DRIVER4YOU
ActiveSummary
The computed 12-month bankruptcy probability of DRIVER4YOU is 2.2% (moderate). The 2025 annual accounts show equity of €25k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 4654 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-43
Solvency53▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.0 in 2024; short-term debt: 35.3% and cash: 2.7% of total assets), and 71.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.2%
Return on assets
3.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
38 d late
2024
47 d late
2023
86 d late
2022
31 d late
2021
99 d late
2020
26 d late
2019
118 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▼ 90.0%
2024 · €29k
2018: €5k
2019: €1k▼ -70.9% vs 2018
2020: €-45k▼ -3266% vs 2019lowest in 8 years
2021: €23k▲ +151% vs 2020
2022: €56k▲ +141% vs 2021highest in 8 years
2023: €-12k▼ -121% vs 2022
2024: €29k▲ +344% vs 2023
2025: €3k▼ -90.0% vs 2024
2018 → 2025
Working capital
€5k
2024 · €-151
2018: €18khighest in 8 years
2019: €17k▼ -4.0% vs 2018
2020: €-2k▼ -112% vs 2019
2021: €-4k▼ -106% vs 2020
2022: €13k▲ +386% vs 2021
2023: €-92k▼ -827% vs 2022lowest in 8 years
2024: €-151▲ +99.8% vs 2023
2025: €5k▲ +3232% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€13k€1k▼ 91.0%€30k▲ 2,455%€25k▼ 15.6%
2021: €-3klowest in 5 years
2022: €13k▲ +579% vs 2021
2023: €1k▼ -91.0% vs 2022
2024: €30k▲ +2455% vs 2023highest in 5 years
2025: €25k▼ -15.6% vs 2024
Operating result€4k-€64k▲ 1,527%€-12k€33k€13k▼ 59.9%
2021: €4k
2022: €64k▲ +1527% vs 2021highest in 5 years
2023: €-12k▼ -119% vs 2022lowest in 5 years
2024: €33k▲ +377% vs 2023
2025: €13k▼ -59.9% vs 2024
Net result€23k-€56k▲ 141%€-12k€29k€3k▼ 90.0%
2021: €23k
2022: €56k▲ +141% vs 2021highest in 5 years
2023: €-12k▼ -121% vs 2022lowest in 5 years
2024: €29k▲ +344% vs 2023
2025: €3k▼ -90.0% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€53k ▼ 31.5%
Current assets
€36k ▼ 2.0%
Equity and liabilities €90k
Equity
€25k ▼ 15.6%
Debt
€64k ▼ 24.3%
Debt's share of the balance-sheet total falls from 74.0% to 71.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €64k
Cash flow
€29k▼
2024 · €59k
Current ratio
1.15▲
2024 · 1.00
Debt to equity
2.55▼
2024 · 2.84
ROE
11.4%▼
2024 · 96.1%
ROA
3.2%▼
2024 · 25.0%
Interest coverage
4.06▼
2024 · 13.93
Debt ≤ 1 year
€32k▼
2024 · €37k
Debt > 1 year
€33k▼
2024 · €48k
Income taxes
€851▲
2024 · €41
Staff costs
€88k▲
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€115k€90k▼
Fixed assets21/28€78k€53k▼
Tangible fixed assets22/27€77k€53k▼
Furniture and vehicles24€77k€53k▼
Other tangible fixed assets26€0-
Financial fixed assets28€325€325=
Current assets29/58€37k€36k▼
Amounts receivable within one year40/41€32k€34k▲
Trade receivables40€31k€28k▼
Other amounts receivable41€390€6k▲
Cash at bank and in hand54/58€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€115k€90k▼
Equity10/15€30k€25k▼
Contributions10/11€6k€6k=
Reserves13€7k€19k▲
Distributable reserves133€7k€19k▲
Profit (loss) carried forward14€17k-
Amounts payable17/49€85k€64k▼
Amounts payable after more than one year17€48k€33k▼
Financial debts170/4€48k€33k▼
Amounts payable within one year42/48€37k€32k▼
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€15k€6k▼
Suppliers440/4€15k€6k▼
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48€14€8▼
Income statement
Code20242025
Remuneration, social security and pensions62€83k€88k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€26k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€153k€133k▼
Operating profit (loss)9901€33k€13k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€5k€10k▲
Recurring financial charges65€5k€10k▲
Profit (loss) for the period before taxes9903€29k€4k▼
Income taxes67/77€41€851▲
Profit (loss) for the period9904€29k€3k▼
Profit (loss) for the period to be appropriated9905€29k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€12k▼
Profit (loss) brought forward from the previous period14P€-12k€9k▲
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €47k | €71k | €85k | €83k | €88k | ▲ 5.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €580 | €580 | €31k | €26k | ▼ 15.8% |
| Other operating charges640/8 | €849 | €1k | €6k | €6k | €6k | ▲ 0.9% |
| Gross operating margin9900 | €59k | €136k | €79k | €153k | €133k | ▼ 13.3% |
| Operating profit (loss)9901 | €4k | €64k | €-12k | €33k | €13k | ▼ 59.9% |
| Financial income75/76B | €24k | - | €20 | €1 | - | - |
| Recurring financial income75 | €4 | - | €20 | €1 | - | - |
