Skip to content

DSM CONSULT

Active
Rue Clémenceau 45 ·7340 Colfontaine, Belgium
KBO/BCE: BE 1004.393.131
Watch Print / PDF
Belgian State Gazette acts: 0 of 1 read
Age2 yrs
Real estate2 parcels · 1,421 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DSM CONSULT is 0.6% (low). The 2024 annual accounts show equity of €30k and a net result of €42k. Its solvency ranks better than 21% of 7351 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7351 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 27-08-2025 27 d late 2025-00427479

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€42k
Working capital€17k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 29.7% 65.0%
better than 21% of 7351 sector peers
Net result €42k €32k
better than 62% of 7348 sector peers
Equity €30k €58k
better than 30% of 7353 sector peers
Gross operating margin €101k €52k
better than 83% of 7342 sector peers
Staff costs €32k €17k
higher than 60% of 1084 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€66k
Net profit€42k
Cash flow€45k
Staff costs€32k
Income taxes€20k
Dividends€17k
Total assets€101k
Equity€30k
Debt€71k
of which ≤ 1y€71k
of which > 1y-
Working capital€17k
Employees (FTE)1.0
Ratios (computed)
2024
Current ratio1.25
Quick ratio1.16
Working capital ratio17.3%
Solvency29.7%
Debt / equity2.36
Long-term debt ratio-
Interest coverage131.57
Gross margin-
Net margin-
ROA41.8%
ROE140.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€101k
Fixed assets 21/28€13k
Intangible fixed assets 21€377
Tangible fixed assets 22/27€12k
Financial fixed assets 28€385
Current assets 29/58€88k
Stocks & contracts in progress 3€6k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€65k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€101k
Equity 10/15€30k
Contributions / capital 10/11€5k
Reserves 13€25k
Amounts payable 17/49€71k
Amounts payable within one year 42/48€71k
Trade debts payable within one year 44€26k
Income statement
Gross operating margin 9900€101k
Operating result 9901€63k
Financial income 75€4
Financial charges 65€501
Result before taxes 9903€62k
Income taxes 67/77€20k
Net result for the period 9904€42k
Result to be appropriated 9905€42k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
78 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
DSM CONSULT
Rue du Grand Courant 8, 7033 MonsActiviteiten van binderijen en aanverwante diensten
since 20242.353.848.322
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,421 m²
Buildings1
Building footprint60 m²
Volume (LiDAR)428 m³
Tallest building7.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53019A0200/00D000 Wallonia 1,273 m² - -
53079D0214/00T000 Wallonia 148 m² 1 · 60 m² 7.9 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health78Profitability100Solvency52Growth-Stability67
74 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 100
Solvency 52
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 6,023 of the 29,949 companies in this sector. 5,362 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Groothandel in informatie- en communicatieapparatuur46500Groothandel in computers, randapparatuur en software46510Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62900Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van fotografen, met uitzondering van persfotografen74201
Primary activity highlighted.
Names & trade names
Legal nameFR DSM CONSULT
Registered office
Rue Clémenceau 45
7340 Colfontaine, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.