dtect
ActiveSummary
The annual accounts of dtect for financial year 2025 show a net loss of 86% of total assets and of 80% of the equity at the start of that year. The 2025 annual accounts show equity of €13,026 and a net result of -€53,600. The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 06-02-2024 Normal situation
- Activity
- “Het verrichten van personeelsselectie en rekruteringsopdrachten;” (deed in Dutch)From the articles, 3 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.356.852.154 8500 Kortrijk, since 06-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 17-11-2025
Board and ownership
- AVL ManagementDirector · since 31-12-2024 · permanent representative Amy Raeymakers
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.9%
- Gross margin
- -€52,848
- Loss
- €53,600
- Equity
- €13,026
- ▼ 80.4%
- Total assets
- €62,298
- ▼ 32.6%
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €53,600 (financial year 2025)lowers riskSector: Advertising, market research and public relations activities (NACE 73)Liquidity: current ratio 1.20, cash €22,150, halvedSize: total assets €62,298Show the evidence
Checked score
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 27% of them on solvency, 41% on liquidity, 6% on profitability and 8% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 64 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 08-04-2026 PDF all 2 filings
Every figure per financial year
The operating result for 2025 is a loss of €53,566, after a profit of €79,086 in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Intangible fixed assets | - | €3,153 |
| Depreciation and write-downs of the year | - | €208 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €208 | - |
| Other operating charges640/8 | €426 | €510 | ▲ 19.7% |
| Gross operating margin9900 | €79,512 | -€52,848 | - |
| Operating profit (loss)9901 | €79,086 | -€53,566 | - |
| Financial income75/76B | €58 | €238 | ▲ 309% |
| Recurring financial income75 | €58 | €238 | ▲ 309% |
| Financial charges65/66B | €130 | €271 | ▲ 109% |
| Recurring financial charges65 | €130 | €271 | ▲ 109% |
| Profit (loss) for the period before taxes9903 | €79,014 | -€53,600 | - |
| Income taxes67/77 | €15,888 | - | - |
| Profit (loss) for the period9904 | €63,126 | -€53,600 | - |
| Profit (loss) for the period to be appropriated9905 | €63,126 | -€53,600 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €92,369 | €62,298 | ▼ 32.6% |
| Fixed assets21/28 | - | €2,945 | - |
| Intangible fixed assets21 | - | €2,945 | - |
| Current assets29/58 | €92,369 | €59,353 | ▼ 35.7% |
| Amounts receivable within one year40/41 | €40,966 | €37,203 | ▼ 9.2% |
| Trade receivables40 | €40,966 | - | - |
| Other amounts receivable41 | - | €37,203 | - |
| Cash at bank and in hand54/58 | €51,403 | €22,150 | ▼ 56.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €92,369 | €62,298 | ▼ 32.6% |
| Equity10/15 | €66,626 | €13,026 | ▼ 80.4% |
| Contributions10/11 | €3,500 | €3,500 | = |
| Reserves13 | €63,126 | €9,526 | ▼ 84.9% |
| Distributable reserves133 | €63,126 | €9,526 | ▼ 84.9% |
| Amounts payable17/49 | €25,743 | €49,272 | ▲ 91.4% |
| Amounts payable within one year42/48 | €25,743 | €49,272 | ▲ 91.4% |
| Trade debts44 | €3,331 | €49,272 | ▲ 15× |
| Suppliers440/4 | €3,331 | €49,272 | ▲ 15× |
| Taxes, remuneration and social security45 | €22,412 | - | - |
| Taxes450/3 | €22,412 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €63,126 | -€53,600 | - |
| + Depreciation and write-downs630 | - | €208 | - |
| Operating cash flow (approximation) | €63,126 | -€53,392 | - |
| Change in cash | - | -€29,253 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,207 companies had the same profile as dtect has now. Two years later, 90.1% were still going and 4.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of dtect itself is lower: 0.9% within 12 months. It rests on far more data about dtect than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,207 companies, not a prediction for dtect. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Board 1
Permanent representatives 1
