DSA RENOV'
ActiveSummary
The computed 12-month bankruptcy probability of DSA RENOV' is 3.2% (moderate). The 2024 annual accounts show negative equity (€-23k) and a net result of €-28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 36375 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
23
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-14
Solvency0▼-36
Growth32=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31 against 1.21 in 2023; short-term debt: 302.9% and cash: 37.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-202.9%
Return on assets
-242.9%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-23k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
13 d late
2022
24 d late
2021
12 d late
2020
25 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-23k
2023 · €5k
2018: €25k
2019: €29k
2020: €-4k
2021: €-11k
2022: €6k
2023: €5k
2018 → 2024
Total assets
€12k▼ 72.1%
2023 · €41k
2018: €60k
2019: €74k
2020: €34k
2021: €60k
2022: €36k
2023: €41k
2018 → 2024
Net result
€-28k▼ 1,645%
2023 · €-2k
2018: €19k
2019: €4k
2020: €-33k
2021: €-7k
2022: €17k
2023: €-2k
2018 → 2024
Working capital
€-24k
2023 · €7k
2018: €-151
2019: €27k
2020: €-2k
2021: €-8k
2022: €8k
2023: €7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-4k-€-11k▼ 193%€6k€5k▼ 25.9%€-23k
Operating result€-32k-€-9k▲ 70.9%€20k€-1k€-29k▼ 2,297%
Net result€-33k-€-7k▲ 78.0%€17k€-2k€-28k▼ 1,645%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29k in 2024 against €1k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €12k
Fixed assets
€674 ▼ 50.3%
Current assets
€11k ▼ 72.9%
Key figures and ratios
EBITDA
€-28k▼
2023 · €-199
Cash flow
€-27k▼
2023 · €-597
Solvency
-202.9%▼
2023 · 11.1%
Current ratio
0.31▼
2023 · 1.21
Quick ratio
0.27▼
2023 · 1.01
Debt to equity
-1.49▼
2023 · 7.99
ROA
-242.9%▼
2023 · -3.9%
Interest coverage
-133.00▼
2023 · -0.28
Debt
€35k▼
2023 · €37k
Debt ≤ 1 year
€35k▲
2023 · €33k
Income taxes
€175▲
2023 · €-310
Staff costs
€613▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€41k€12k▼
Fixed assets21/28€1k€674▼
Tangible fixed assets22/27€1k€674▼
Plant, machinery and equipment23€182€136▼
Furniture and vehicles24€1k€538▼
Current assets29/58€40k€11k▼
Stocks and contracts in progress3€7k€1k▼
Stocks30/36€1k€1k=
Contracts in progress37€5k-
Amounts receivable within one year40/41€17k€5k▼
Trade receivables40€12k€5k▼
Other amounts receivable41€5k€297▼
Cash at bank and in hand54/58€16k€4k▼
Deferred charges and accrued income490/1€548-
Equity and liabilities
Total equity and liabilities10/49€41k€12k▼
Equity10/15€5k€-23k▼
Contributions10/11€6k€6k=
Reserves13€11k€11k=
Non-distributable reserves130/1€959€959=
Reserves not available under the articles1311€959€959=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-13k€-41k▼
Amounts payable17/49€37k€35k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€33k€35k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€1k-
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€26k€29k▲
Income statement
Code20232024
Remuneration, social security and pensions62€9k€613▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€682▼
Other operating charges640/8€999€717▼
Non-recurring operating charges66A-€568
Gross operating margin9900€10k€-26k▼
Operating profit (loss)9901€-1k€-29k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€708€212▼
Recurring financial charges65€708€212▼
Profit (loss) for the period before taxes9903€-2k€-28k▼
Income taxes67/77€-310€175▲
Profit (loss) for the period9904€-2k€-28k▼
Profit (loss) for the period to be appropriated9905€-2k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-41k▼
Profit (loss) brought forward from the previous period14P€-11k€-13k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 2.06
Current ratio from 1.00 to 2.06; short-term debt falls from €35k to €26k.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2018
Ground area
798 m²
Building footprint
144 m²
Parcel 62315G0346/00T002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Pré des Communes 126, 4040 Herstal
since 20182.273.292.592
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62315G0346/00T002 | Wallonia | 798 m² | 1 · 144 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 751 companies in sector 43422 we hold annual accounts for 424. 142 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
43422Screed work
43230Insulation installation
43240Other construction installation
43320Joinery installation
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info.dsarenov@gmail.com