DUBELDIS
ActiveSummary
DUBELDIS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €278,160 and a net result of -€39,660. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 10522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-33
Solvency64▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.61 in 2024; short-term debt: 55.3% and cash: 42.1% of total assets), but 60.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
20 d early
2024
47 d early
2023
46 d early
2022
39 d early
2021
41 d early
2020
37 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€39,660
2024 · €51,841
Working capital
€226,103▲ 16.3%
2024 · €194,393
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€143,293▲ 9.8%-€6,942€85,101€76,027▼ 10.7%-€32,265
Net result€137,473above the sector's middle half▲ 12.0%-€12,146below the sector's middle half€67,618within the sector's middle half€51,841within the sector's middle half▼ 23.3%-€39,660below the sector's middle half
Equity€210,507within the sector's middle half▲ 188%€198,361within the sector's middle half▼ 5.8%€265,979within the sector's middle half▲ 34.1%€317,820within the sector's middle half▲ 19.5%€278,160within the sector's middle half▼ 12.5%
Total assets€758,024within the sector's middle half▼ 8.4%€733,897within the sector's middle half▼ 3.2%€711,820within the sector's middle half▼ 3.0%€648,936within the sector's middle half▼ 8.8%€704,261within the sector's middle half▲ 8.5%
Debt€547,517▼ 27.5%€535,536▼ 2.2%€445,841▼ 16.7%€331,117▼ 25.7%€426,101▲ 28.7%
Working capital€73,559within the sector's middle half€54,447within the sector's middle half▼ 26.0%€84,452within the sector's middle half▲ 55.1%€194,393within the sector's middle half▲ 130%€226,103within the sector's middle half▲ 16.3%
Solvency27.8%within the sector's middle half▲ 18.9pp27.0%within the sector's middle half▼ 0.7pp37.4%within the sector's middle half▲ 10.3pp49.0%within the sector's middle half▲ 11.6pp39.5%within the sector's middle half▼ 9.5pp
Current ratio1.20within the sector's middle half▲ 0.311.13within the sector's middle half▼ 0.081.19within the sector's middle half▲ 0.071.61within the sector's middle half▲ 0.411.58within the sector's middle half▼ 0.03
Return on assets (ROA)18.1%above the sector's middle half▲ 3.3pp-1.7%below the sector's middle half▼ 19.8pp9.5%within the sector's middle half▲ 11.2pp8.0%within the sector's middle half▼ 1.5pp-5.6%below the sector's middle half▼ 13.6pp
Staff (FTE)6within the sector's middle half▼ 13.0%6.2within the sector's middle half▲ 3.3%7.1within the sector's middle half▲ 14.5%6.7within the sector's middle half▼ 5.6%6within the sector's middle half▼ 10.4%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32,265 after €76,027 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €704,261
Fixed assets
€88,379 ▼ 34.8%
Current assets
€615,882 ▲ 20.0%
Equity and liabilities €704,261
Equity
€278,160 ▼ 12.5%
Debt
€426,101 ▲ 28.7%
Debt's share of the balance-sheet total rises from 51.0% to 60.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21,790▼
2024 · €134,084
Cash flow
€14,396▼
2024 · €109,897
Quick ratio
0.90▼
2024 · 1.01
Debt to equity
1.53▲
2024 · 1.04
ROE
-14.3%▼
2024 · 16.3%
Interest coverage
4.06▼
2024 · 22.35
Debt ≤ 1 year
€389,778▲
2024 · €318,988
Income taxes
€2,165▼
2024 · €19,093
Staff costs
€244,187▼
2024 · €256,477
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €203,706 | €224,065 | €267,732 | €256,477 | €244,187 | ▼ 4.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €102,267 | €80,166 | €62,986 | €58,057 | €54,056 | ▼ 6.9% |
| Other operating charges640/8 | €2,516 | €921 | €4,785 | €605 | €6,179 | ▲ 922% |
| Gross operating margin9900 | €451,783 | €298,211 | €420,604 | €391,166 | €272,156 | ▼ 30.4% |
| Operating profit (loss)9901 | €143,293 | -€6,942 | €85,101 | €76,027 | -€32,265 | ▼ 142% |
| Financial income75/76B | €469 | €606 | €432 | €907 | €136 | ▼ 85.0% |
| Recurring financial income75 | €469 | €606 | €432 | €907 | €136 | ▼ 85.0% |
| Financial charges65/66B | €6,250 | €5,661 | €5,253 | €6,000 | €5,366 | ▼ 10.6% |
| Recurring financial charges65 | €6,250 | €5,661 | €5,253 | €6,000 | €5,366 | ▼ 10.6% |
| Profit (loss) for the period before taxes9903 | €137,513 | -€11,996 | €80,280 | €70,934 | -€37,495 | ▼ 153% |
| Income taxes67/77 | €40 | €149 | €12,662 | €19,093 | €2,165 | ▼ 88.7% |
| Profit (loss) for the period9904 | €137,473 | -€12,146 | €67,618 | €51,841 | -€39,660 | ▼ 177% |
| Profit (loss) for the period to be appropriated9905 | €137,473 | -€12,146 | €67,618 | €51,841 | -€39,660 | ▼ 177% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €758,024 | €733,897 | €711,820 | €648,936 | €704,261 | ▲ 8.5% |
