DSF-Bouw
ActiveThe computed 12-month bankruptcy probability of DSF-Bouw is 2.3% (moderate). The 2025 annual accounts show equity of €28k and a net result of €443. Its solvency ranks better than 68% of 27711 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-53
Solvency88▲+11
Growth52
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.33 in 2024; short-term debt: 34% and cash: 43.9% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.4%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 1.6%
2024 · €27k
2024: €27k
2024 → 2025
Total assets
€44k▼ 16.3%
2024 · €53k
2024: €53k
2024 → 2025
Net result
€443▼ 98.2%
2024 · €24k
2024: €24k
2024 → 2025
Working capital
€11k▲ 29.0%
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€27k-€28k▲ 1.6%
Operating result€33k-€2k▼ 92.5%
Net result€24k-€443▼ 98.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€18k▼ 4.3%
Current assets
€26k▼ 23.2%
Equity and liabilities €44k
Equity
€28k▲ 1.6%
Debt
€16k▼ 35.9%
The debt ratio falls from 47.8% to 36.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €35k
Cash flow
€4k▼
2024 · €26k
Solvency
63.4%▲
2024 · 52.2%
Current ratio
1.72▲
2024 · 1.33
Quick ratio
1.72▲
2024 · 1.33
Debt / equity
0.58▼
2024 · 0.92
ROE
1.6%▼
2024 · 89.1%
ROA
1.0%▼
2024 · 46.5%
Interest coverage
3.18▼
2024 · 14.80
Debt
€16k▼
2024 · €25k
Debt ≤ 1 year
€15k▼
2024 · €25k
Income taxes
€385▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€44k▼
Fixed assets21/28€19k€18k▼
Tangible fixed assets22/27€19k€18k▼
Plant, machinery and equipment23€8k€9k▲
Furniture and vehicles24€687€709▲
Other tangible fixed assets26€10k€9k▼
Current assets29/58€33k€26k▼
Amounts receivable within one year40/41€15k€6k▼
Trade receivables40€14k€5k▼
Other amounts receivable41€770€80▼
Cash at bank and in hand54/58€17k€19k▲
Deferred charges and accrued income490/1€2k€876▼
Equity and liabilities
Total equity and liabilities10/49€53k€44k▼
Equity10/15€27k€28k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€24k€25k▲
Amounts payable17/49€25k€16k▼
Amounts payable within one year42/48€25k€15k▼
Trade debts44€17k€6k▼
Suppliers440/4€17k€6k▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€8k€9k▲
Other amounts payable47/48-€319
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€708€649▼
Gross operating margin9900€36k€7k▼
Operating profit (loss)9901€33k€2k▼
Financial income75/76B€33€246▲
Recurring financial income75€33€246▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€31k€828▼
Income taxes67/77€6k€385▼
Profit (loss) for the period9904€24k€443▼
Profit (loss) for the period to be appropriated9905€24k€443▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€25k▲
Profit (loss) brought forward from the previous period14P-€24k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edixvelde 1139320 AalstGround area
913 m²
Building footprint
326 m²
Volume, LiDAR
1,678 m³
Parcel 41047C0876/00E000, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DSF-Bouw
since 20242.354.964.614
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41047C0876/00E000 | Flanders | 913 m² | 1 · 326 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0762.984.182
Braine-le-Comte · Eq €28k
SK Bouw & tegelwerken
BE 1003.290.794
Bekkevoort · Eq €28k
VANTHOURNOUT WOUTER
BE 0500.580.178
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CATGA
BE 0765.995.241
Brugge · Eq €28k
Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2024
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
43990Other specialised construction activities
43999Specialised construction activities
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.