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DSC INVEST

Active
Private limited companyfounded 2012active for 14 yearsQuai de la Boverie 3, 4020 Liège, BelgiumKBO/BCE: BE 0843.282.861

From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of DSC INVEST is 4.2% (elevated). The 2025 annual accounts show negative equity (-€154,141) and a net result of €4,479. Equity has been shrinking by about 34% per year since 2018. Its solvency ranks better than 7% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 01-02-2012 Normal situation
Activity
General construction of residential buildings NACE 41001and 3 others
Establishment unit
2.208.085.234 4020 Liège, since 01-02-2012
Financial year end
31 December
Peppol
Reachable since 06-12-2025

Board and ownership

Financial position

46 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.2%
Annual accounts 2025
Gross margin
€5,058
Turnover
≈ €61,000
estimated
Profit
€4,479
Equity
-€154,141
▲ 2.8%
Total assets
€521,983
=
  • Negative equity on 31-12-2025
  • 2025 accounts filed 79 days after the deadline
Filed on 18-10-2026
Score breakdownraises riskLast filed accounts filed 79 days late; 3 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 1.30, cash €1,100Negative equity -€154,141Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 19% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -29.5% of total assets
Liquidity 8=
short-term debt 77.1% · cash 0.2%
Profitability 40+6
return on assets 0.9%
Bankruptcy probability within 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 4.9%highest value 01-2025: 4.9%● unchanged vs 12-2024highest value 02-2025: 4.9%● unchanged vs 01-2025highest value 03-2025: 4.8%▼ -0.1 percentage points vs 02-2025 04-2025: 4.7%▼ -0.1 percentage points vs 03-2025 05-2025: 4.6%▼ -0.1 percentage points vs 04-2025 06-2025: 4.4%▼ -0.2 percentage points vs 05-2025 07-2025: 4.3%▼ -0.1 percentage points vs 06-2025 08-2025: 4.7%▲ +0.4 percentage points vs 07-2025 09-2025: 3.2%▼ -1.5 percentage points vs 08-2025 10-2025: 3.2%● unchanged vs 09-2025 11-2025: 3.2%● unchanged vs 10-2025 12-2025: 3.2%● unchanged vs 11-2025 01-2026: 3.2%● unchanged vs 12-2025 02-2026: 3.2%● unchanged vs 01-2026 03-2026: 3.2%● unchanged vs 02-2026 04-2026: 3.1%▼ -0.1 percentage points vs 03-2026 05-2026: 3.0%▼ -0.1 percentage points vs 04-2026 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 2.8%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 3.5%▲ +0.7 percentage points vs 07-2026 09-2026: 3.8%▲ +0.3 percentage points vs 08-2026 10-2026: 4.2%▲ +0.4 percentage points vs 09-2026 11-2026: 4.2%● unchanged vs 10-2026
No credit on open account
Liquidity is tight, with a current ratio of 1.3 (1.28 in 2024), below the usual 1.5. Short-term debt is 77.1% and cash 0.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 8% on liquidity, 24% on profitability and 42% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 79 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 1.30, cash €1,100
NBB · annual accounts
raises risk · Negative equity -€154,141
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 9380 sector peers (2025).
NBB · sector comparison
Position among 9380 sector peers
Solvency
better than 7%
← weakest strongest →
raises risk · 2025 accounts filed 79 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-10-2026, 79 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
79 days late
2024
31 days late
2023
31 days late
2022
7 days early
2021
24 days early
2020
29 days early
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€154,141 View
  • Caution: Less equity than 95% of companies in construction of buildingssector median €45,645 · 9,383 companies -€154,141 View

Comparable companies

These companies have the same main activity as DSC INVEST: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €415,000 and €628,000, founded between 2007 and 2016.

CompanyTotal assetsGross margin
DSC INVEST Liège€521,983€5,058
LINEA TROVATA BIOCONSTRUCT Lokeren€543,786€3,748
HAGELAND BOUWGROEP Geetbets€538,169€6,357
Myro Construct.a² Manhay€627,734€6,232
FITI-INVEST Boechout€531,236€3,035
BILT Nazareth€414,558€6,721
Rinoo Schaarbeek€439,382€5,219
Full comparison

Documents

Annual accounts at the NBB

All 14 annual accounts

Articles and registers

Key facts about DSC INVEST

What is the company number of DSC INVEST?
The company number of DSC INVEST is 0843.282.861. The VAT number is the same number with BE in front: BE 0843.282.861.
Where is DSC INVEST based?
The registered office is at Quai de la Boverie 3, 4020 Liège.Company details
What does DSC INVEST do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of DSC INVEST?
The legal form of DSC INVEST is Private limited company (BV).
When was DSC INVEST founded?
DSC INVEST was founded on 01-02-2012.
Is DSC INVEST still active?
Yes, DSC INVEST is an active enterprise in the KBO register.
What is the turnover of DSC INVEST?
The turnover in financial year 2025 is ≈ €61,000. This figure is estimated from the gross margin of €5,058 and 268 comparable companies (NACE 41001). It probably lies between €32,000 and €110,000. It is a rough estimate.Financials
Is DSC INVEST profitable?
In financial year 2025, DSC INVEST made a profit of €4,479.
Where can I find the annual accounts of DSC INVEST?
DSC INVEST filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of DSC INVEST due?
DSC INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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