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DRMAN

Active
Private limited companyfounded 20223 yrs activeLombardsijdestraat 1, 8620 Nieuwpoort, BelgiumKBO/BCE: BE 0794.515.023

DRMAN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €8k. Equity is growing by ~52.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 2267 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
48 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-36
Solvency43=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.1 in 2024; short-term debt: 80.5% and cash: 4.8% of total assets), and 82.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
17.9%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2023
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€35k▲ 29.9%
2024 · €27k
2023: €7k 2024: €27k
2023 → 2025
Total assets
€193k▲ 28.3%
2024 · €151k
2023: €58k 2024: €151k
2023 → 2025
Net result
€8k▼ 60.0%
2024 · €20k
2023: €2k 2024: €20k
2023 → 2025
Working capital
€27k▲ 114%
2024 · €13k
2023: €6k 2024: €13k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€7k-€27k▲ 299%€35k▲ 29.9%
Operating result€5k-€29k▲ 436%€17k▼ 41.7%
Net result€2k-€20k▲ 1,080%€8k▼ 60.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2023: €5k€5kNet result 2023: €2k€2kOperating result 2024: €29k€29kNet result 2024: €20k€20kOperating result 2025: €17k€17kNet result 2025: €8k€8k202320242025
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets €11k▼ 23.7%
Current assets €183k▲ 33.7%
Equity and liabilities €193k
Equity €35k▲ 29.9%
Debt €159k▲ 28.0%
The debt ratio falls from 82.3% to 82.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€20k
2024 · €31k
Cash flow
€11k
2024 · €22k
Solvency
17.9%
2024 · 17.7%
Current ratio
1.17
2024 · 1.10
Quick ratio
1.17
2024 · 1.10
Debt / equity
4.58
2024 · 4.65
ROE
23.0%
2024 · 74.9%
ROA
4.1%
2024 · 13.3%
Interest coverage
2.97
2024 · 9.05
Debt
€159k
2024 · €124k
Debt ≤ 1 year
€156k
2024 · €124k
Income taxes
€2k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€151k€193k
Fixed assets21/28€14k€11k
Tangible fixed assets22/27€14k€11k
Furniture and vehicles24€841€598
Other tangible fixed assets26€13k€10k
Current assets29/58€136k€183k
Amounts receivable within one year40/41€84k€173k
Trade receivables40€84k€173k
Other amounts receivable41€20€20=
Cash at bank and in hand54/58€52k€9k
Deferred charges and accrued income490/1€558-
Equity and liabilities
Total equity and liabilities10/49€151k€193k
Equity10/15€27k€35k
Contributions10/11€5k€5k=
Reserves13€22k€30k
Distributable reserves133€22k€30k
Amounts payable17/49€124k€159k
Amounts payable within one year42/48€124k€156k
Trade debts44€45k€77k
Suppliers440/4€45k€77k
Taxes, remuneration and social security45€32k€33k
Taxes450/3€25k€19k
Remuneration and social security454/9€7k€14k
Other amounts payable47/48€47k€46k
Accrued charges and deferred income492/3-€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k
Other operating charges640/8€1k€1k
Gross operating margin9900€33k€21k
Operating profit (loss)9901€29k€17k
Financial income75/76B€22-
Recurring financial income75€22-
Financial charges65/66B€3k€7k
Recurring financial charges65€3k€7k
Profit (loss) for the period before taxes9903€25k€10k
Income taxes67/77€5k€2k
Profit (loss) for the period9904€20k€8k
Profit (loss) for the period to be appropriated9905€20k€8k
Appropriation of the result
Profit (loss) to be appropriated9906€20k€8k
Transfer to equity691/2€20k€8k
To other reserves6921€20k€8k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial Highest result since 2023net €20k ▲1080%
Operating result €29k, net result €20k, both a record.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lombardsijdestraat 18620 Nieuwpoort
Ground area
883 m²
Building footprint
700 m²
Volume, LiDAR
11,499 m³
Parcel 38402D0051/00B002, Flanders · tallest building 25.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
DRMAN
Lombardsijdestraat 1, 8620 NieuwpoortFinancial service activities, except insurance and pension funding
since 20222.339.402.151
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38402D0051/00B002 Flanders 883 m² 1 · 700 m² 25.1 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,575 companies in sector 82300 we hold annual accounts for 1,669. 1,220 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-12-2022
Fiscal year end31-12
Activities, NACEBEL
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:gaetan@bouwwerkenderuyck.be
Enterprise