Equity
DRI3M paid out €19,870 in dividends in a year with a loss of €4,982.
DRI3M paid out €19,870 in dividends in a year with a loss of €4,982.
From profit to loss in 2025, after a profit of €238,838 in 2024.
Debts rose by €136,889 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Green is investment, beige is depreciation. Land and buildings stand 11.4% higher than in 2024.
The 2018 accounts came 10 days late. The other nine of the last ten were filed on time.
Lower net result than 87% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 52% of them on solvency, 40% on liquidity, 18% on profitability and 35% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-04-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,686 companies had the same profile as DRI3M has now. Each dot stands for 7 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DRI3M itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,686 companies, not a prediction for DRI3M. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.94 (1.11 in 2024), below 1. Short-term debt is 38.3% and cash 20.5% of total assets. 39.9% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| DRI3M Ghent | €1.0m | €38,049 | 60.1% | - |
| ATHENA Uccle | €1.0m | €33,775 | 2.4% | - |
| NADIA BENAISA Woluwe-Saint-Lambert | €0.9m | €36,746 | 3.1% | - |
| RED PRODIGY Zottegem | €0.7m | €37,286 | 96.4% | - |
| IF-IT.be Kluisbergen | €0.7m | €34,936 | 63.9% | - |
| MABEL SERVICES La Louvière | €1.0m | €46,040 | 41.5% | - |
| KVW MANAGEMENT Lanaken | €0.9m | €31,026 | 76.8% | 0.1 |
These companies have the same main activity as DRI3M: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €723,000 and €1m, founded between 2006 and 2009.
DRI3M files the micro format. That format states no turnover. The gross margin fell from €69,076 in 2010 to €38,049 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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