DUCHE
ActiveDUCHE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €-18k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 13071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth50=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
115 d early
2024
141 d early
2023
142 d early
2022
136 d early
2021
41 d early
2020
80 d early
2019
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€288k▲ 3.6%
2018 · €278k
2018: €278k
2018 → 2019
EBIT margin
10.1%▲ 3.6pp
2018 · 6.4%
2018: 6.4%
2018 → 2019
Net result
€-18k▲ 16.2%
2024 · €-22k
2018: €14k
2019: €24k
2020: €3k
2021: €77k
2022: €27k
2023: €-25k
2024: €-22k
2018 → 2025
Working capital
€109k▼ 12.3%
2024 · €124k
2018: €33k
2019: €55k
2020: €55k
2021: €124k
2022: €170k
2023: €148k
2024: €124k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€151k-€179k▲ 18.1%€154k▼ 14.0%€132k▼ 14.0%€114k▼ 13.6%
Operating result€81k-€37k▼ 54.4%€-25k€-21k▲ 14.2%€-18k▲ 16.2%
Net result€77k-€27k▼ 64.6%€-25k€-22k▲ 14.1%€-18k▲ 16.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €21k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€5k▼ 33.7%
Current assets
€109k▼ 15.6%
Equity and liabilities €114k
Equity
€114k▼ 13.6%
Debt
€187▼ 96.2%
The debt ratio falls from 3.6% to 0.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-15k▲
2024 · €-17k
Cash flow
€-15k▲
2024 · €-17k
Solvency
99.8%▲
2024 · 96.4%
Debt / equity
0.00▼
2024 · 0.04
ROE
-15.8%▲
2024 · -16.3%
ROA
-15.8%▼
2024 · -15.7%
Interest coverage
-135.57▼
2024 · -131.64
Debt
€187▼
2024 · €5k
Debt ≤ 1 year
€187▼
2024 · €5k
Staff costs
€181▼
2024 · €530
A ratio outside any meaningful range has been withheld (balance sheet total €114k, equity €114k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€114k▼
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Plant, machinery and equipment23€8k€5k▼
Current assets29/58€129k€109k▼
Amounts receivable within one year40/41€6k€957▼
Trade receivables40€169€177▲
Other amounts receivable41€6k€779▼
Cash at bank and in hand54/58€123k€108k▼
Equity and liabilities
Total equity and liabilities10/49€137k€114k▼
Equity10/15€132k€114k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€111k€93k▼
Amounts payable17/49€5k€187▼
Amounts payable within one year42/48€5k€187▼
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€1k-
Remuneration and social security454/9€1k-
Other amounts payable47/48€3k€187▼
Income statement
Code20242025
Remuneration, social security and pensions62€530€181▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€475-
Gross operating margin9900€-16k€-15k▲
Operating profit (loss)9901€-21k€-18k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€131€112▼
Recurring financial charges65€131€112▼
Profit (loss) for the period before taxes9903€-22k€-18k▲
Profit (loss) for the period9904€-22k€-18k▲
Profit (loss) for the period to be appropriated9905€-22k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€111k€93k▼
Profit (loss) brought forward from the previous period14P€133k€111k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 22current ratio 581.46
Current ratio from 25.95 to 581.46; short-term debt falls from €5k to €187.
12-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-25k ▼191%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
17-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 11.65
Current ratio from 5.36 to 11.65; short-term debt falls from €29k to €16k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €77k ▲2238%
Operating result €81k, net result €77k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲82.7%
4 profitable years in a row build equity to €151k.
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Petchy(GER) 386280 GerpinnesGround area
1,225 m²
Building footprint
116 m²
Volume, LiDAR
779 m³
Parcel 52025B0021/00D000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DUCHE
since 19932.063.810.996
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52025B0021/00D000 | Wallonia | 1,225 m² | 1 · 116 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGerpinnes2.063.810.996
Similar companies · same sector, comparable size
FERMER
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VELTWIJCK
BE 0893.788.484
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DBM Rest
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TDORPSGENOT
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-1993
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.