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DTFin

Active
Private limited companyfounded 201412 yrs activeSt-Lambrechts-Woluwelaan 60, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0550.659.694
Summary

DTFin has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,818 and a net result of €2,161. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220
How big
€25,813turnover 2025
Equity
€21,818
Profit
€2,161
Financially healthy?
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts filed 35 d late0 of 2 deeds read
Why 92- Latest accounts 35 days late; 2 of the last 3 late- No establishment unit in the KBO+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 3.08, cash €30,113Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 93+6
equity 67.5% of total assets
Liquidity 86+4
short-term debt 32.5% · cash 93.2%
Profitability 54=
return on assets 6.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,397 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%● 0.0% vs 03-2025lowest value 05-2025: 0.1%● 0.0% vs 04-2025lowest value 06-2025: 0.1%● 0.0% vs 05-2025lowest value 07-2025: 0.1%▲ +12.0% vs 06-2025 08-2025: 0.1%▲ +60.7% vs 07-2025 09-2025: 0.1%▲ +5.6% vs 08-2025 10-2025: 0.1%▲ +41.1% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%▼ -9.0% vs 11-2025 01-2026: 0.1%▼ -2.5% vs 12-2025 02-2026: 0.1%▲ +0.8% vs 01-2026 03-2026: 0.1%▲ +2.5% vs 02-2026 04-2026: 0.1%▲ +7.3% vs 03-2026 05-2026: 0.1%▼ -0.8% vs 04-2026 06-2026: 0.1%▼ -8.4% vs 05-2026 07-2026: 0.1%▲ +11.7% vs 06-2026 08-2026: 0.2%▲ +29.9% vs 07-2026 09-2026: 0.2%▲ +6.3% vs 08-2026highest value 10-2026: 0.1%▼ -30.3% vs 09-2026
  • Latest accounts 35 days late; 2 of the last 3 late raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 3.08, cash €30,113 lowers the probability
  • No establishment unit in the KBO raises the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 3.08 against 2.63 in 2024; short-term debt: 32.5% and cash: 93.2% of total assets), and 32.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 62%, liquidity 78%, profitability 25%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 35 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 3.08, cash €30,113
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
35 d late
2024
48 d late
2023
103 d early
2022
17 d early
2021
28 d early
2020
82 d late
2019
12 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (4 of the last 5 filed years within 65 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: 4 years of growth in a rowturnover 2025: €25,813 4 years View
  • Turnover 20256 fiscal years filed €25,813 View
  • Active since 2014founded 15-04-2014 12 years View

By topic

Financials

Fiscal year
2025
Turnover
€25,813
Profit
€2,161
Solvency
67.5%
Turnover▲ 1.0%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 04-09-2026Annual accounts filed
  2. 17-09-2025Annual accounts filed
  3. 19-04-2024Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
15-04-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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