DSP-Cleaning
ActiveThe computed 12-month bankruptcy probability of DSP-Cleaning is 2.0% (moderate). The 2025 annual accounts show equity of €56k and a net result of €53k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 44% of 4410 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency63▼-34
Growth78=
Stability94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 2.87 in 2024), and 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
32.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
137 d early
2024
87 d early
2023
65 d early
2022
30 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▼ 40.3%
2024 · €94k
2021: €40k
2022: €51k
2023: €52k
2024: €94k
2021 → 2025
Total assets
€163k▼ 5.3%
2024 · €172k
2021: €53k
2022: €113k
2023: €95k
2024: €172k
2021 → 2025
Net result
€53k▲ 26.4%
2024 · €42k
2021: €37k
2022: €11k
2023: €1k
2024: €42k
2021 → 2025
Working capital
€32k▼ 55.9%
2024 · €72k
2021: €27k
2022: €36k
2023: €33k
2024: €72k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€51k▲ 27.1%€52k▲ 2.8%€94k▲ 79.8%€56k▼ 40.3%
Operating result€46k-€12k▼ 73.0%€4k▼ 68.0%€59k▲ 1,375%€76k▲ 29.8%
Net result€37k-€11k▼ 70.8%€1k▼ 87.0%€42k▲ 2,862%€53k▲ 26.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 30% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€49k▼ 20.7%
Current assets
€114k▲ 3.2%
Equity and liabilities €163k
Equity
€56k▼ 40.3%
Debt
€106k▲ 37.1%
The debt ratio rises from 45.1% to 65.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€95k▲
2024 · €72k
Cash flow
€72k▲
2024 · €55k
Solvency
34.6%▼
2024 · 54.9%
Current ratio
1.39▼
2024 · 2.87
Quick ratio
1.39▼
2024 · 2.87
Debt / equity
1.89▲
2024 · 0.82
ROE
93.9%▲
2024 · 44.4%
ROA
32.5%▲
2024 · 24.4%
Interest coverage
25.19▼
2024 · 38.53
Debt
€106k▲
2024 · €78k
Debt ≤ 1 year
€82k▲
2024 · €39k
Debt > 1 year
€24k▼
2024 · €39k
Income taxes
€20k▲
2024 · €15k
Staff costs
€60k▲
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€163k▼
Fixed assets21/28€61k€49k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€61k€49k▼
Plant, machinery and equipment23€14k€14k▼
Furniture and vehicles24€40k€29k▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€111k€114k▲
Amounts receivable after more than one year29€77k€0▼
Other amounts receivable291€77k€0▼
Amounts receivable within one year40/41€9k€61k▲
Trade receivables40€0€19k▲
Other amounts receivable41€9k€42k▲
Cash at bank and in hand54/58€23k€50k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€172k€163k▼
Equity10/15€94k€56k▼
Contributions10/11€3k€3k=
Reserves13€91k€53k▼
Distributable reserves133€91k€53k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€78k€106k▲
Amounts payable after more than one year17€39k€24k▼
Financial debts170/4€39k€24k▼
Amounts payable within one year42/48€39k€82k▲
Current portion of amounts payable after more than one year42€30k€31k▲
Financial debts43€0€6k▲
Credit institutions430/8€0€6k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€5k€39k▲
Taxes450/3€706€25k▲
Remuneration and social security454/9€5k€13k▲
Accrued charges and deferred income492/3-€140
Income statement
Code20242025
Remuneration, social security and pensions62€57k€60k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€132k€157k▲
Operating profit (loss)9901€59k€76k▲
Financial income75/76B€0€996▲
Recurring financial income75€0€996▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€57k€73k▲
Income taxes67/77€15k€20k▲
Profit (loss) for the period9904€42k€53k▲
Profit (loss) for the period to be appropriated9905€42k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€53k▲
Transfer from equity791/2-€91k
Transfer to equity691/2€42k€53k▲
To other reserves6921€42k€53k▲
Profit to be distributed694/7-€91k
Return on contributions (dividend)694-€91k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
State Gazette act
Registered officeBoard meeting · Registered-office move · Power of attorney3 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move · Power of attorney3 facts ▸
- Board meeting, 2026-07-01
- Registered-office move, Stevennekens 156, 2310 Rijkevorsel
- Power of attorney, Acs Accountants NV
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €53k ▲26.4%
Operating result €76k, net result €53k, both a record.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €1k ▼87%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stevennekens 1562310 RijkevorselGround area
744 m²
Building footprint
125 m²
Volume, LiDAR
852 m³
Parcel 13502E0440/00P002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DSP-Cleaning
since 20212.317.248.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502E0440/00P002 | Flanders | 744 m² | 1 · 125 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 750 EUR | 750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,263 companies in sector 81210 we hold annual accounts for 2,691. 2,210 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2021
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.