DRIVE ACADEMY
ActiveDRIVE ACADEMY has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €3k. Equity is growing by ~60% per year across the filed fiscal years. Its solvency ranks better than 27% of 2024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-17
Solvency12▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.88 in 2024), and 86.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.4%
Return on assets
2.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
28 d late
2023
123 d late
2022
392 d late
2021
261 d late
2020
92 d late
2019
153 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 20.0%
2024 · €16k
2018: €-66k
2019: €-39k
2020: €-40k
2021: €-18k
2022: €-11k
2023: €-13k
2024: €16k
2018 → 2025
Total assets
€141k▲ 7.8%
2024 · €131k
2018: €24k
2019: €58k
2020: €22k
2021: €56k
2022: €67k
2023: €74k
2024: €131k
2018 → 2025
Net result
€3k▼ 88.9%
2024 · €28k
2018: €-37k
2019: €28k
2020: €-2k
2021: €22k
2022: €7k
2023: €-2k
2024: €28k
2018 → 2025
Working capital
€-43k▼ 248%
2024 · €-12k
2018: €-78k
2019: €-59k
2020: €-48k
2021: €-21k
2022: €-24k
2023: €-22k
2024: €-12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-18k-€-11k▲ 37.7%€-13k▼ 14.0%€16k€19k▲ 20.0%
Operating result€23k-€25k▲ 8.6%€16k▼ 35.3%€56k▲ 256%€20k▼ 64.3%
Net result€22k-€7k▼ 69.8%€-2k€28k€3k▼ 88.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€70k▲ 72.8%
Current assets
€71k▼ 21.4%
Equity and liabilities €141k
Equity
€19k▲ 20.0%
Debt
€122k▲ 6.2%
The debt ratio falls from 87.9% to 86.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€24k▼
2024 · €63k
Cash flow
€7k▼
2024 · €35k
Solvency
13.4%▲
2024 · 12.1%
Current ratio
0.62▼
2024 · 0.88
Quick ratio
0.62▼
2024 · 0.88
Debt / equity
6.44▼
2024 · 7.29
ROE
16.7%▼
2024 · 180.3%
ROA
2.2%▼
2024 · 21.8%
Interest coverage
23.90▲
2024 · 18.43
Debt
€122k▲
2024 · €115k
Debt ≤ 1 year
€114k▲
2024 · €102k
Debt > 1 year
€8k▼
2024 · €12k
Income taxes
€20k▼
2024 · €26k
Staff costs
€18k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€141k▲
Fixed assets21/28€41k€70k▲
Tangible fixed assets22/27€40k€70k▲
Furniture and vehicles24€40k€70k▲
Financial fixed assets28€450€450=
Current assets29/58€90k€71k▼
Amounts receivable within one year40/41€3k-
Trade receivables40€3k-
Cash at bank and in hand54/58€84k€66k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€131k€141k▲
Equity10/15€16k€19k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-5k€-2k▲
Amounts payable17/49€115k€122k▲
Amounts payable after more than one year17€12k€8k▼
Financial debts170/4€12k€8k▼
Amounts payable within one year42/48€102k€114k▲
Current portion of amounts payable after more than one year42€4k€3k▼
Trade debts44€41k€86k▲
Suppliers440/4€41k€86k▲
Taxes, remuneration and social security45€36k€23k▼
Taxes450/3€31k€23k▼
Remuneration and social security454/9€5k-
Other amounts payable47/48€22k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€51k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€10k€15k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€125k€57k▼
Operating profit (loss)9901€56k€20k▼
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€3k€997▼
Recurring financial charges65€3k€997▼
Profit (loss) for the period before taxes9903€54k€23k▼
Income taxes67/77€26k€20k▼
Profit (loss) for the period9904€28k€3k▼
Profit (loss) for the period to be appropriated9905€28k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-2k▲
Profit (loss) brought forward from the previous period14P€-33k€-5k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
01-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 123 days late
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 392 days late
2023
18-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 261 days late
2021
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 75 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 62 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helmetsesteenweg 2431030 SchaarbeekGround area
79 m²
Building footprint
80 m²
Volume, LiDAR
776 m³
Parcel 21902A0451/00N004, Brussels · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Drive Academy
since 20092.181.913.743
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0451/00N004 | Brussels | 79 m² | 1 · 80 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,034 companies in sector 85531 we hold annual accounts for 345. 248 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-11-2008
Fiscal year end31-12
Activities, NACEBEL
85531Driving schools for cars and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.