DSP Kortenberg
ActiveDSP Kortenberg has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €373k and a net result of €181k. Its solvency ranks better than 31% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▲+19
Solvency38▲+2
Growth78
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.96 against 1.15 in 2023; short-term debt: 48.7% and cash: 0.5% of total assets), and 86.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
21 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€373k▲ 94.1%
2023 · €192k
2023: €192k
2023 → 2024
Total assets
€2.77M▲ 58.7%
2023 · €1.74M
2023: €1.74M
2023 → 2024
Net result
€181k
2023 · €-8k
2023: €-8k
2023 → 2024
Working capital
€-50k
2023 · €232k
2023: €232k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€192k-€373k▲ 94.1%
Operating result€-6k-€339k
Net result€-8k-€181k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €339k after a loss of €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.77M
Fixed assets
€1.47M
Current assets
€1.30M
Equity and liabilities €2.77M
Equity
€373k▲ 94.1%
Debt
€2.40M▲ 54.4%
The debt ratio falls from 89.0% to 86.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€367k
Cash flow
€209k
Solvency
13.5%▲
2023 · 11.0%
Current ratio
0.96▼
2023 · 1.15
Quick ratio
0.05▲
2023 · 0.01
Debt / equity
6.43▼
2023 · 8.08
ROE
48.5%▲
2023 · -4.2%
ROA
6.5%▲
2023 · -0.5%
Interest coverage
3.42
Debt
€2.40M▲
2023 · €1.55M
Debt ≤ 1 year
€1.35M▼
2023 · €1.51M
Debt > 1 year
€961k
Income taxes
€51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.74M€2.77M▲
Fixed assets21/28-€1.47M
Tangible fixed assets22/27-€1.47M
Land and buildings22-€1.47M
Current assets29/58€1.74M€1.30M▼
Stocks and contracts in progress3€1.73M€1.24M▼
Stocks30/36€1.73M€1.24M▼
Amounts receivable within one year40/41€9k€49k▲
Trade receivables40-€36k
Other amounts receivable41€9k€13k▲
Cash at bank and in hand54/58€2k€14k▲
Equity and liabilities
Total equity and liabilities10/49€1.74M€2.77M▲
Equity10/15€192k€373k▲
Contributions10/11€200k€200k=
Reserves13-€173k
Distributable reserves133-€173k
Profit (loss) carried forward14€-8k€0▲
Amounts payable17/49€1.55M€2.40M▲
Amounts payable after more than one year17-€961k
Financial debts170/4-€950k
Other amounts payable178/9-€11k
Amounts payable within one year42/48€1.51M€1.35M▼
Current portion of amounts payable after more than one year42-€50k
Financial debts43€600k€280k▼
Credit institutions430/8€600k€280k▼
Trade debts44€143k€550k▲
Suppliers440/4€143k€550k▲
Taxes, remuneration and social security45-€51k
Taxes450/3-€51k
Other amounts payable47/48€768k€418k▼
Accrued charges and deferred income492/3€40k€86k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€29k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4k
Other operating charges640/8€853€417▼
Gross operating margin9900€-5k€372k▲
Operating profit (loss)9901€-6k€339k▲
Financial charges65/66B€2k€107k▲
Recurring financial charges65€2k€107k▲
Profit (loss) for the period before taxes9903€-8k€231k▲
Income taxes67/77-€51k
Profit (loss) for the period9904€-8k€181k▲
Profit (loss) for the period to be appropriated9905€-8k€181k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€173k▲
Profit (loss) brought forward from the previous period14P-€-8k
Transfer to equity691/2-€173k
To other reserves6921-€173k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €181k
Net result €181k after one loss-making year.
31-12
Financial
Equity above €200kEq €373k ▲94.1%
Equity rises from €192k to €373k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voetemstraat(TIL) 343150 HaachtGround area
922 m²
Building footprint
189 m²
Volume, LiDAR
461 m³
Parcel 24108A0440/00B000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Voetemstraat(TIL) 34, 3150 Haacht
since 20222.332.062.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24108A0440/00B000 | Flanders | 922 m² | 1 · 189 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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QUALITY RENOVATIE
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Elies
BE 0540.665.528
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MAGDAL
BE 0473.821.442
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IMSONIC
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IMMOBILIERE L'ECUREUIL
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 4,997 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2022
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.