| Fixed assets21/28 | €324,496 | €244,330 | €193,612 | €135,556 | €88,379 | ▼ 34.8% |
| Tangible fixed assets22/27 | €324,133 | €243,967 | €193,249 | €135,193 | €88,016 | ▼ 34.9% |
| Plant, machinery and equipment23 | €182,635 | €128,816 | €103,493 | €70,831 | €46,163 | ▼ 34.8% |
| Furniture and vehicles24 | €953 | - | - | - | €2,886 | - |
| Other tangible fixed assets26 | €140,546 | €115,151 | €89,757 | €64,362 | €38,968 | ▼ 39.5% |
| Financial fixed assets28 | €363 | €363 | €363 | €363 | €363 | = |
| Current assets29/58 | €433,527 | €489,567 | €518,208 | €513,381 | €615,882 | ▲ 20.0% |
| Stocks and contracts in progress3 | €215,556 | €191,047 | €218,356 | €192,679 | €263,494 | ▲ 36.8% |
| Stocks30/36 | €215,556 | €191,047 | €218,356 | €192,679 | €263,494 | ▲ 36.8% |
| Amounts receivable within one year40/41 | €16,591 | €198,093 | €185,435 | €14,571 | €48,812 | ▲ 235% |
| Trade receivables40 | €7,612 | €25,090 | €12,012 | €10,660 | €22,025 | ▲ 107% |
| Other amounts receivable41 | €8,980 | €173,004 | €173,423 | €3,910 | €26,787 | ▲ 585% |
| Cash at bank and in hand54/58 | €194,328 | €93,795 | €107,409 | €301,401 | €296,512 | ▼ 1.6% |
| Deferred charges and accrued income490/1 | €7,052 | €6,632 | €7,008 | €4,731 | €7,064 | ▲ 49.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €758,024 | €733,897 | €711,820 | €648,936 | €704,261 | ▲ 8.5% |
| Equity10/15 | €210,507 | €198,361 | €265,979 | €317,820 | €278,160 | ▼ 12.5% |
| Contributions10/11 | €250,000 | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Capital10 | €250,000 | €250,000 | - | - | - | - |
| Issued capital100 | €250,000 | €250,000 | - | - | - | - |
| Profit (loss) carried forward14 | -€39,493 | -€51,639 | €15,979 | €67,820 | €28,160 | ▼ 58.5% |
| Amounts payable17/49 | €547,517 | €535,536 | €445,841 | €331,117 | €426,101 | ▲ 28.7% |
| Amounts payable after more than one year17 | €187,473 | €80,325 | - | - | - | - |
| Financial debts170/4 | €187,473 | €80,325 | - | - | - | - |
| Amounts payable within one year42/48 | €359,968 | €435,120 | €433,756 | €318,988 | €389,778 | ▲ 22.2% |
| Current portion of amounts payable after more than one year42 | €107,148 | €107,148 | €80,325 | - | - | - |
| Trade debts44 | €231,875 | €299,613 | €319,733 | €289,463 | €366,222 | ▲ 26.5% |
| Suppliers440/4 | €231,875 | €299,613 | €319,733 | €289,463 | €366,222 | ▲ 26.5% |
| Taxes, remuneration and social security45 | €20,945 | €28,359 | €33,698 | €29,525 | €23,556 | ▼ 20.2% |
| Taxes450/3 | - | €648 | €2,662 | €535 | €538 | ▲ 0.6% |
| Remuneration and social security454/9 | €20,945 | €27,711 | €31,035 | €28,990 | €23,018 | ▼ 20.6% |
| Accrued charges and deferred income492/3 | €76 | €20,091 | €12,085 | €12,129 | €36,323 | ▲ 199% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €137,473 | -€12,146 | €67,618 | €51,841 | -€39,660 | ▼ 177% |
| + Depreciation and write-downs630 | €102,267 | €80,166 | €62,986 | €58,057 | €54,056 | ▼ 6.9% |
| Operating cash flow (approximation) | €239,741 | €68,020 | €130,604 | €109,897 | €14,396 | ▼ 86.9% |
| Investment in fixed assets (approximation) | - | €0 | -€12,268 | €0 | -€6,879 | - |
| Change in cash | - | -€100,533 | €13,614 | €193,992 | -€4,889 | ▼ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
15-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €67,618
Net result €67,618 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €265,979 ▲34.1%
Equity rises from €198,361 to €265,979.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €137,473 ▲12%
Operating result €143,293, net result €137,473, both a record.
31-12
Financial
Equity above €200,000Eq €210,507 ▲188%
2 profitable years in a row build equity to €210,507.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €122,772
Net result €122,772 after 2 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 2017
Ground area
4,828 m²
Building footprint
1,076 m²
Volume, LiDAR
1,027 m³
2 parcels, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DUBELDIS
since 20172.263.443.431
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51008A0551/00G000 | Wallonia | 3,610 m² | 1 · 839 m² | - |
| 51013B0383/00E000 | Wallonia | 1,218 m² | 1 · 237 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeloeil2.263.443.431
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Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 3,883 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-08-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0660792902
Registered
08-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.