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DUAL

Active Private limited company (pre-2019)founded 2015active for 11 yearsAlbrecht Rodenbachlaan 65, 8501 KortrijkKBO/BCE: BE 0597.924.034

Lifetime

10 annual accounts with figures on one time axis
peak €38,549 (2016)
€16,623▼ 52.3%
lowest -€27,217 (2023)
€5,584▼ 77.9%
peak €98,081 (2021)
€96,628▲ 6.1%
€76,505▼ 62.1%
Board1 name since 2018
1 directorStefan Dupont
Documentsfilings and deeds
30-01-20261 day before the deadline
2025abbreviated format
Gross margin from €34,833 to €16,623Result from €25,266 to €5,584Debts from €201,950 to €76,505Investments €1,498

Key points

from the 2025 annual accounts

Turnover

≈ €66,000 estimated

The accounts state no turnover.

Investments

€1,498 64.2 × depreciation

Green is investment, beige is depreciation.

Filings

10 annual accounts 1 late
deadline20202025

The 2023 accounts came 2 days late. The other nine were filed on time.

Checked score

89
Excellent
Financially stronger than 35% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 1.0%▲ +0.3 percentage points vs 01-2025highest value 03-2025: 0.4%▼ -0.6 percentage points vs 02-2025 04-2025: 0.3%▼ -0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025 02-2026: 0.6%▲ +0.2 percentage points vs 01-2026 03-2026: 0.2%▼ -0.4 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.1%▼ -0.1 percentage points vs 10-2026lowest value

Financial strength
Average

81+25equity 55.8% of total assets
31+4short-term debt 44.2% · cash 2.2%
47-31return on assets 3.2%

Score breakdown

raises risk
Liquidity: current ratio 1.57, cash €3,728
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €173,133
Founded in 2015
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 51% of them on solvency, 14% on liquidity, 22% on profitability and 52% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 10,904 companies had the same profile as DUAL has now. Each dot stands for 28 companies, two years later.

95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of DUAL itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for DUAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.57 (1.2 in 2024), above the usual 1.5. Short-term debt is 44.2% and cash 2.2% of total assets. 44.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Liquidity: current ratio 1.57, cash €3,728
NBB · annual accounts
lowers risk · Size: total assets €173,133
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €96,628
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
3 days early
2023
2 days late
2022
98 days early
2021
49 days early
2020
74 days early
2019
92 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 45 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 January (4 of the last 5 accounts filed within 46 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SD
Stefan Dupont
Manager

Shares in 1 company, DUSTRO HOLDING

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0597924034
Registered office moved from Kortrijk to Heule New registered office: Albrecht Rodenbachlaan 65 te 8501 Heule (Kortrijk) · Previous registered office: Deken Degryselaan 33, 8500 Kortrijk · Board meeting of 09-12-2017 · Gazette deed
First establishment Albrecht Rodenbachlaan 65, Kortrijk
Incorporation published on 16-02-2015 · Gazette deed
All 17 events

Comparable companies

same main activity, similar in size and age
Company
DUAL Kortrijk €173,133 €16,623 55.8% -
AZ DESIGN CONSULTING Gembloux €165,372 €17,413 21.3% -
TAWODY Ixelles €177,524 €17,805 84.9% -
JB CONSULTING Wemmel €180,194 €14,474 55.2% -
HOCOM CONSULTING Stekene €168,927 €15,730 82.7% -
STANN Berlare €160,288 €15,935 37.9% -
IT Makes Sense Ghent €210,688 €16,814 36.1% -

These companies have the same main activity as DUAL: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €160,000 and €211,000, founded between 2013 and 2016.

Official details

Source: KBO
Status
Active since 12-02-2015Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.239.787.7058501 Kortrijk, since 01-04-2015
Financial year end
30 June
Peppol
Reachable since 14-01-2026
Company details

Annual accounts to 30-06-2025

€173,133▼ 40.9%
Filing
Filed on 30-01-2026, 1 day before the end of the filing period
Financials

Insights on DUAL

DUAL files the abbreviated format. That format states no turnover. The gross margin fell from €38,549 in 2016 to €16,623 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DUAL

What is the company number of DUAL?
The company number of DUAL is 0597.924.034. The VAT number is the same number with BE in front: BE 0597.924.034.
Where is DUAL based?
The registered office is at Albrecht Rodenbachlaan 65, 8501 Kortrijk.Company details
What does DUAL do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of DUAL?
DUAL is a private limited company (pre-2019) (BVBA).
When was DUAL founded?
DUAL was founded on 12-02-2015.
Is DUAL still active?
Yes, DUAL is an active enterprise in the KBO register.
What is the turnover of DUAL?
The turnover in financial year 2025 is ≈ €66,000. This figure is estimated from the gross margin of €16,623 and 140 comparable companies (NACE 70200). It probably lies between €29,000 and €170,000. It is a rough estimate.Financials
Is DUAL profitable?
In financial year 2025, DUAL made a profit of €5,584.
Where can I find the annual accounts of DUAL?
DUAL filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DUAL due?
DUAL must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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