Owners and capital
Shareholders
- RAEYMAKERS Amy founder
- VAN PEEL Gauthier Isabelle Frédéric Marie founder
Capital transactions
- 08-02-2024 Incorporation · €3,500 · 100 shares
Mandate history
- Board
- began earlier
- end not dated
| Name | Functions and periods |
|---|---|
| AVL Management |
|
| GVP Management |
|
| Amy Raeymakers |
|
| Van Peel Gauthier |
|
| VAN PEEL Gauthier Isabelle Frédéric Marie |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Alle handelingen nodig of dienstig tot verwezenlijking voorwerp, tenzij wet algemene vergadering bevoegd, 1”
Articles of association, deed of 08-02-2024 (in Dutch)
Network & group
Connections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Timeline
Acts, filings and financial milestones
03-10
Gazette deed
Registered office moved from Schoten to KortrijkNew seat: Godfried Devreeselaan 1, 8500 Kortrijk · Previous seat: Deuzeldlaan 175 bus 1, 2900 Schoten, België · Resignation: GVP Management BV (director)5 points ▸
- General meeting, 02-09-2025
- Director resignation, GVP Management BV (director)
- Permanent representative, Van Peel Gauthier
- Registered-office move, Godfried Devreeselaan 1, 8500 Kortrijk
- Director in office, AVL Management BV (director)
27-01
Gazette deed
2 directors appointed, 2 directors resigningResignations: Amy Raeymakers (director) and Gauthier Van Peel (director) · Appointments: AVL Management BV (director) and GVP Management BV (director) · Permanent representatives: Amy Raeymakers and Gauthier Van Peel9 points ▸
- General meeting, 31-12-2024
- Director resignation, Amy Raeymakers (director)
- Director resignation, Gauthier Van Peel (director)
- Director discharge, Amy Raeymakers (director)
- Director discharge, Gauthier Van Peel (director)
- Director appointment, AVL Management BV (director)
- Director appointment, GVP Management BV (director)
- Permanent representative, Amy Raeymakers
- Permanent representative, Gauthier Van Peel
08-02
Gazette deed
IncorporationStarting capital €3,500 · Appointments: RAEYMAKERS Amy (gewone bestuurder) and VAN PEEL Gauthier Isabelle Frédéric Marie (gewone bestuurder) · Bank account · Registered office clause10 points ▸
- Bank account, “bijzondere rekening”, 3500 (deed in Dutch)
- Registered office clause, “2900 Schoten, Deuzeldlaan 175 bus 1” (deed in Dutch)
- Director appointment, RAEYMAKERS Amy (gewone bestuurder)
- Director appointment, VAN PEEL Gauthier Isabelle Frédéric Marie (gewone bestuurder)
- Incorporation, 05-02-2024
- Founder, RAEYMAKERS Amy
- Founder, VAN PEEL Gauthier Isabelle Frédéric Marie
- Power of attorney, MEGENS Astrid André Marie-Louise Hermine
- Founding capital, €3,500
- Other provision, “statutair onbeschikbaar eigen vermogen” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
3 activities
- Het verrichten van personeelsselectie en rekruteringsopdrachten;
- De deelname onder welke vorm dan ook aan oprichting, uitbreiding, omvorming en kartels van ondernemingen en vennootschappen allerhande, alsmede het verwerven in allerhande ondernemingen van aandelen of rechten in de meest ruime zin onder meer bij wijze van inbreng, onderschrijving, aankoop of op welke wijze dan ook;
- Het verwerven, beheren en handelen voor eigen rekening of voor rekening van derden, als tussenpersoon in allerlei investeringsgoederen, zowel roerende als onroerende, alsmede het uitvoeren van alle verrichtingen, die hiermede verband houden zoals alle roerende en onroerende verhandelingen die kunnen bijdragen tot de verwezenlijking van deze doelstelling en elke activiteit als manager of consultant, rechtstreeks of onrechtstreeks in verband met studie en advies in alle vormen van economische, financiële, fiscale, bedrijfsorganisatorische en sociale aangelegenheden – uitgezonderd deze wettelijk voorbehouden aan vennootschappen voor vermogensbeheer en beleggingsadvies -alsook alle activiteiten in verband met studie, begeleiding, promotie en alle rechtstreekse of onrechtstreekse toepassingen daarvan;
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34352A0267/02X010 | Flanders | 177 m² | 1 · 115 m² | 8.8 m · 2 |