| Non-recurring financial income76B | €24k | - | - | - | - | - |
| Financial charges65/66B | €2k | €2k | €579 | €5k | €10k | ▲ 110% |
| Recurring financial charges65 | €2k | €2k | €579 | €5k | €10k | ▲ 110% |
| Non-recurring financial charges66B | €40 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €26k | €62k | €-13k | €29k | €4k | ▼ 87.0% |
| Income taxes67/77 | €3k | €6k | €-851 | €41 | €851 | ▲ 1,976% |
| Profit (loss) for the period9904 | €23k | €56k | €-12k | €29k | €3k | ▼ 90.0% |
| Profit (loss) for the period to be appropriated9905 | €23k | €56k | €-12k | €29k | €3k | ▼ 90.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €59k | €89k | €136k | €115k | €90k | ▼ 22.0% |
| Fixed assets21/28 | €2k | €1k | €94k | €78k | €53k | ▼ 31.5% |
| Tangible fixed assets22/27 | €1k | €840 | €93k | €77k | €53k | ▼ 31.7% |
| Furniture and vehicles24 | - | - | €93k | €77k | €53k | ▼ 31.7% |
| Other tangible fixed assets26 | €1k | €840 | €260 | €0 | - | - |
| Financial fixed assets28 | €325 | €325 | €325 | €325 | €325 | = |
| Current assets29/58 | €57k | €88k | €42k | €37k | €36k | ▼ 2.0% |
| Amounts receivable within one year40/41 | €27k | €63k | €16k | €32k | €34k | ▲ 7.3% |
| Trade receivables40 | - | €13k | €15k | €31k | €28k | ▼ 11.9% |
| Other amounts receivable41 | €27k | €50k | €1k | €390 | €6k | ▲ 1,551% |
| Cash at bank and in hand54/58 | €31k | €21k | €26k | €5k | €2k | ▼ 56.2% |
| Deferred charges and accrued income490/1 | - | €4k | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €59k | €89k | €136k | €115k | €90k | ▼ 22.0% |
| Equity10/15 | €-3k | €13k | €1k | €30k | €25k | ▼ 15.6% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | - | - | - | - | - |
| Issued capital100 | €19k | - | - | - | - | - |
| Uncalled capital101 | €12k | - | - | - | - | - |
| Reserves13 | €13k | €7k | €7k | €7k | €19k | ▲ 182% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Legal reserve130 | €2k | - | - | - | - | - |
| Other1319 | - | €2k | - | - | - | - |
| Distributable reserves133 | €11k | €5k | €7k | €7k | €19k | ▲ 182% |
| Profit (loss) carried forward14 | €-22k | - | €-12k | €17k | - | - |
| Amounts payable17/49 | €62k | €76k | €135k | €85k | €64k | ▼ 24.3% |
| Amounts payable after more than one year17 | €0 | - | - | €48k | €33k | ▼ 31.4% |
| Financial debts170/4 | €0 | - | - | €48k | €33k | ▼ 31.4% |
| Amounts payable within one year42/48 | €62k | €75k | €135k | €37k | €32k | ▼ 15.1% |
| Current portion of amounts payable after more than one year42 | €28k | €10k | - | €14k | €15k | ▲ 5.9% |
| Trade debts44 | €30k | €14k | €68k | €15k | €6k | ▼ 63.9% |
| Suppliers440/4 | €30k | €14k | €68k | €15k | €6k | ▼ 63.9% |
| Taxes, remuneration and social security45 | €4k | €12k | €9k | €8k | €11k | ▲ 43.8% |
| Taxes450/3 | €600 | €10k | €9k | €8k | €11k | ▲ 43.8% |
| Remuneration and social security454/9 | €4k | €2k | - | - | - | - |
| Other amounts payable47/48 | - | €40k | €57k | €14 | €8 | ▼ 42.9% |
| Accrued charges and deferred income492/3 | - | €934 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €56k | €-12k | €29k | €3k | ▼ 90.0% |
| + Depreciation and write-downs630 | €7k | €580 | €580 | €31k | €26k | ▼ 15.8% |
| Operating cash flow (approximation) | €30k | €56k | €-11k | €59k | €29k | ▼ 51.7% |
| Investment in fixed assets (approximation) | - | €0 | €-93k | €-15k | €-1k | ▲ 91.4% |
| Change in cash | - | €-9k | €5k | €-21k | €-3k | ▲ 85.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 86 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €56k ▲141%
Operating result €64k, net result €56k, both a record.
07-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 99 days late
2021
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 118 days late
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 69 days late
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 43 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Ground area
277 m²
Building footprint
127 m²
Volume, LiDAR
1,709 m³
Parcel 21447B0209/00H002, Brussels · tallest building 30.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DRIVER4YOU
since 20152.239.018.534
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0209/00H002 | Brussels | 277 m² | 1 · 127 m² | 30.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,685 companies in sector 49330 we hold annual accounts for 2,296. 1,998 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
Contact
Scores and ratios are computed by Checked and are not a credit decision.