DROMER
ActiveSummary
DROMER has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €-4k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 52% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-66
Solvency61▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.41 in 2024; short-term debt: 63.6% and cash: 36.8% of total assets), but 63.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.4%
Return on assets
-11.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
on the day
2021
30 d late
2020
31 d late
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 24.6%
2024 · €17k
2018: €25k
2019: €16k
2020: €18k
2021: €16k
2022: €17k
2023: €16k
2024: €17k
2018 → 2025
Total assets
€35k▼ 27.8%
2024 · €48k
2018: €29k
2019: €25k
2020: €34k
2021: €32k
2022: €34k
2023: €35k
2024: €48k
2018 → 2025
Net result
€-4k
2024 · €407
2018: €-5k
2019: €-9k
2020: €2k
2021: €-1k
2022: €73
2023: €-248
2024: €407
2018 → 2025
Working capital
€12k▼ 7.9%
2024 · €13k
2018: €2k
2019: €-3k
2020: €2k
2021: €4k
2022: €7k
2023: €10k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€17k▲ 0.5%€16k▼ 1.5%€17k▲ 2.5%€13k▼ 24.6%
Operating result€-1k-€336€-227€648€-4k
Net result€-1k-€73€-248€407€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €648 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€919 ▼ 77.1%
Current assets
€34k ▼ 23.2%
Equity and liabilities €35k
Equity
€13k ▼ 24.6%
Debt
€22k ▼ 29.5%
Debt's share of the balance-sheet total falls from 65.1% to 63.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-696▼
2024 · €5k
Cash flow
€-1k▼
2024 · €4k
Current ratio
1.53▲
2024 · 1.41
Debt to equity
1.75▼
2024 · 1.87
ROE
-32.6%▼
2024 · 2.4%
ROA
-11.9%▼
2024 · 0.9%
Interest coverage
-12.89▼
2024 · 1398.81
Debt ≤ 1 year
€22k▼
2024 · €31k
Income taxes
€252▲
2024 · €238
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€48k€35k▼
Fixed assets21/28€4k€919▼
Tangible fixed assets22/27€4k€837▼
Furniture and vehicles24€4k€837▼
Financial fixed assets28€82€82=
Current assets29/58€44k€34k▼
Amounts receivable within one year40/41€25k€21k▼
Trade receivables40€25k€21k▼
Other amounts receivable41-€133
Cash at bank and in hand54/58€19k€13k▼
Equity and liabilities
Total equity and liabilities10/49€48k€35k▼
Equity10/15€17k€13k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€9k€5k▼
Amounts payable17/49€31k€22k▼
Amounts payable within one year42/48€31k€22k▼
Advances received on contracts in progress46€28k€20k▼
Taxes, remuneration and social security45€1k€490▼
Taxes450/3€1k€490▼
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€6k€665▼
Operating profit (loss)9901€648€-4k▼
Financial charges65/66B€3€54▲
Recurring financial charges65€3€54▲
Profit (loss) for the period before taxes9903€645€-4k▼
Income taxes67/77€238€252▲
Profit (loss) for the period9904€407€-4k▼
Profit (loss) for the period to be appropriated9905€407€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€5k▼
Profit (loss) brought forward from the previous period14P€8k€9k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €407
Net result €407 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €73
Net result €73 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
12-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Résidence Jacques Lambert(DAL) 574607 DalhemGround area
1,479 m²
Building footprint
225 m²
Volume, LiDAR
1,390 m³
Parcel 62027B0099/00F000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Résidence Jacques Lambert(DAL) 57, 4607 Dalhem
since 19892.041.548.904
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62027B0099/00F000 | Wallonia | 1,479 m² | 1 · 225 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAZEAUX CHARLES
BE 0467.627.003
Sint-Pieters-Leeuw · Eq €12,570
REFLEXION-SHOP
BE 0862.997.419
Koksijde · Eq €12,428
SNC SINDRO
BE 0838.201.645
Mettet · Eq €12,070
NovaOan
BE 0881.928.156
Ittre · Eq €13,162
TEXTIELHANDEL VERLINDEN
BE 0421.251.994
Rumst · Eq €11,970
Of 1,271 companies in sector 47512 we hold annual accounts for 581. 300 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-1989
Fiscal year end31-12
Activities, NACEBEL 2025
47512Retail sale of household textiles and bedding
47721Retail sale of footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.