DSM-CONSTRUCT
ActiveSummary
DSM-CONSTRUCT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €46k. Its solvency ranks better than 81% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.02; short-term debt: 23.8% and cash: 73.8% of total assets), and 23.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
73.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€48k
Total assets
€63k
Net result
€46k
Working capital
€45k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €63k
Fixed assets
€3k
Current assets
€60k
Equity and liabilities €63k
Equity
€48k
Debt
€15k
Debt finances 23.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€59k
Cash flow
€48k
Current ratio
4.02
Debt to equity
0.31
ROE
96.9%
ROA
73.8%
Interest coverage
1213.91
Debt ≤ 1 year
€15k
Income taxes
€12k
Staff costs
€6k
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €6k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k |
| Other operating charges640/8 | €440 |
| Gross operating margin9900 | €66k |
| Operating profit (loss)9901 | €58k |
| Financial charges65/66B | €49 |
| Recurring financial charges65 | €49 |
| Profit (loss) for the period before taxes9903 | €58k |
| Income taxes67/77 | €12k |
| Profit (loss) for the period9904 | €46k |
| Profit (loss) for the period to be appropriated9905 | €46k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €63k | |
| Fixed assets21/28 | €3k | |
| Tangible fixed assets22/27 | €3k | |
| Furniture and vehicles24 | €3k | |
| Current assets29/58 | €60k | |
| Amounts receivable within one year40/41 | €13k | |
| Trade receivables40 | €7k | |
| Other amounts receivable41 | €6k | |
| Cash at bank and in hand54/58 | €46k | |
| Deferred charges and accrued income490/1 | €521 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €63k | |
| Equity10/15 | €48k | |
| Contributions10/11 | €2k | |
| Profit (loss) carried forward14 | €46k | |
| Amounts payable17/49 | €15k | |
| Amounts payable within one year42/48 | €15k | |
| Trade debts44 | €1k | |
| Suppliers440/4 | €1k | |
| Taxes, remuneration and social security45 | €12k | |
| Taxes450/3 | €12k | |
| Other amounts payable47/48 | €2k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €46k |
| + Depreciation and write-downs630 | €1k |
| Operating cash flow (approximation) | €48k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2025
Ground area
8,405 m²
Building footprint
1,481 m²
2 parcels, Flanders, Wallonia. Linked by address, not a title deed.
1 establishment unit
DSM-CONSTRUCT
since 20252.374.401.632
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | - |
| 56017A0080/00K000 | Wallonia | 94 m² | 1 · 151 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FRANCOIS G CONSTRUCTION
BE 0445.850.503
Charleroi · Eq €47,962
CONDAK
BE 1008.306.585
Veurne · Eq €47,927
Van Roub & Co
BE 0782.810.784
Sint-Pieters-Leeuw · Eq €47,905
VERHOYE
BE 0505.936.063
Wetteren · Eq €48,125
Toiturix
BE 0781.864.639
Neufchâteau · Eq €48,133
Of 8,568 companies in sector 43410 we hold annual accounts for 4,366. 3,674 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43120Site preparation
43341Painting of buildings
43421Specialised construction activities
43910Bricklaying and masonry work
Scores and ratios are computed by Checked and are not a credit decision.