drHobi1

Active

Private limited companyfounded 20251 yr activePatrijslaan 14, 2960 Brecht, BelgiumKBO/BCE: BE 1022.618.342

Summary

drHobi1 has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,150 and a net result of €73,650. The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch Report Compare

drHobi1ActiveChecked score 70/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€112,422total assets 2025

Equity: €75,150
Profit: €73,650

Turnover not published (abridged schema)

Financial health

70 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.8%

Structure

Accounts 2 d early1 of 2 deeds read

Why 70- 1 change of registered office in 24 months- Founded in 2025+ Liquidity: current ratio 3.87, cash €31,186+ Size: total assets €112,422Show the evidence

Checked score

Score 2025

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 72% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 92

equity 66.8% of total assets

Liquidity 78

short-term debt 21.1% · cash 27.7%

Profitability 100

return on assets 65.5%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 16 months 05-2026: 2.4% 06-2026: 2.4%● 0.0% vs 05-2026 07-2026: 2.5%▲ +4.5% vs 06-2026highest value 08-2026: 0.3%▼ -88.4% vs 07-2026lowest value 09-2026: 0.8%▲ +172% vs 08-2026 10-2026: 0.8%▼ -0.9% vs 09-2026

Liquidity: current ratio 3.87, cash €31,186 lowers the probability
Size: total assets €112,422 lowers the probability for this profile
1 change of registered office in 24 months raises the probability
Founded in 2025 raises the probability for this profile

Credit up to €5,000 at 30 days acceptable

Liquidity ample (current ratio 3.87; short-term debt: 21.1% and cash: 27.7% of total assets), and 33.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 56%, liquidity 72%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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