DRVR
ActiveSummary
DRVR has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,860) and a net result of -€7,537. Its solvency ranks better than 5% of 10,757 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- -€3,860
- Loss
- -€7,537
Why 52raises riskCapped at 59: negative equityNegative equity -€3,860Loss of €7,537 (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €13,532Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 3% on solvency, 12% on liquidity, 4% on profitability and 1% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 2 accounts on average 6 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
- IncorporationAppointment: RAMMANT,Jolien Diane Luc (director)…
Financials · financial year 2025, abbreviated format
2024 to 2025, 2 financial years
The operating result turns negative in 2025: a loss of €7,698 after €2,197 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,694 | €348 | ▼ 87.1% |
| Other operating charges640/8 | - | €307 | - |
| Gross operating margin9900 | €4,891 | -€7,044 | - |
| Operating profit (loss)9901 | €2,197 | -€7,698 | - |
| Financial income75/76B | €5 | €233 | ▲ 45× |
| Recurring financial income75 | €5 | €233 | ▲ 45× |
| Financial charges65/66B | €56 | €72 | ▲ 28.6% |
| Recurring financial charges65 | €56 | €72 | ▲ 28.6% |
| Profit (loss) for the period before taxes9903 | €2,146 | -€7,537 | - |
| Income taxes67/77 | €469 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €1,677 | -€7,537 | - |
| Profit (loss) for the period to be appropriated9905 | €1,677 | -€7,537 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €15,464 | €13,532 | ▼ 12.5% |
| Fixed assets21/28 | - | €726 | - |
| Tangible fixed assets22/27 | - | €726 | - |
| Furniture and vehicles24 | - | €726 | - |
| Current assets29/58 | €15,464 | €12,806 | ▼ 17.2% |
| Amounts receivable within one year40/41 | €357 | €9,330 | ▲ 26× |
| Trade receivables40 | - | €8,068 | - |
| Other amounts receivable41 | €357 | €1,262 | ▲ 254% |
| Cash at bank and in hand54/58 | €15,107 | €3,140 | ▼ 79.2% |
| Deferred charges and accrued income490/1 | - | €336 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €15,464 | €13,532 | ▼ 12.5% |
| Equity10/15 | €3,677 | -€3,860 | - |
| Contributions10/11 | €2,000 | €2,000 | = |
| Reserves13 | €1,677 | €0 | ▼ 100% |
| Distributable reserves133 | €1,677 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | - | -€5,860 | - |
| Amounts payable17/49 | €11,787 | €17,392 | ▲ 47.6% |
| Amounts payable within one year42/48 | €11,187 | €17,392 | ▲ 55.5% |
| Financial debts43 | €1,950 | €901 | ▼ 53.8% |
| Credit institutions430/8 | €1,950 | €901 | ▼ 53.8% |
| Trade debts44 | €4,609 | €8,939 | ▲ 94.0% |
| Suppliers440/4 | €4,609 | €8,939 | ▲ 94.0% |
| Taxes, remuneration and social security45 | €4,193 | €3,721 | ▼ 11.3% |
| Taxes450/3 | €4,193 | €3,721 | ▼ 11.3% |
| Other amounts payable47/48 | €435 | €3,832 | ▲ 780% |
| Accrued charges and deferred income492/3 | €600 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €1,677 | -€7,537 | - |
| + Depreciation and write-downs630 | €2,694 | €348 | ▼ 87.1% |
| Operating cash flow (approximation) | €4,371 | -€7,189 | - |
| Change in cash | - | -€11,967 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 13-07-2026 | 2026-00293342 |
| 31-12-2024 | abbreviated format | 29-08-2025 | 2025-00432613 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| RAMMANT,Jolien Diane Luc |
|
Owners and capital
Capital and shareholders
- RAMMANT,Jolien Diane Luc 1,000 shares (100%) · €2,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 09-10-2024 Incorporation · €2,000 · 1,000 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
09-10
Gazette deed
IncorporationAppointment: RAMMANT,Jolien Diane Luc (director) · Founder · Pre-incorporation commitments10 facts ▸
- Incorporation, 04-10-2024
- Founder, RAMMANT,Jolien Diane Luc
- Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Founding capital, €2,000
- Registered office clause, “8490 Jabbeke,Gistelsteenweg 46 bus 11” (deed in Dutch)
- Board rule, 1
- Director appointment, RAMMANT,Jolien Diane Luc (director (not named in the articles))
- Other provision, “geen bestuursverbod, niet getroffen door strafrechtelijk of civielrechtelijk bestuursverbod dat belet bestuursmandaat uit te oefenen” (deed in Dutch)
- Other provision, “raadpleging centraal register bestuursverboden, geen strafrechtelijke bestuursverboden en geen civielrechtelijke bestuursverboden uitgesproken na 2023-08-01 han…” (deed in Dutch)
- Other provision, “UBO-register, bestuurder(s) binnen maand na oprichting nodige doen of onder verantwoordelijkheid laten doen om info over uiteindelijke begunstigde(n) mee te del…” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31035C0263/00W009 | Flanders | 608 m² | 1 · 128 m² | 9.2 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- DRVR
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Bij enkel besluit, Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 11. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Algemene vergadering bepaalt aantal,duur opdracht en,indien meerdere,bevoegdheid, benoemd met of zonder beperking van duur,statutair…” (deed in Dutch)“Vaste of evenredige vergoeding,geboekt op algemene kosten,los van representatie-,reis- en verplaatsingskosten, algemene vergadering beslist” (deed in Dutch)“Indien geen bestuurder benoemd heeft enige aandeelhouder van rechtswege alle rechten en verplichtingen van bestuurder” (deed in Dutch)“Derde tot bestuurder benoemd zelfs in statuten en zonder beperking van duur kan ten allen tijde ontslagen worden door enige aandeelhouder…” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Elke overdracht onder levenden,ten bezwarende of kosteloze titel,vrijwillig of gedwongen(uitsluiting en uittreding),in vruchtgebruik,blote…” (deed in Dutch)“Overdracht geheel of gedeelte aandelen onder levenden door enige aandeelhouder, alleen beslist door enige aandeelhouder” (deed in Dutch)“Naar evenredigheid met rechten in nalatenschap, oefent lidmaatschapsrechten inclusief stemrechten uit” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Naar evenredigheid van het aantal aandelen dat zij bezitten, ten minste vijftien dagen” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 15 June at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)“Van rechtswege ontbonden, overlijden enige aandeelhouder zonder overgang van aandelen op gerechtigde” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Onverminderd recht algemene vergadering om één of meerdere vereffenaars aan te duiden, bestuurder(s) in functie als vereffenaar(s) krachtens…” (deed in Dutch)“Goederen nog in natura voorhanden op dezelfde wijze verdeeld, netto actief onder alle aandeelhouders naar verhouding aantal aandelen” (deed in Dutch)