-214▼
Financial charges65/66B€19k€20k▲
Recurring financial charges65€19k€20k▲
Profit (loss) for the period before taxes9903€6k€-20k▼
Income taxes67/77€4k€294▼
Profit (loss) for the period9904€2k€-20k▼
Profit (loss) for the period to be appropriated9905€2k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-20k▼
Transfer from equity791/2€0€20k▲
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-20k ▼1423%
Net result drops to €-20k, the lowest in the series.
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 47 days late
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €53k ▲367%
Operating result €83k, net result €53k, both a record.
31-12
Financial
Equity above €150kEq €167k ▲46.2%
5 profitable years in a row build equity to €167k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Equity above €100kEq €103k ▲8.2%
3 profitable years in a row build equity to €103k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijfstraten 15a3140 KeerbergenGround area
3,081 m²
Building footprint
424 m²
Volume, LiDAR
2,512 m³
2 parcels, Flanders · tallest building 19.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ducksday
since 20112.198.503.416
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0264/00H000 | Flanders | 1,572 m² | 1 · 224 m² | 18.9 m · 2 fl. |
| 24472F0264/00G000 | Flanders | 1,509 m² | 1 · 200 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THE BREEZE
BE 0832.092.229
Blankenberge · Eq €141k
Novatex
BE 0425.913.637
Jodoigne · Eq €141k
LAN-DER
BE 0539.912.391
Lier · Eq €141k
La Bohème
BE 0757.956.515
Schilde · Eq €141k
VERDONCK WARENHUIS
BE 0447.479.806
Balen · Eq €142k
Of 6,503 companies in sector 47716 we hold annual accounts for 2,440. 1,858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2011
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
71112Activities of interior architects
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.