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DS

Active
Private limited companyfounded 201016 yrs activeChemin de Scrève(W-B) 34, 1440 Braine-le-Château, BelgiumKBO/BCE: BE 0823.431.119

DS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €5k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
52 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-9
Solvency47▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.36 in 2024; short-term debt: 78.2% and cash: 18% of total assets), and 78.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
21.7%
Return on assets
3.7%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-11-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
3 d late
2024
27 d early
2023
126 d late
2022
5 d early
2021
3 d late
2020
14 d late
2019
15 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€30k▲ 20.5%
2024 · €25k
2019: €18k 2020: €25k 2021: €50k 2022: €73k 2023: €38k 2024: €25k
2019 → 2025
Total assets
€137k▲ 45.4%
2024 · €95k
2019: €86k 2020: €78k 2021: €142k 2022: €129k 2023: €115k 2024: €95k
2019 → 2025
Net result
€5k▼ 28.0%
2024 · €7k
2019: €-957 2020: €7k 2021: €45k 2022: €23k 2023: €6k 2024: €7k
2019 → 2025
Working capital
€30k▲ 21.1%
2024 · €25k
2019: €17k 2020: €25k 2021: €50k 2022: €73k 2023: €38k 2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€50k-€73k▲ 46.4%€38k▼ 48.4%€25k▼ 34.3%€30k▲ 20.5%
Operating result€66k-€29k▼ 56.7%€10k▼ 65.2%€11k▲ 14.3%€10k▼ 13.2%
Net result€45k-€23k▼ 48.2%€6k▼ 74.7%€7k▲ 20.7%€5k▼ 28.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €66k€66kNet result 2021: €45k€45kOperating result 2022: €29k€29kNet result 2022: €23k€23kOperating result 2023: €10k€10kNet result 2023: €6k€6kOperating result 2024: €11k€11kNet result 2024: €7k€7kOperating result 2025: €10k€10kNet result 2025: €5k€5k20212022202320242025
The operating result falls in 2025; 2025 is 13% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €137k
Equity €30k▲ 20.5%
Debt €108k▲ 54.3%
The debt ratio rises from 73.8% to 78.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Solvency
21.7%
2024 · 26.2%
Current ratio
1.28
2024 · 1.36
Quick ratio
0.27
2024 · 0.16
Debt / equity
3.60
2024 · 2.81
ROE
17.0%
2024 · 28.5%
ROA
3.7%
2024 · 7.5%
Debt
€108k
2024 · €70k
Debt ≤ 1 year
€107k
2024 · €70k
Income taxes
€2k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€95k€137k
Current assets29/58€95k€137k
Stocks and contracts in progress3€83k€108k
Stocks30/36€83k€108k
Amounts receivable within one year40/41€358€4k
Trade receivables40-€4k
Other amounts receivable41€358-
Cash at bank and in hand54/58€11k€25k
Deferred charges and accrued income490/1-€720
Equity and liabilities
Total equity and liabilities10/49€95k€137k
Equity10/15€25k€30k
Contributions10/11€5k€5k=
Outside capital11€5k€5k=
Other1109/19€5k€5k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k-
Legal reserve130€3k-
Distributable reserves133-€3k
Profit (loss) carried forward14€17k€22k
Amounts payable17/49€70k€108k
Amounts payable within one year42/48€70k€107k
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€6k€20k
Suppliers440/4€6k€20k
Taxes, remuneration and social security45€5k€21k
Taxes450/3€3k€18k
Remuneration and social security454/9€2k€3k
Other amounts payable47/48€59k€63k
Accrued charges and deferred income492/3-€140
Income statement Code20242025
Remuneration, social security and pensions62€28k-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€8k
Other operating charges640/8€412€665
Gross operating margin9900€38k€19k
Operating profit (loss)9901€11k€10k
Financial income75/76B-€263
Recurring financial income75-€263
Financial charges65/66B€2k€3k
Recurring financial charges65€2k€3k
Profit (loss) for the period before taxes9903€10k€7k
Income taxes67/77€3k€2k
Profit (loss) for the period9904€7k€5k
Profit (loss) for the period to be appropriated9905€7k€5k
Appropriation of the result
Profit (loss) to be appropriated9906€17k€22k
Profit (loss) brought forward from the previous period14P€10k€17k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
03-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2024
04-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
05-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 126 days late
2022
26-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
03-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
31-03
Financial Highest result since 2019net €45k ▲521%
Operating result €66k, net result €45k, both a record.
2020
14-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 14 days late
31-03
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
2019
16-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
09-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2017
20-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
2016
17-11
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chemin de Scrève(W-B) 341440 Braine-le-Château
Ground area
969 m²
Building footprint
239 m²
Volume, LiDAR
2,121 m³
2 parcels, Wallonia · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DS
Chaussée de Bruxelles 239/241, 1410 WaterlooRetail trade
since 20102.185.934.986
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25111B0070/00K003 Wallonia 623 m² 1 · 98 m² 7.2 m · 2 fl.
25763L0165/00A000 Wallonia 346 m² 1 · 141 m² 13.1 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,071 companies in sector 47750 we hold annual accounts for 518. 401 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-02-2010
Fiscal year end31-03
Activities, NACEBEL
47750Retail sale of cosmetics and toilet articles
47722Retail trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.