DSJ-Architecten
ActiveDSJ-Architecten has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €16k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 9.83 against 9.37 in 2024; short-term debt: 9.9% and cash: 91.7% of total assets), and 10% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90%
Return on assets
10%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
15 d early
2024
14 d early
2023
8 d early
2022
6 d early
2021
4 d late
2020
4 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▲ 7.9%
2024 · €130k
2018: €53k
2019: €60k
2020: €59k
2021: €77k
2022: €117k
2023: €106k
2024: €130k
2018 → 2025
Total assets
€156k▲ 8.5%
2024 · €144k
2018: €171k
2019: €150k
2020: €116k
2021: €120k
2022: €178k
2023: €128k
2024: €144k
2018 → 2025
Net result
€16k▼ 33.8%
2024 · €24k
2018: €-1k
2019: €7k
2020: €-503
2021: €17k
2022: €75k
2023: €8k
2024: €24k
2018 → 2025
Working capital
€136k▲ 26.3%
2024 · €108k
2018: €-47k
2019: €-26k
2020: €-13k
2021: €24k
2022: €50k
2023: €62k
2024: €108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€117k▲ 52.7%€106k▼ 9.0%€130k▲ 22.1%€140k▲ 7.9%
Operating result€30k-€110k▲ 267%€10k▼ 90.9%€38k▲ 283%€23k▼ 39.3%
Net result€17k-€75k▲ 334%€8k▼ 89.9%€24k▲ 214%€16k▼ 33.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€5k▼ 79.6%
Current assets
€151k▲ 25.6%
Equity and liabilities €156k
Equity
€140k▲ 7.9%
Debt
€16k▲ 14.2%
The debt ratio rises from 9.5% to 10.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▼
2024 · €61k
Cash flow
€34k▼
2024 · €46k
Solvency
90.0%▼
2024 · 90.5%
Current ratio
9.83▲
2024 · 9.37
Quick ratio
9.83▲
2024 · 9.37
Debt / equity
0.11▲
2024 · 0.11
ROE
11.1%▼
2024 · 18.1%
ROA
10.0%▼
2024 · 16.4%
Interest coverage
101.05▲
2024 · 62.23
Debt
€16k▲
2024 · €14k
Debt ≤ 1 year
€15k▲
2024 · €13k
Income taxes
€7k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€156k▲
Fixed assets21/28€23k€5k▼
Intangible fixed assets21€15k€3k▼
Tangible fixed assets22/27€9k€2k▼
Furniture and vehicles24€6k€0▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€120k€151k▲
Amounts receivable within one year40/41€3k€3k▼
Trade receivables40€0-
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€112k€143k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€144k€156k▲
Equity10/15€130k€140k▲
Contributions10/11€2k€2k=
Reserves13€128k€138k▲
Distributable reserves133€128k€138k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€14k€16k▲
Amounts payable within one year42/48€13k€15k▲
Financial debts43€45€449▲
Credit institutions430/8€45€449▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Other amounts payable47/48€5k€1k▼
Accrued charges and deferred income492/3€819€228▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€19k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€0▲
Other operating charges640/8€809€946▲
Gross operating margin9900€59k€43k▼
Operating profit (loss)9901€38k€23k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€973€413▼
Recurring financial charges65€973€413▼
Profit (loss) for the period before taxes9903€37k€23k▼
Income taxes67/77€14k€7k▼
Profit (loss) for the period9904€24k€16k▼
Profit (loss) for the period to be appropriated9905€24k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€16k▼
Transfer from equity791/2-€5k
Transfer to equity691/2€24k€16k▼
To other reserves6921€24k€16k▼
Profit to be distributed694/7-€5k
Return on contributions (dividend)694-€5k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 9.37
Current ratio from 3.89 to 9.37; short-term debt falls from €22k to €13k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.89
Current ratio from 1.82 to 3.89; short-term debt falls from €61k to €22k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €75k ▲334%
Operating result €110k, net result €75k, both a record.
31-12
Financial
Equity above €100kEq €117k ▲52.7%
2 profitable years in a row build equity to €117k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.55
Current ratio from 0.76 to 1.55; short-term debt falls from €54k to €44k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voetbalstraat 492500 LierGround area
424 m²
Building footprint
83 m²
Volume, LiDAR
539 m³
Parcel 12392A0642/00E004, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DSJ-Architecten
since 20162.251.767.304
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0642/00E004 | Flanders | 424 m² | 1 · 83 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARCHITECTENBUREAU SHAKKEI
BE 0473.631.402
Zoutleeuw · Eq €140k
Import.Export Architecture
BE 0883.980.893
Antwerpen · Eq €140k
VSDP architectenbureau
BE 0681.773.111
Heist-op-den-Berg · Eq €141k
ARCHITECTENBUREAU VAN BIERVLIET
BE 0434.731.729
Brugge · Eq €140k
DS ARCHITECTEN
BE 0647.574.473
Beersel · Eq €141k
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,372 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2016
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.