DRG
ActiveDRG has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €18k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 75% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-10
Solvency96▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.99 against 8.98 in 2024; short-term debt: 23.4% and cash: 52.3% of total assets), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.7%
Return on assets
6.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
8 d early
2022
on the day
2021
29 d late
2020
3 d early
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€201k▼ 0.8%
2024 · €203k
2019: €168k
2020: €246k
2021: €247k
2022: €211k
2023: €174k
2024: €203k
2019 → 2025
Total assets
€285k▲ 7.4%
2024 · €265k
2019: €398k
2020: €474k
2021: €432k
2022: €373k
2023: €351k
2024: €265k
2019 → 2025
Net result
€18k▼ 53.3%
2024 · €38k
2019: €19k
2020: €85k
2021: €2k
2022: €-36k
2023: €-10k
2024: €38k
2019 → 2025
Working capital
€200k▼ 3.4%
2024 · €207k
2019: €208k
2020: €306k
2021: €327k
2022: €288k
2023: €247k
2024: €207k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€247k-€211k▼ 14.7%€174k▼ 17.4%€203k▲ 16.5%€201k▼ 0.8%
Operating result€8k-€-32k€-7k▲ 77.5%€41k€22k▼ 45.5%
Net result€2k-€-36k€-10k▲ 73.2%€38k€18k▼ 53.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €285k
Fixed assets
€19k▼ 42.8%
Current assets
€266k▲ 14.5%
Equity and liabilities €285k
Equity
€201k▼ 0.8%
Debt
€84k▲ 34.2%
The debt ratio rises from 23.5% to 29.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36k▼
2024 · €55k
Cash flow
€32k▼
2024 · €52k
Solvency
70.7%▼
2024 · 76.5%
Current ratio
3.99▼
2024 · 8.98
Quick ratio
3.99▼
2024 · 8.98
Debt / equity
0.42▲
2024 · 0.31
ROE
8.8%▼
2024 · 18.6%
ROA
6.2%▼
2024 · 14.3%
Interest coverage
19.34▼
2024 · 19.94
Debt
€84k▲
2024 · €62k
Debt ≤ 1 year
€67k▲
2024 · €26k
Debt > 1 year
€17k▼
2024 · €36k
Income taxes
€3k▲
2024 · €199
Staff costs
€38k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€265k€285k▲
Fixed assets21/28€33k€19k▼
Tangible fixed assets22/27€33k€19k▼
Land and buildings22€31k€18k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€888€558▼
Other tangible fixed assets26€1k€610▼
Current assets29/58€233k€266k▲
Amounts receivable within one year40/41€59k€117k▲
Trade receivables40€58k€102k▲
Other amounts receivable41€885€15k▲
Cash at bank and in hand54/58€174k€149k▼
Deferred charges and accrued income490/1-€205
Equity and liabilities
Total equity and liabilities10/49€265k€285k▲
Equity10/15€203k€201k▼
Contributions10/11€12k€12k=
Reserves13€191k€189k▼
Distributable reserves133€191k€189k▼
Amounts payable17/49€62k€84k▲
Amounts payable after more than one year17€36k€17k▼
Financial debts170/4€36k€17k▼
Amounts payable within one year42/48€26k€67k▲
Current portion of amounts payable after more than one year42€19k€21k▲
Trade debts44€3k€18k▲
Suppliers440/4€3k€18k▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€6k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€2k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€26k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-65k-
Other operating charges640/8€2k€3k▲
Gross operating margin9900€18k€77k▲
Operating profit (loss)9901€41k€22k▼
Financial income75/76B€202€351▲
Recurring financial income75€202€351▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€38k€21k▼
Income taxes67/77€199€3k▲
Profit (loss) for the period9904€38k€18k▼
Profit (loss) for the period to be appropriated9905€38k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€18k▲
Profit (loss) brought forward from the previous period14P€-46k-
Transfer from equity791/2€17k€19k▲
Transfer to equity691/2-€18k
To other reserves6921-€18k
Profit to be distributed694/7€9k€19k▲
Return on contributions (dividend)694-€19k
Directors or managers695€9k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €38k
Net result €38k after 2 loss-making years.
30-06
Financial
Equity above €200kEq €203k ▲16.5%
Equity rises from €174k to €203k.
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-36k ▼1980%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
01-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €85k ▲338%
Operating result €123k, net result €85k, both a record.
30-06
Financial
Equity above €200kEq €246k ▲45.8%
2 profitable years in a row build equity to €246k.
10-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kuilenstraat 123500 HasseltGround area
1,099 m²
Building footprint
168 m²
Volume, LiDAR
897 m³
Parcel 71323C0584/00G004, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DRG
since 20082.174.801.366
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0584/00G004 | Flanders | 1,099 m² | 1 · 168 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B.W. RENOVATION
BE 0806.898.953
Jette · Eq €201k
Eventus Interieur Schrijnwerk
BE 0651.717.264
Turnhout · Eq €202k
DCSi
BE 0472.244.005
Lummen · Eq €202k
GREEN WINDOWS
BE 0801.229.896
Nivelles · Eq €202k
DM EQUINE
BE 0737.736.963
Lochristi · Eq €202k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 7,409 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2008
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.