DS Trade
ActiveDS Trade has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €-9k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 58% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-68
Solvency68▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 9.45 against 15.9 in 2024; short-term debt: 10.4% and cash: 10.4% of total assets), but 56.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.1%
Return on assets
-8.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
28 d late
2022
29 d late
2021
29 d late
2020
20 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▼ 15.8%
2024 · €58k
2018: €33k
2019: €46k
2020: €59k
2021: €56k
2022: €50k
2023: €50k
2024: €58k
2018 → 2025
Total assets
€114k▼ 3.9%
2024 · €118k
2018: €182k
2019: €171k
2020: €155k
2021: €141k
2022: €110k
2023: €115k
2024: €118k
2018 → 2025
Net result
€-9k
2024 · €8k
2018: €11k
2019: €13k
2020: €14k
2021: €-4k
2022: €-6k
2023: €696
2024: €8k
2018 → 2025
Working capital
€100k▼ 7.3%
2024 · €108k
2018: €71k
2019: €83k
2020: €100k
2021: €105k
2022: €93k
2023: €99k
2024: €108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€50k▼ 10.6%€50k▲ 1.4%€58k▲ 15.7%€49k▼ 15.8%
Operating result€-167-€-7k▼ 4,070%€6k€9k▲ 46.4%€-3k
Net result€-4k-€-6k▼ 49.7%€696€8k▲ 1,033%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€2k▼ 47.3%
Current assets
€112k▼ 2.8%
Equity and liabilities €114k
Equity
€49k▼ 15.8%
Debt
€65k▲ 7.7%
The debt ratio rises from 50.8% to 56.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €10k
Cash flow
€-8k▼
2024 · €10k
Solvency
43.1%▼
2024 · 49.2%
Current ratio
9.45▼
2024 · 15.90
Quick ratio
2.86▼
2024 · 5.84
Debt / equity
1.32▲
2024 · 1.03
ROE
-19.0%▼
2024 · 13.5%
ROA
-8.2%▼
2024 · 6.7%
Interest coverage
-0.78▼
2024 · 16.37
Debt
€65k▲
2024 · €60k
Debt ≤ 1 year
€12k▲
2024 · €7k
Debt > 1 year
€50k=
2024 · €50k
Income taxes
€122▼
2024 · €720
Staff costs
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€114k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€0-
Financial fixed assets28€150€150=
Current assets29/58€115k€112k▼
Stocks and contracts in progress3€73k€78k▲
Stocks30/36€73k€78k▲
Amounts receivable within one year40/41€22k€15k▼
Trade receivables40€17k€10k▼
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€10k€12k▲
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€118k€114k▼
Equity10/15€58k€49k▼
Contributions10/11€40k€40k=
Profit (loss) carried forward14€18k€9k▼
Amounts payable17/49€60k€65k▲
Amounts payable after more than one year17€50k€50k=
Other amounts payable178/9€50k€50k=
Amounts payable within one year42/48€7k€12k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Remuneration, social security and pensions62€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€-4k▼
Other operating charges640/8€9k€13k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€20k€6k▼
Operating profit (loss)9901€9k€-3k▼
Financial income75/76B€651€447▼
Recurring financial income75€651€447▼
Financial charges65/66B€628€6k▲
Recurring financial charges65€628€3k▲
Non-recurring financial charges66B€0€4k▲
Profit (loss) for the period before taxes9903€9k€-9k▼
Income taxes67/77€720€122▼
Profit (loss) for the period9904€8k€-9k▼
Profit (loss) for the period to be appropriated9905€8k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€9k▼
Profit (loss) brought forward from the previous period14P€10k€18k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-9k ▼218%
Net result drops to €-9k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €696
Net result €696 after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Highest result since 2018net €14k ▲7.3%
Operating result €20k, net result €14k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Phlox(NN) 75100 NamurGround area
2.1 ha
Building footprint
4,433 m²
Parcel 92095B0016/00W000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Plastic Husson
since 20152.244.146.963
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92095B0016/00W000 | Wallonia | 2.1 ha | 1 · 4,433 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CJ VISION
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Of 381 companies in sector 47529 we hold annual accounts for 271. 197 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2015
Fiscal year end31-12
Activities, NACEBEL
47529Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:081/30.34.22
Fax:081/30.43.32